Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Does homeowners insurance cover mold?
Mold — is your home covered? Bankrate explains when insurance covers mold damage.
9 min read Jan 23, 2024 -
Burglary statistics 2024
Burglaries are a common property crime; learn the preventative steps homeowners can take.
9 min read Jan 12, 2024 -
How to secure your home on a budget
Bankrate researched the top-rated home security products for under $300.
5 min read Mar 13, 2024 -
Mine subsidence insurance
Wondering if you need mine subsidence insurance? Here’s who might.
5 min read Jan 11, 2024 -
12 Steps to prepare your home for winter
Need to prepare your home for winter? Bankrate is here with a step-by-step guide.
8 min read Jan 11, 2024 -
What is PITI?
Lenders look at PITI to help determine whether you’ll be able to repay your loan.
6 min read Jan 09, 2024 -
How much renters insurance do I need?
What is renters insurance and how much do you need? Bankrate explains.
5 min read Jan 08, 2024 -
Does homeowners insurance cover wood stoves?
You could pay more for home coverage with a wood stove.
6 min read Jan 08, 2024 -
How to prepare for a home insurance inspection
What should you do if you’re having a home inspection? Bankrate explains.
7 min read Jan 08, 2024 -
Does homeowners insurance cover tsunami damage?
Tsunamis are rare in the U.S., but would a home insurance policy cover the damage?
5 min read Dec 26, 2023