Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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What to do if you are dropped from your home insurance
Dropped by your home insurance and don’t know what to do next? Bankrate can help.
11 min read Sep 27, 2023 -
What is storage unit insurance?
Your home or renters policy may extend to items in storage but with less coverage.
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Does homeowners insurance cover space heaters?
Homeowners insurance does not always cover space heaters. Bankrate explains.
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Does homeowners insurance cover sewer lines?
Does your homeowners insurance policy cover sewer lines? Bankrate has the answer.
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Does homeowners insurance cover roof leaks?
Find out if that pesky roof leak is covered by home insurance.
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Does homeowners insurance cover volcanic eruptions?
Does homeowners insurance cover volcano damage? Bankrate finds out.
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Does homeowners insurance cover trampolines?
Does homeowners insurance cover trampolines? Bankrate investigates.
6 min read Jul 27, 2023 -
High-risk homeowners insurance
Are you buying or living in a high-risk home? Here’s how it may affect your insurance.
8 min read Jul 26, 2023 -
7 renovations that can impact your home insurance
Some home renovations may actually lower your insurance premiums.
9 min read Sep 21, 2023 -
Does homeowners insurance cover septic tanks?
Septic tanks may be covered by the other structures portion of your policy.
6 min read Jul 18, 2023