Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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How to prepare your home for a natural disaster
Understanding how to prepare your home for a disaster could save you money.
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HO-2 homeowners insurance policies
Wondering if you should get an HO-2 home insurance policy? Bankrate explains.
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Home insurance ‘crisis’: First Florida, now California — is my state next?
Home insurance rates are increasing in the US, with FL and CA hit particularly hard.
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Mortgage insurance vs homeowners insurance: what’s the difference?
Mortgage insurance protects your lender, while home insurance protects you.
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Does homeowners insurance cover foundation repair?
Learn when home insurance does and does not cover foundation repairs.
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How to switch home insurance companies
Learn how to switch home insurance companies, even if you have a mortgage.
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Does homeowners insurance cover plumbing?
Learn when home insurance does and does not cover plumbing issues.
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How to save on homeowners insurance premiums in 2024
You can take several steps to lower your home insurance premium. Learn more.
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Types of homeowners insurance
Bankrate’s full guide to the different types of homeowners insurance.
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6 steps to take after a natural disaster
Preparing for a natural disaster may help you recover more quickly.
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