Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop
Getting the best financing for your new set of wheels requires time and research.
Woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Here’s what to look for when buying a used car to minimize your risk.
Close up of a mechanic's hands changing a car tire valve in a garage
You can save money with used tires, but there are safety factors to consider before buying.
Close up through windshield of happy older man driving truck
Refi alternatives like car loan modification may let you lower your car payment.
An image collage showing a light bulb, an arm reaching upwards, and a bag with a dollar sign sitting on top of a ladder.
Bootstrapping and business loans are just two ways to get a business up and running.
Expensive vehicle costs impacted all ages over the last year.
A young woman works at her table, talking on the phone while looking at her laptop.
Learn why it can take a week or more to get a business loan from a bank.
Happy woman sitting in her apartment using a laptop
You may be able to save hundreds by working with a direct auto lender.
Portrait of man with glasses frowning at computer screen in front of him
Refinancing a car in someone else’s name is a complicated process.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc