Jessa Claeys is an insurance editor for Bankrate with over a decade of experience writing, editing and leading teams of content creators. She is a licensed personal lines insurance producer in Colorado. Jessa currently covers auto, home and life insurance with the goal of helping others secure a healthy financial future. Her work has been published by several insurance, personal finance and investment-focused publications, including BiggerPockets, 401(k) Specialist, BP Wealth and more.
Jessa Claeys is an insurance editor for Bankrate with over a decade of experience writing, editing and leading teams of content creators. She is a licensed personal lines insurance producer in Colorado. Jessa currently covers auto, home and life insurance with the goal of helping others secure a healthy financial future. Her work has been published by several insurance, personal finance and investment-focused publications, including BiggerPockets, 401(k) Specialist, BP Wealth and more.
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At a glance
3.2
Rating: 3.2 stars out of 5
Bankrate Score
Score breakdown
Auto
Rating: 3.1 stars out of 5
3.1
Cost & ratings
Rating: 2.67 stars out of 5
2.7
Coverage
Rating: 4 stars out of 5
4.0
Support
Rating: 2.71 stars out of 5
2.7
Home
Rating: 3.2 stars out of 5
3.2
Cost & ratings
Rating: 2.33 stars out of 5
2.3
Coverage
Rating: 4.33 stars out of 5
4.3
Support
Rating: 3.75 stars out of 5
3.8
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
About Bankrate Score
Bankrate's take
Kemper Auto may be the carrier of choice for high-risk drivers or drivers with an alternative form of a driver’s license.
Offers nonstandard auto insurance for drivers struggling to find coverage
Poorly rated customer satisfaction for auto insurance according to 2024 J.D. Power studies
Nonstandard auto and life insurance products are available, but standard auto and home insurance products are no longer offered
Extensive list of discounts and endorsements available
Auto
Avg. annual premium for full coverage
$3,141
Avg. annual premium for min coverage
$1,324
New
What’s new with Kemper?
In August 2023, Kemper Corporation announced that one of its subsidiaries, Kemper Personal Insurance, which provides both home and auto insurance for standard and preferred customers, is canceling and nonrenewing preferred policies immediately. Kemper stated they will follow state regulations, meaning most customers will receive a nonrenewal letter 30 to 60 days before their renewal date and will have to find home and auto coverage elsewhere. Infinity, Kemper’s nonstandard auto company in California, will transition to Kemper Auto. Kemper Life should not be impacted.
Is Kemper insurance still available?
Insurance is still available under Kemper Auto for drivers who need nonstandard auto insurance. Additionally, life insurance is available through Kemper Life. Insurance under Kemper Personal Insurance, which provided home and auto coverage for standard and preferred customers, is no longer available as of August 2023.
Kemper car insurance review
Bankrate’s editorial team, which includes licensed agents, used their industry experience to conduct an in-depth evaluation of Kemper insurance. After our study, we issued Kemper car insurance a Bankrate Score of 3.2 out of 5. The factors leading to the company’s score include its higher-than-average premiums and relatively low third-party customer service scores. With Kemper Personal Insurance canceling and nonrenewing preferred auto policies, Kemper Auto remains a good choice for many customers, including drivers struggling to find an insurer due to blemishes on their driving record.
Although Kemper is licensed to do business in all 50 states and Washington, D.C., product availability may vary by state. Kemper also uses several underwriting companies for its auto insurance, so you may see a different company name listed on your policy. Additionally, Kemper received the lowest score in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study for the second year in a row, which could indicate that customers tend to have a poor claims experience.
Coverage options with Kemper Auto are limited, but the policy may still be the best car insurance option for some drivers. If you have a suspended license or need an SR-22 form, Kemper Auto could provide you coverage. The nonstandard program also writes coverage for drivers with international licenses, state IDs and Matrícula Consular identification cards from Mexico.
Pros and cons of Kemper car insurance
If deciding between Kemper Auto car insurance and other carriers, it can be helpful to know where the company stands out and where it may fall short. Bankrate has summarized Kemper car insurance below to aid in your decision on whether to pursue a car insurance quote:
Pros
SR-22 filing available
Accepts drivers with international driver’s licenses, state IDs and Matrícula Consular identification cards from Mexico
Annual policies
Cons
Endorsement options are not as unique compared to other carriers
Depending on individual circumstances, your auto policy may be underwritten by a partner company and not Kemper itself
Ranked last in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study
Kemper car insurance cost
Kemper’s average auto insurance rates are generally higher than the national average. Full coverage costs an average of $3,141 annually with Kemper versus $2,685 per year nationally. Minimum coverage with Kemper averages $1,324 per year, which is significantly more than the national average of $800. However, keep in mind that getting a quote is the best way to determine how much you’ll pay for Kemper car insurance.
How much is Kemper car insurance?
Drivers with a history of accidents or ticket convictions may find getting cheap car insurance more difficult than drivers with a clean driving record. Although Kemper’s average rates are higher than the national average, the company does offer coverage for drivers with a DUI (not all carriers do). This may be helpful for drivers who can’t secure coverage from a standard provider.
Drivers with international licenses usually have trouble obtaining coverage since providers cannot access their driving history. Not having a driving history to pull from may increase your rates, but Kemper states they offer coverage for drivers with state IDs and international licenses. Note that the rates below are averages, and your individual rate may differ based on a variety of factors.
When it comes to car insurance, age is a key consideration insurers use when calculating rates. Young drivers have fewer years of driving experience when compared to most older drivers. They also have a higher likelihood of filing claims, which leads to more expensive car insurance rates. As such, rates trend downward as drivers get older. Below is a comparison of current car insurance rates from Kemper by age based on a clean driving record. Again, note that your individual rate may differ.
*All rates displayed are average annual rates. Rates are based on our good driver profile, with 16- and 18-year-old drivers added to their parents’ policy.
No two insurance companies are exactly alike. They offer different insurance products and discounts and might have different underwriting standards or serve unique customer demographics. This is why most financial experts recommend requesting quotes from several insurance providers before purchasing a policy. While Kemper’s auto insurance rates are higher than average, you might find that the rates are competitive for nonstandard auto insurance.
When considering one insurance company over another, one factor you may want to think about is customer satisfaction. While you can ask friends and family for their experience, you can also reference third-party ratings from data aggregation sources like J.D. Power and AM Best, which carry out studies and release reports about customers’ satisfaction with their insurance and historical financial strength, respectively.
Kemper auto claims satisfaction
J.D. Power ranks satisfaction by giving a score based on a 1,000-point scale. Kemper did not score well in J.D. Power’s 2024 U.S. Auto Insurance Study, ranking last in the California region with a score of 528/1,000.
The chart has 1 Y axis displaying values. Data ranges from 697 to 820.
End of interactive chart.
Kemper auto insurance customer complaints
The National Association of Insurance Commissioners (NAIC) issues an annual complaint index report to track the amount of complaints lodged against insurance companies. The index employs a baseline of 1.00. Scores below 1.00 indicate that a provider had fewer complaints than expected for a company its size and scores above 1.00 indicate the opposite.
Kemper consistently sees well above the average level of complaints for a company its size. Scores of 2.16 to 3.05 over the last three years indicate that the company continues to struggle with poor customer satisfaction.
NAIC Complaint Index for auto insurance
Line chart with 3 data points.
The chart has 1 X axis displaying Year. Data ranges from 2021-01-01 00:00:00 to 2023-01-01 00:00:00.
The chart has 1 Y axis displaying Score. Data ranges from 2.16 to 3.05.
Kemper Co-Pilot: Kemper offers a telematics program that tracks your driving habits. Users can earn an automatic 10 percent discount just for enrolling in the program.
Defensive driving course discount: If you complete an approved defensive driving course and meet the company’s requirements, Kemper could reward you with a discount.
Multi-car discount: If you’re insuring more than one vehicle with Kemper, you could earn a discount on each policy’s premium.
Good student discount: Full-time students who maintain a 3.0 or higher GPA could earn an auto insurance discount.
Paid-in-full discount: Kemper offers customers a discount for paying the entire term’s premium up front instead of in installments.
Military discount: If you’re an active duty or National Guard member, you might be eligible for an auto insurance discount.
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Kemper home insurance review
Kemper was previously a good option for home insurance. However, it shuttered its home insurance division in 2023. Most old policies have been canceled or nonrenewed, and no new policies are being written.
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Get personalized home insurance quotes
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Kemper life insurance review
Kemper offers life insurance through Kemper Life, with various police options. Specifically, Kemper offers whole life, term life and guaranteed issue life insurance. The company also offers accidental and health insurance coverage for cancer, heart attacks and other qualifying conditions.
If you’ve previously been disqualified for life insurance coverage or have a preexisting condition, you might want to look into Kemper’s guaranteed issue life insurance, which doesn’t require a medical exam. This type of coverage also offers guaranteed rates, so policyholders and their beneficiaries can earn money on the policy.
Keep in mind that Kemper Life works with the following underwriters: United Insurance Company of America, The Reliable Life Insurance Company, Union National Life Insurance Company, Mutual Savings Life Insurance Company and their affiliated companies and subsidiaries. Kemper notes that life insurance products are available in 27 states, but specific coverage and policy costs may vary.
Pros and cons of Kemper life insurance
Kemper offers several life insurance options, such as whole life, term life, guaranteed issue and accidental and health coverage. While it didn’t make our list of best life insurance companies, the company has many options and could be of interest if you already have a Kemper Auto policy.
Pros
Guaranteed issue life insurance requires no medical exam or questions
Riders available to personalize life insurance policies
Potential option to convert term life insurance into whole life insurance
Cons
Life insurance not underwritten by Kemper
Eligibility may vary by company
Limited information available online
Kemper life insurance riders
Kemper does not provide much information about its life insurance riders online, but it does mention that riders are available for whole life insurance policies. You can contact a Kemper agent for life insurance quotes and more information on riders.
Compare life insurance providers quickly and easily
See which provider is right for you.
22-24
25-34
35-44
45-54
55-59
60+
Please select age
The amount of coverage you need depends on many factors, including your age, income, mortgage and other debts and anticipated funeral expenses.
0-75,000
75,000-125,000
125,000-250,000
250,000-500,000
500,000-1,000,000
1,000,000+
Please select Coverage amount
Whole life insurance combines life insurance with an investment component.
Coverage for life
Tax-deferred savings benefit if premiums are paid
3 variations of permanent insurance: whole life, universal life and variable life include investment component
Term life insurance is precisely what the name implies: an insurance policy that is good for a specific term of time.
Fixed premium over term
No savings benefits
Outliving policy or policy cancellation results in no money back
Term 5 Years
Term 10 Years
Term 20 Years
Term 30 Years
Whole Life
Final Expense
Not Sure
Please select Policy type
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When looking for the right home, life or car insurance company, comparing quotes from several carriers is usually helpful. This allows you to gather facts about each insurer to find the best option. Some similar companies to consider include:
Featured
Kemper
Rating: 3.2 stars out of 5
3.2
Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings
Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings
Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings
If Kemper’s nonstandard auto insurance is appealing to you, consider checking out Direct Auto, as well. The company offers car insurance options to high-risk drivers and also sells numerous other types of coverage.
Farmers offers a wider variety of insurance products at competitive rates, although policyholders with spotty driving records might pay more for coverage.
The insurance market can be complicated, but Bankrate's insurance editorial team used our unique perspective to bring readers the information they need to make educated decisions when shopping for a policy.
78
years of industry experience
9
licensed staff
34.5K
ZIP codes examined
120
carriers reviewed
Is Kemper a good insurance company?
For car owners interested in this company, Bankrate’s Kemper auto insurance review may help you decide if you should seek out quotes from this lesser-known insurer. Kemper auto is notable for offering car insurance options for high-risk drivers and those without driver’s licenses, so it could be a good option for anyone with a less-than-perfect driving record. Depending on the policy type, drivers may be able to access more coverage options, but it comes down to what they are eligible for. Kemper is licensed in all 50 states and Washington, D.C., but not all products are available in all areas. Additionally, not all policy types, including life insurance, are underwritten by Kemper, so further research may be necessary if you want to have all of your insurance needs handled in one place.
What are real-life customers saying about Kemper?
To gain insight into the customer experience with Kemper, we’ve sourced real-life feedback from Reddit. This platform hosts a wide range of discussions, including user experiences with insurance companies, offering candid details and personal anecdotes. By exploring these conversations, potential customers can better understand what to expect from Kemper.
Reddit User 1*
May 10, 2023
Is Kemper always hard to reach?
Almost a month ago, this lady backed up into my car while I (25m) was driving and totaled it. Our insurance companies placed fault on the lady and I opened a claim with her insurance, Kemper. Kemper turned out to be horrible to deal with because they are soooo hard to reach. The adjusters never pick up the phone when I call them and I have to wait on them to call me each time. It took me a long time to get the car declared totaled and I'm currently waiting on the $9600 settlement they promised and Kemper is taking their sweet time send me over the paperwork and instructions to move forward with the settlement. What gives?
UPDATE: Kemper just called me. They sent over the power of attorney letter to sign and afterwards authorized the check to be mailed. I'm getting a new car!
Kemper has operators that answer to assist if the adjuster doesn't answer or return your calls. There are level of management above the adjuster who would have several mgt levels to go to with your complaint Not to say that you should have to go thru this process. I have allstate and a kemper driver rear ended me. I actually got better service with Kemper claim adjuster than my own Allstate adjuster. My vehicle was seen at and paid quickly. I sent my rental bill to them and that was paid quickly also.
*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.
Kemper company details
If you’re contemplating purchasing insurance through Kemper or want to manage existing policies, you may want to reach out for more information. Here are a few ways you can get in touch:
Kemper is authorized to provide auto insurance coverage in 50 states and Washington, D.C. It also writes life insurance policies in 27 states, although its website does not specify which states it operates in. Infinity, a subsidiary of Kemper, writes coverage for California.
Kemper tools and benefits
In addition to nonstandard auto insurance, Kemper offers life insurance, as well as the following:
Business insurance: Businesses can purchase commercial auto coverage, as well as commercial general liability or business owner policies.
Specialty vehicle insurance: Kemper works with non-affiliated insurance companies to offer motorcycle and ATV insurance coverage.
Accident and health coverage: Kemper’s First Occurrence products provide financial benefits following qualifying accidents or health events such as a cancer diagnosis or heart attack.
Fire/contents protection coverage: This product provides personal property coverage for damage caused by fires, lightning or other qualifying events.
Frequently asked questions about Kemper
All claims including auto, home, towing, glass and roadside assistance, as well as life insurance claims, can be started online through Kemper’s website. If you would like to call instead, you can call 866-536-7376 for Kemper auto. Claim agents are available Monday through Sunday, from 7 to 12 a.m., Central Standard Time (CST). Agents for new claims are available Monday through Friday, from 9 a.m. to 7 pm. CST and Saturday, from 11 a.m. to 6 p.m. CST. Agents dealing with existing claims are available Monday through Friday, from 8 a.m. to 5 p.m.
Kemper has implemented corporate responsibility programs in several areas, focusing on education, health and community development. In 2023, the Kemper Foundation supported 330 organizations and boasted a total community impact of $3.1 million. Below are some of the key sustainability programs implemented by Kemper:
Kemper Cares is an employee volunteer program that encourages participation with the American Cancer Society, the American Heart Association and Breakthrough T1D (formerly the Juvenile Diabetes Research Foundation)
Read Conmigo is a part of the Kemper Foundation that supports teachers operating in a bilingual Spanish-English classroom setting.
Kemper Scholars Program awards scholarships to help students develop leadership skills.
Kemper works with the National Urban League and UnidosUS to improve the standard of living for African Americans, Latinos and other historically overlooked populations.
Kemper Corporation has several subsidiaries and in August 2023, it announced that one of its subsidiaries, Kemper Personal Insurance, would be withdrawing from the preferred auto and home market. While this is very different from going out of business, this action may put the rest of Kemper’s holdings in a stronger financial position. Policyholders impacted by this decision will be contacted by Kemper and should start looking for other coverage options immediately.
Yes, Kemper purchased Infinity in 2018 and rebranded it to Kemper Infinity. This relatively new subsidiary is geared to provide nonstandard auto insurance and operates in 43 states. Under Kemper’s guidance, Infinity has become one of the largest nonstandard auto insurance policy writers. Drivers who may not qualify for auto policies under other Kemper businesses may be able to find a policy through Kemper Infinity, as nonstandard auto insurance is generally for those drivers who may have difficulty finding auto insurance due to accidents, tickets or other complications.
Methodology
Rates
Bankrate utilizes Quadrant Information Services to analyze April 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:
40 year old
Single male and female driver
2023 Toyota Camry
Primary vehicle
Good credit score
Clean driving record
Commutes 5 days
Bodily injury liability
$100,000 per person
$300,000 per accident
Property damage liability
$50,000 per accident
Personal injury protection
$100,000 per accident
Uninsured motorist bodily injury
$100,000 per person
$300,000 per accident
Collision deductible
$500
Comprehensive deductible
$500
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.
If otherwise specified, the base profile has been modified with the following driver characteristics:
Other profiles
Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.
Bankrate Score
Our 2025 Bankrate Score for auto insurance considers key variables that our insurance editorial team determined impact policyholders’ experiences with an insurance company. These factors include a robust assessment of each company’s cost of coverage, product availability, financial strength ratings, online capabilities and customer and claims support accessibility. We grouped these factors into three essential categories — cost and ratings, coverage and savings, and support — which we then weighted in a tiered approach.
Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlighting where they fall short.
50% Cost & ratings
50% Cost & ratings
30% Coverage & savings
30% Coverage & savings
20% Support
20% Support
Tier 1 (Cost & ratings): To determine how well auto insurance companies satisfy these priorities, our team analyzed quoted premiums from Quadrant Information Services (if available), as well as any of the latest third-party agency ratings from J.D. Power, AM Best, Demotech and the National Association of Insurance Commissioners (NAIC).
Tier 2 (Coverage & savings): We assessed companies’ coverage options and availability to help policyholders find a provider that balances cost with coverage. Additionally, we evaluated the discount options listed on each company’s website.
Tier 3 (Support): To encompass the many ways an auto insurance company can support policyholders, we analyzed avenues of customer accessibility along with community support. This analysis incorporated additional financial strength ratings from S&P and Moody’s and factored in a company’s corporate sustainability efforts.
Tier scores are unweighted to show the company's true score in each category out of a possible five points.
Rates
Bankrate utilizes Quadrant Information Services to analyze April 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates for our base profile are based on the following characteristics and coverage limits:
40 year old
Married male and female homeowners
2017 build year
Primary home
Good credit score
Clean claim history
Dwelling coverage
$300,000
Other structures coverage
$30,000
Personal property coverage
$150,000
Loss of use coverage
$60,000
Liability coverage
$500,000
Medical payment coverage
$1,000
The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane deductible (or the next closest deductible amounts that are available) where separate deductibles apply.
These are sample rates and should be used for comparative purposes only. Your quotes will differ.
If otherwise specified, the base profile has been modified with the following homeowner characteristics:
Dwelling coverage:
Coverage A, Dwelling: $150,000, $350,000, $450,000, $750,000
Coverage B, Other Structures: $15,000, $35,000, $45,000, $75,000
Coverage C, Personal Property: $75,000, $175,000, $225,000, $375,000
Coverage D, Loss of Use: $30,000, $70,000, $90,000, $150,000
Coverage E, Liability: $500,000
Coverage F, Medical Payments: $1,000
Rates were calculated based on the following insurance credit tiers assigned to our homeowners: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. The following states do not allow credit to be a factor in determining home insurance rates: California, Maryland, Massachusetts.
Rates were calculated based on the following insurance claims assigned to our homeowners: “fire ($80,000 in losses), liability ($31,000 in losses), theft ($5,000 in losses) and wind ($12,000 in losses).”
Rates were calculated based on the following build years for homes and assigned to our homeowners: 1959, 1982, 1992, 2010, 2017 (base) and 2020.
Rates were calculated based on the following deductible amounts: $1,000 (base), $1,500, $2,000 and $5,000.
Bankrate Score
Our 2025 Bankrate Score considers variables our insurance editorial team determined impact policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s cost of coverage, product availability, financial strength ratings, online capabilities and customer and claims support accessibility. We grouped these factors into three essential categories — cost and ratings, coverage and savings, and support — which we then weighted in a tiered approach.
Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlighting where they fall short.
50% Cost & ratings
50% Cost & ratings
30% Coverage & savings
30% Coverage & savings
20% Support
20% Support
Tier 1 (Cost & ratings): To determine how well home insurance companies satisfy these priorities, our team analyzed average quoted premiums from Quadrant Information Services (if available), as well as any of the latest third-party agency ratings from J.D. Power, AM Best, Demotech and the National Association of Insurance Commissioners (NAIC).
Tier 2 (Coverage & savings): We assessed companies’ coverage options and availability to help policyholders find a provider that balances cost with coverage. Additionally, we evaluated each company’s discount options listed on its website.
Tier 3 (Support): To encompass the many ways a home insurance company can support policyholders, we analyzed avenues of customer accessibility along with community support. This analysis incorporated additional financial strength ratings from S&P and Moody’s and factored in a company’s corporate sustainability efforts.
Tier scores are unweighted to show the company's true score in each category out of a possible five points.
Jessa Claeys is an insurance editor for Bankrate with over a decade of experience writing, editing and leading teams of content creators. She is a licensed personal lines insurance producer in Colorado. Jessa currently covers auto, home and life insurance with the goal of helping others secure a healthy financial future. Her work has been published by several insurance, personal finance and investment-focused publications, including BiggerPockets, 401(k) Specialist, BP Wealth and more.
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Bankrate follows a strict
editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
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Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.
Insurance Disclosure
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