Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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What is stigmatized property?
A home with history? Find out why certain properties may be especially hard to sell.
4 min read May 19, 2023 -
Homeowners insurance policy endorsements
Home insurance policies can be modified and specialized through endorsements.
7 min read May 18, 2023 -
High insurance rates push homeownership further out of reach
Rising insurance rates put homeownership even further out of reach for many.
5 min read May 05, 2023 -
CLUE reports
How does a CLUE report affect your insurance rates? Bankrate can help.
8 min read Apr 14, 2023 -
How to insure valuable items
Wondering how to insure the most valuable items in your home? Bankrate can help.
6 min read Mar 27, 2023 -
Does homeowners insurance cover snow damage?
Not sure whether your homeowners insurance policy covers snow damage? Bankrate has the answer.
4 min read Feb 10, 2023 -
What do builder warranties cover?
A limited variety of things, for a very limited time.
3 min read Dec 12, 2022 -
What does renters insurance cover?
As a renter of a home or apartment, you may be considering whether it’s worth the cost to purchase a renters insurance policy. Renters insurance is a type of coverage that is designed to provide financial [...]
7 min read Nov 30, 2022 -
How to create a home inventory
Whether you own a home or condo, or you rent an apartment, you likely have a lot of stuff. And it’s likely not just clothes, appliances and electronics, but also kitchen utensils, picture frames and [...]
7 min read Sep 21, 2023 -
Lenders offer mortgage relief for victims of Hurricane Ian
Following the storm, Fannie Mae and others have authorized forbearance plans for affected borrowers.
2 min read Oct 20, 2022