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MetLife insurance review 2025

Updated Mar 22, 2024
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At a glance

New

What’s new with MetLife?

MetLife life insurance review

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Pros

  • Extra benefits, including financial planning and grief counseling, are available
  • Numerous other types of medical coverage available
  • No medical exam required for certain policies
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Cons

  • Limited coverage options
  • Only offered through an employer

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Why you can trust Bankrate

Our insurance editorial team includes licensed agents with decades of combined experience, and we used our intimate knowledge of the industry to conduct this in-depth MetLife insurance review.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Is MetLife a good insurance company?

TrustPilot User 1
Feb 1, 2021
Good reliable company
Rating: 5 stars out of 5
“Good reliable company. Policy payed out on time and fit for purpose”
TrustPilot User 2
Oct 3, 2023
I wish there were zero stars
Rating: 1 stars out of 5
“I wish there were zero stars. What they put me through after my husband died was unbelievable. Over the course of eight weeks I probably talked to 10 different people including the supervisor. Everybody’s answer was different. I would never recommend this company to anyone.”
Bogleheads User 1
Apr 29, 2015
I have a 20 year 1.5M policy through them and...
“I have a 20 year 1.5M policy through them and have been pleased. Policy was issued last year and is slightly cheaper than the same amount from ING. I would purchase another policy from Metlife.”
Bogleheads User 2
Apr 29, 2015
I have an LTD policy, a life insurance policy...
“I have an LTD policy, a life insurance policy, and had a LTC policy, all with MetLife. The LTC paid out maximum amount, the life insurance paid out 50%, (and will pay the other 50% when I die), and the LTD plan has paid like clockwork since 1999. Funny thing, I get a discount on my MetLife car insurance because I have other policies with them. As much as they have paid to me over the years, you would think the last thing they would do is give me a discount on anything! So, based on my experience, I can't see why you shouldn't go with them for your insurance needs.”
Written by
R.E. Hawley
Senior writer, Insurance
R.E. Hawley is a senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular car ownership and insurance comparison app, leading a team of over a dozen writers in creating customer-focused financial advice content on topics ranging from insurance to vehicle reliability and auto loan refinance. R.E. holds a personal lines insurance license.
Edited by Editor, Insurance