Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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The impact of natural disasters on insurance rates in 2024
Will natural disasters in the U.S. become costlier than ever before? Bankrate explores.
12 min read Jun 28, 2024 -
I’m not a homeowner. Here’s why the home insurance crisis keeps me up at night
Saving up for a home is one thing; finding insurance for it is another.
5 min read Jun 28, 2024 -
How to prevent your home from flooding
Flooding can happen anytime, anywhere. Is your home prepared?
10 min read Jun 27, 2024 -
Does homeowners insurance cover wildfire damage?
Wondering if homeowners insurance covers wildfire damage? Bankrate has the answer.
6 min read Jun 27, 2024 -
Loss of use coverage
Find out why loss of use coverage is a valuable piece of your homeowners insurance.
9 min read Jun 27, 2024 -
Buying a home with a friend? Here’s how to insure it
Bankrate details what to know about insuring a home purchased with a friend.
5 min read Jun 26, 2024 -
Home warranty vs. homeowners insurance
Is home insurance the same as a home warranty? Bankrate answers your questions.
10 min read Jun 25, 2024 -
What happens when you pay off your mortgage?
First, you celebrate. But remember: You’ve got some new obligations too.
7 min read Jul 02, 2024 -
Hurricane season is here. Will your insurance policies weather the storm?
Extremely active and record-breaking are how forecasters are describing the 2024 Atlantic hurricane season. All signs indicate that this year may be a tough season for Americans living on the East Coast [...]
7 min read Jun 25, 2024 -
The true cost of living in Miami 2024
How much does it really cost to live in Miami? Bankrate examines.
13 min read Jun 24, 2024