Average car loan rate by credit
You can still get a decent rate without perfect credit.
4 min read
Auto Loans
Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.
Helpful links
You can still get a decent rate without perfect credit.
Consider the pros and cons of financing a car.
How to refinance your car loan
Auto Loans
Here’s how to refinance a car loan and save.
Reviews & tools
Editor's picks
Learn more about auto loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Certified Financial Education Instructor℠
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
Prepare for high rates of inflation if you plan to buy a vehicle this season.
It’s tough to lease a car with no credit or bad credit, but you do have options.
Different auto loan types suit different types of buyers.
Fed hikes means higher rates — but there are still ways to save.
The recently renewed EV charger tax credit could mean money back in 2024.
There is no minimum credit score, but lenders have varying minimum requirements.
Second-chance car loans come at a high price.
Simple interest auto loans can be a money saver when it comes to interest accrued.
The trusted provider of accurate rates and financial information