Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Hurricane season is around the corner: Where Florida’s home insurance market stands post-Demotech FSR concerns
Here’s what’s changed in FL’s insurance market since the 2022 Demotech scare.
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U.S. house fire facts and statistics in 2024
Data show house fires occur every 21 seconds in the United States.
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What is home insurance replacement cost coverage?
Bankrate helps homeowners decide if replacement cost insurance is right for them.
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Does homeowners insurance cover water damage?
Water can be destructive — and repairs are often costly. Home insurance can help.
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Is home insurance required? What homeowners need to know
Is homeowners insurance required? Bankrate explains when and why you need it.
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Does your homeowners insurance go up after a claim?
Wondering if your homeowners insurance goes up after a claim? Bankrate explains.
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How to choose the right, cheap home insurance for your budget
You may want cheap home insurance, but is it the right insurance? Bankrate can help.
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Homeowners insurance statistics and facts
Discover the trends shaping home insurance in today’s market.
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Can home insurance help you after a natural disaster? Bankrate explores.
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Guide to homeowners insurance
A guide to help you understand homeowners insurance policies and coverage types.
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