Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
-
Does homeowners insurance cover septic tanks?
Septic tanks may be covered by the other structures portion of your policy.
6 min read Jul 18, 2023 -
Does homeowners insurance cover septic tanks?
Septic tanks may be covered by the other structures portion of your policy.
6 min read Jul 18, 2023 -
Pets and renters insurance: Why you need it
Learn the ins and outs of insurance coverage for pet-related damages.
9 min read Feb 26, 2024 -
Does home insurance cover rat damage?
If rodents damage your home, does insurance cover it? Probably not. Bankrate explains.
5 min read Jul 12, 2023 -
Do you need your own claims adjuster?
Consider hiring a public adjuster if you are short on time or have a large loss.
7 min read Jul 10, 2023 -
How long does it take to get home insurance?
You may want to plan ahead when it comes to getting homeowners insurance.
6 min read Jul 03, 2023 -
Should you return a partial payout from a home insurance claim?
Do you need to return extra money from a home insurance claim? Bankrate explains.
7 min read Jun 28, 2023 -
How do biometric locks impact your homeowners insurance?
Smart locks, like biometric, are convenient, but do they lower home insurance rates?
6 min read Sep 21, 2023 -
Homeowners insurance exclusions
Homeowners insurance covers a lot, but not everything. Bankrate explains.
6 min read Jun 14, 2023 -
2023 U.S. wildfire statistics
Find the latest statistics and data for U.S. wildfires here.
8 min read Oct 02, 2023