Homeowners Insurance
Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.
Insuring your home
![Front of home with shape background Front of home with shape background](https://www.bankrate.com/f/102997/712x633/5bad5eecac/home-dd-1.png?auto=webp&optimize=high)
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
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Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
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Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
![Bankrate's image file Bankrate's image file](https://www.bankrate.com/f/102997/713x633/c380d8516b/insur-dd-4-v2.png?auto=webp&optimize=high)
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
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Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Home Insurance Basics
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How to switch home insurance companies
![A consultant helping a customer go through their insurance policy](https://www.bankrate.com/2023/05/15124030/Insurance-How-to-read-a-home-insurance-policy.jpg?auto=webp&optimize=high&crop=16:9&width=96)
How to read a homeowners insurance policy
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How to secure your home on a budget
![House with a damaged garage door](https://www.bankrate.com/brp/2022/09/10114431/Insurance_ABT-Homeowners-insurance-statistics-and-facts.jpg?auto=webp&optimize=high&crop=16:9&width=96)
Homeowners insurance statistics and facts
![A parent sits on the stoop in front of their home with one baby child in their arms and another, toddler, drawing with chalk on the walkway.](https://www.bankrate.com/2021/08/26104511/How-much-homeowners-insurance-do-I-need.jpg?auto=webp&optimize=high&crop=16:9&width=96)
How much homeowners insurance do I need?
![Photo of a house with old roofing tiles that need to be replaced.](https://www.bankrate.com/2023/04/17095252/Insurance_What-does-homeowners-insurance-cover_.jpg?auto=webp&optimize=high&crop=16:9&width=96)
What does homeowners insurance cover?
Weather related home insurance coverages to consider
![Fire fighter walking along a street where every home burned to the ground](https://www.bankrate.com/2019/12/16110013/Wildfire-Home-Insurance-cropped.png?auto=webp&optimize=high&crop=16:9&width=320)
How to protect your home from wildfire
![A home on the coast that has been damaged by a hurricane. It is a sunny day.](https://www.bankrate.com/2021/06/15114423/Does-homeowners-insurance-cover-hurricane-damage.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Does homeowners insurance cover hurricane damage?
![a palm tree blowing in a windstorm](https://www.bankrate.com/f/102997/1280x720/10bb9bd2d9/home-wind-insurance-featured-1.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Windstorm insurance: how it works and who needs it
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