Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Factors that impact your cost of homeowners insurance
8 things that impact the cost of insurance — plus some others that may surprise you.
13 min read Jul 16, 2024 -
Loss assessment coverage
Loss assessment coverage protects you from excess damage costs. Bankrate explains.
6 min read Jul 11, 2024 -
What you need to know about roof inspections
Roof inspections can help determine the condition and lifespan of your roof.
7 min read Jul 11, 2024 -
How to get flood insurance coverage and who needs it
Bankrate guides you through the process of buying a flood insurance policy.
8 min read Jul 10, 2024 -
Does homeowners insurance cover fire damage?
Fire is a common cause of damage to homes. Does homeowner’s insurance cover fire?
6 min read Jul 09, 2024 -
How to find affordable homeowners insurance in a high-risk fire zone
Bankrate shares tips on finding home insurance if you live in a high-risk wildfire area.
7 min read Jul 09, 2024 -
How to protect your home from wildfire
Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.
6 min read Jul 03, 2024 -
What are homeowners insurance premiums and how do they work?
Bankrate explains homeowners insurance premiums and the factors that impact it.
12 min read Jul 03, 2024 -
How to prepare your home for hurricane season
Is your home ready for hurricane season? Bankrate has tips on how to prepare.
10 min read Jul 03, 2024 -
Dog breeds that affect your insurance coverage
Wondering what dog breeds affect your homeowners insurance? Bankrate can help.
7 min read Jul 02, 2024