Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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What is homeowners insurance and how does it work?
Bankrate explains homeowners insurance and how it works.
10 min read Feb 27, 2024 -
How to get homeowners insurance after nonrenewal
Learn more about finding coverage after a nonrenewal.
7 min read Feb 27, 2024 -
Can you pay your deductible? 57% of Americans are uncomfortable with emergency funds savings
Could you pay your deductible if you had an insurance claim?
5 min read Jan 31, 2024 -
HO-3 vs HO-5 insurance
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
9 min read Jan 31, 2024 -
What is an insurance declaration page?
Your homeowners insurance declarations page is a quick reference powerhouse.
6 min read Jan 30, 2024 -
Homeowners insurance vs. co-op insurance vs. condo insurance
Bankrate explains the difference between homeowners, co-op and condo insurance.
6 min read Apr 03, 2024 -
8 Common home insurance myths
Uncover truths behind eight common home insurance myths.
5 min read Jan 26, 2024 -
How to choose the best home insurance company
These five steps could help you choose the best home insurance company for you.
6 min read Jan 24, 2024 -
How to get home insurance discounts
Wondering how to get discounts on your home insurance? Bankrate can help.
7 min read Mar 13, 2024 -
Difference in conditions insurance
A difference in conditions policy fills coverage gaps left by an underlying policy.
7 min read Jan 31, 2024