Adriana's Insurance review 2024

Adriana’s car insurance may be a good option for high-risk drivers in Southern California who have a difficult time securing affordable coverage. This agency works with drivers and insurance companies to get the best rate possible for each customer's coverage needs. Some of the companies it works with include Bristol West, National General and Kemper.

Adriana's is not an insurance provider. It’s an agency that helps drivers find auto insurance options in California. The agency is particularly focused on assisting high-risk drivers, including those who need an SR-22 filing. As such, this agency could be a good choice for drivers who are unsure where to start for comparing rates and options for coverage.

Coverage options will vary based on the carrier Adriana's pairs you with, but the company may be able to help drivers secure standard coverage types, including full coverage, plus endorsements like windshield replacement coverage and roadside assistance.

Pros and cons of Adriana’s car insurance

Is Adriana's the right choice for your car insurance needs? Bankrate reviews some pros and cons to help you make your choice.

California residents who are seeking homeowners insurance may find a broad range of options at Adriana’s home insurance, depending on the carrier they work with. The company's homeowners insurance policy types include condo and mobile home coverage, as well as coverage for specialty homes. The potential endorsements you will find with Adriana's vary based on the carrier you are paired with.

Pros and cons of Adriana’s home insurance

Adriana’s insurance may help California homeowners find the right insurance — here are some pros and cons of using the company.

Adriana's website does not offer much information about its life insurance offerings, but it does mention both permanent and term policy options. Some of the partner carriers featured on Adriana's life insurance website include AIG and John Hancock. Adriana's does have an online quoting tool for life insurance, but you must speak with an agent to complete your policy coverage selections and purchase. Adriana's agency model promises to save you money on your policy by allowing you to compare rates from among the companies it works with, potentially giving you the most affordable coverage for your needs.

Many insurance experts recommend that you compare insurers before making a decision on the best policies for your needs. Every insurer uses its own proprietary methods for determining rates, and every insurer varies in terms of the types of coverage, possible endorsements and available discounts, so asking for quotes from multiple companies can help you find the most affordable coverage for your needs. Adriana's Insurance advertises that it will help you do this by securing quotes from various partner institutions. However, it's also worth noting that it does not work with all major carriers, so will not be able to give you as broad a spectrum of rate options as you might be able to gather on your own.

Adriana’s Insurance vs. Electric Insurance 

While Adriana’s is limited to a specific geographic region, Electric Insurance serves all 50 states, as well as  Puerto Rico and Washington, D.C. It also provides a lengthy list of car and home insurance coverage options. Like Adriana's, Electric has limited digital tools, but offers personalized service through agents.

Learn more: Electric Insurance

Adriana’s Insurance vs. Secura Insurance

Unlike Adriana’s Insurance, Secura Insurance offers its own policies to customers. If you live outside of Adriana's coverage area, Secura may be an option. The carrier is available in 13 states and puts a major emphasis on social responsibility, including working with charitable organizations focused on sustainability.

Learn more: Secura Insurance

Adriana’s Insurance vs. Encompass

Encompass is an Allstate company that offers a full range of car and home insurance coverage options and discounts for a majority of states in the U.S. If you're looking for home and auto coverage, you may be interested in Encompass' single policy deductible option.

Learn more: Encompass

Adriana’s is a unique option for people seeking insurance. Rather than offering policies directly, it serves as an agency, helping you shop for the best deal. That may make it highly useful for people in Southern California who want to work with an agent for coverage guidance. It may also appeal to high-risk drivers who have difficulty securing coverage.

However, Adriana's is only available in Southern California and offers limited information about its coverage details or the carriers it works with. For more information, you'll likely need to reach out to a company agent.

What are real-life customers saying about Adriana's?

To help you understand the experience that real-life customers have had with Adriana's Insurance, Bankrate's insurance editorial team took a deep dive into online comments from policyholders. Adriana has mixed reviews, with a few positive ones — comments generally speak to customer service that is not as good as it could be, others say they did get cheap quotes.

Adriana's company details

Adriana's Insurance only operates in parts of California. If you are in their region and wish to connect with the company, you can do so as follows:

• Phone numbers for general contact, claims, and customer service (if available): (888) 290-4040. Phone numbers for individual insurers can be found here to file claims.
• Link to company website: adrianasinsurance.com
• Mailing address for company: 9445 Charles Smith Ave, Rancho Cucamonga, CA 91730

State availability

Adriana’s Insurance only offers coverage in portions of Southern California.

Adriana's tools and benefits

In addition to shopping for the best insurance deals, Adriana’s Insurance offers other perks that may be worth considering, including:

• Immigration services
• DMV services
• Traffic school
• Motorcycle insurance
• Renters insurance
• Recreational vehicle insurance
• Commercial auto and truck insurance
• Business insurance
• Special event insurance
• Mexico travel insurance
• Truck permits and insurance

Frequently asked questions about Adriana's Insurance

Bankrate utilizes Quadrant Information Services to analyze June 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region.

Auto

Quoted rates are based on a single, 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $50,000 property damage liability per accident
• $100,000 uninsured motorist bodily injury per person
• $300,000 uninsured motorist bodily injury per accident
• $500 collision deductible
• $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.

These are sample rates and should only be used for comparative purposes.

Homeowners

Quoted rates are based on married male and female homeowners with a clean claim history, good credit and the following coverage limits:

• Coverage A, Dwelling: $150,000, $300,000, $350,000, $450,000, $750,000
• Coverage B, Other Structures: $15,000, $30,000, $35,000, $45,000, $75,000
• Coverage C, Personal Property: $75,000, $150,000, $175,000, $225,000, $375,000
• Coverage D, Loss of Use: $30,000, $60,000, $70,000, $90,000, $150,000
• Coverage E, Liability: $500,000
• Coverage F, Medical Payments: $1,000

The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane deductible (or the next closest deductible amounts that are available) where separate deductibles apply.

These are sample rates and should be used for comparative purposes only. Your quotes will differ.