Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Explore Tennessee’s car insurance laws and the consequences of not meeting them.
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The CA FAIR Plan is an insurance plan of last resort. Coverage is limited and pricey.
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Protect your investment: Learn how gap insurance covers your car loan shortfall.
![Dog sticking his head out the window while the car he is riding in is in traffic.](https://www.bankrate.com/2019/07/07130657/tips-first-time-buyers-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Buying car insurance for the first time? Follow these auto insurance tips.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains homeowners insurance and how it works.
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Bankrate investigates cheap carriers for high-risk car insurance in New Jersey.
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Car insurance is mandatory in most states, but why?
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Find out if renters insurance may be the right choice for you.
![Downtown Tennessee city with busy traffic](https://www.bankrate.com/2021/02/03112231/tennessee-car-insurance-laws-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore Tennessee’s car insurance laws and the consequences of not meeting them.
![Graphic of a car](https://www.bankrate.com/brp/2024/02/29151906/Insurance-What-is-Gap-Insurance-Reviewed-by-Experts.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Protect your investment: Learn how gap insurance covers your car loan shortfall.
![Dog sticking his head out the window while the car he is riding in is in traffic.](https://www.bankrate.com/2019/07/07130657/tips-first-time-buyers-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Buying car insurance for the first time? Follow these auto insurance tips.
![Man sat in a cafe using his computer](https://www.bankrate.com/2021/04/20210336/high-risk-auto-insurance-new-jersey-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate investigates cheap carriers for high-risk car insurance in New Jersey.
![Mechanic man explaining to his customer the defect of his car in a repair shop](https://www.bankrate.com/2021/11/12105557/car-why-is-car-insurance-mandatory-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Car insurance is mandatory in most states, but why?
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Find out why car insurance is not negotiable and how you can save on your premium.
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Discover essential North Carolina auto insurance laws and the coverage you need.
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Bankrate explains what a warranty on a car covers, and what it doesn’t.
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Bankrate asks an expert: how will extreme weather transform insurance in the U.S.?
![Woman accounting](https://www.bankrate.com/2022/11/16135858/how-to-calculate-home-insurance.png?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate investigates how home insurance is calculated, and more.
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Wondering how to get discounts on your home insurance? Bankrate can help.
![A suburban neighborhood near a hill with a wildfire in the background.](https://www.bankrate.com/2023/06/30104259/the-impact-of-natural-disasters-on-insurance-rates.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Will natural disasters in the U.S. become costlier than ever before? Bankrate explores.
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These five steps could help you choose the best home insurance company for you.
![A young Mixed race family having lunch at home in Auckland, New Zealand.](https://www.bankrate.com/2021/10/26092205/Factors-that-impact-insurance-cost.jpg?auto=webp&optimize=high&crop=1:1&width=356)
8 things that impact the cost of insurance — plus some others that may surprise you.
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Loss assessment coverage protects you from excess damage costs. Bankrate explains.
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Roof inspections can help determine the condition and lifespan of your roof.
![A man with glasses sits in his kitchen in front of a laptop.](https://www.bankrate.com/2021/01/20110417/how-payouts-work-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
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If finding life insurance is part of your pregnancy preparations, start here.
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Bankrate explores what life insurance covers to help you understand your options.
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Is short-term life insurance right for you? Bankrate explains this type of policy.
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Discover the features, benefits and costs of indexed universal life insurance.
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Term life insurance policy expiring soon? Bankrate explains your options.
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Review your insurance policies to help save money and find the best deal.
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Insurable interest: Key to securing life insurance for those who matter most.
The trusted provider of accurate rates and financial information