Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Does homeowners insurance cover treehouses?
A treehouse might be covered under Coverage B of your home insurance policy.
6 min read Apr 03, 2024 -
Actual cash value
What is actual cash value home insurance? Bankrate explains.
7 min read Apr 01, 2024 -
What to do if your homeowners insurance is canceled
Finding out your home insurance has been canceled or nonrenewed may leave you feeling vulnerable. After all, your home is likely one of your largest investments, and a home insurance policy can provide [...]
10 min read Apr 01, 2024 -
What is a flood elevation certificate?
An elevation certificate may help reduce your flood insurance cost. Learn how.
7 min read Mar 28, 2024 -
April showers bring more than May flowers: Does homeowners insurance cover rain damage?
Is your home vulnerable to rain damage this spring?
4 min read Mar 28, 2024 -
Is homeowners insurance tax deductible?
Learn whether your homeowners insurance premiums are tax deductible.
7 min read Mar 25, 2024 -
California FAIR Plan insurance: What it is and how it works
CA homeowners in high-risk areas may need to look into the California FAIR Plan.
9 min read Mar 25, 2024 -
Florida remains hot housing destination despite home insurance crisis
Insurance costs are not slowing Florida’s population growth.
8 min read May 20, 2024 -
Does homeowners insurance cover your swimming pool?
Not all home insurance companies cover swimming pools. Here is what you should know.
10 min read Mar 21, 2024 -
Will my homeowners insurance policy cover tree removal?
Find out when home insurance covers tree removal and when it does not.
7 min read Mar 21, 2024