Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Experts say the 2024 hurricane season could break records. Here’s how to prepare
The 2024 hurricane season is expected to be severe.
9 min read May 01, 2024 -
Most common items stolen in home burglaries
What are burglars most likely to target in your home? Bankrate explores.
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How ISO fire ratings impact your home insurance
ISO ratings indicate your fire risk and may influence your insurance rate.
8 min read Apr 29, 2024 -
Shopping for home insurance? Waiting until you move may cost you money
Shopping home insurance can be impactful, even if you aren’t buying a new home.
7 min read Apr 29, 2024 -
Cost of living facts and statistics 2024
Although inflation is slowing, the cost of living remains high for many.
5 min read Apr 26, 2024 -
Florida flooding focuses attention on uninsured Americans
Is Florida’s 500-year flooding a sign of the times? Bankrate explores the risk.
7 min read Apr 25, 2024 -
When and how to fight a denied homeowners insurance claim
If your homeowners insurance claim was denied, you have options. Start here.
10 min read Apr 24, 2024 -
Does homeowners insurance cover septic tanks?
Septic tanks may be covered by the other structures portion of your policy.
8 min read Apr 24, 2024 -
What Is a homeowners insurance peril and how does it work?
There are usually 16 named perils on a home insurance policy. Learn what they mean.
7 min read Apr 24, 2024 -
Homeowners choose minimal insurance due to rising rates. How risky is it?
Learn the risks of buying less home insurance than you need to save money.
8 min read Apr 24, 2024