Average car loan rate by credit
You can still get a decent rate without perfect credit.
4 min read
Auto Loans
Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.
Helpful links
You can still get a decent rate without perfect credit.
Consider the pros and cons of financing a car.
Here’s how to refinance a car loan and save.
Reviews & tools
Editor's picks
Learn more about auto loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Certified Financial Education Instructor℠
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
Skyla and Tenet offer low auto loan rates. Which is better for buying an EV?
If you have fair or poor credit, consider Auto Approve and Ally for refinancing.
Westlake Financial and myAutoLoan offer car financing to good and bad credit borrowers.
Refinancing will affect your credit — but it doesn’t have to be negative.
Paying off your car loan early can save money in certain cases.
Between financing, insurance, fuel and maintenance costs there’s a lot to consider.
Get in the best position for future financing by staying on top of your new loan.
A car-buying service can save money. Follow these tips to decide if it’s right for you.
The trusted provider of accurate rates and financial information