Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Insuring your home

Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

More about home insurance coverage

Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.

Choosing an insurance carrier

Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

Get a home insurance quote

Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Learn more about add-ons

Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

Learn how to buy home insurance

Reviews from top homeowners insurance providers

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Insurance Reviews

Home Insurance Basics

Learn how to switch home insurance companies, even if you have a mortgage.

A consultant helping a customer go through their insurance policy

Do you understand how to read your home insurance policy? Bankrate can help.

Bankrate researched the top-rated home security products for under $300.

Learn about the most common homeowners insurance claims and state-by-state costs.

A parent sits on the stoop in front of their home with one baby child in their arms and another, toddler, drawing with chalk on the walkway.

Wondering how much homeowners insurance you need? Bankrate can help.

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Home insurance is for more than bad weather. Learn how your policy protects you.

Home Insurance News

Find news, resources, and advice about homeowners insurance.

Weather related home insurance coverages to consider

Fire fighter walking along a street where every home burned to the ground

Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.

A home on the coast that has been damaged by a hurricane. It is a sunny day.

Don’t wait for a hurricane to check your homeowners insurance coverage.

Bankrate helps homeowners understand windstorm insurance and what it covers.

Storm debris litters a neighborhood in the wake of Hurricane Ida on September 3, 2021 in Grand Isle, Louisiana. Ida made landfall as a Category 4 hurricane five days before in Louisiana and brought flooding, wind damage and power outages along the Gulf Coast.

Louisiana is a perilous state. Can its home insurance market survive the risk?

Shot of a coastal neighborhood against a twilight sky.

When Jack Nelson purchased his dream home along the canals of Long Beach, New York, he imagined the best of both worlds: an ocean in his backyard and the bustling metropolis of New York City a quick train [...]

A young couple is standing together in their unfinished living room.

A home renovation can change your insurance needs.

Extreme weather is impacting our finances in unexpected ways.

A grandpa plays with his grandson in the living room while the family looks on.

Is an HO-3 policy the best choice for your home? Bankrate is here to help.

Extreme weather takes a severe toll on the Southern U.S.

A pile of packages unattended in front of a door with a wreathe on it.

Bankrate has tips to keep porch pirates at bay this holiday season.

Home insurance covers some natural disasters — but not all of them.

Homeowners Insurance

Compare home insurance rates

Insuring your home

Determine how much insurance you need

Compare home insurance companies

Get customized quotes for your home

Explore coverage add-ons

Purchase your home insurance

Reviews from top homeowners insurance providers

Home Insurance Basics

How to switch home insurance companies

How to read a homeowners insurance policy

How to secure your home on a budget

Homeowners insurance statistics and facts

How much homeowners insurance do I need?

What does homeowners insurance cover?

Home Insurance News

Weather related home insurance coverages to consider

How to protect your home from wildfire

Does homeowners insurance cover hurricane damage?

Windstorm insurance: how it works and who needs it

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