Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop
Getting the best financing for your new set of wheels requires time and research.
Woman studies in college library.
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Learn what a merchant cash advance is and what fees and terms to expect.
Man and woman sit in a car at a dealership
The Rule of 78 can hurt borrowers looking to pay debt off early.
Man makes notes on a financial document
A CD serves as collateral for this loan, but watch for restrictions.
Couple at wedding
Wedding loans can help you pay for your dream day but understand the cons.
Learn the differences between business term loans and lines of credit and compare lenders that offer them.
Woman standing next to car with arm around man who is shaking the hand of a car dealer
A seven-year car loan means low payments but brings financial risks.
Smiling girl and her father looking at car in showroom, girl pointing at car
When buying a first car for a teen, shop for safety alongside style.
Car salesman showing a car to couple
Auto dealers are skilled at getting you to buy. Learn how to counter their moves.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc