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Best car insurance in Massachusetts for 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in Massachusetts
Geico, Amica, Progressive and Allstate offer some of the best car insurance in Massachusetts, according to Bankrate’s extensive research. In our search for the best car insurance companies, we obtained quoted premium information from Quadrant Information Services for the state’s largest companies by market share. We also analyzed each company’s coverage options, discounts and policy features. We combined this information with third-party rankings from J.D. Power for customer service and AM Best for financial strength.
Based on our research, we assigned a Bankrate Score to each company on a scale of 0.0 to 5.0. The higher the Bankrate Score, the better that company ranked across these categories.
It can be helpful to compare rates to the state averages when considering car insurance companies. On average, full coverage in Massachusetts costs $1,828 per year while minimum coverage costs an average of $481 per year. If you are searching for the best auto insurance in Massachusetts, these companies may be worth your consideration:
|
|
|
|
---|---|---|---|
4.6
|
$2,158
|
$501
|
|
4.4
|
$1,526
|
$462
|
|
4.4
|
$1,992
|
$762
|
|
4.0
|
$2,234
|
$627
|
|
3.9
|
$2,045
|
$679
|
Amica
4.6
4.6
Avg. full coverage premium
$180/mo
Avg. full coverage premium
$2,158/yr
Customer satisfaction
709/1,000
-
Why Amica made our list: Amica has solid financial strength ratings with AM Best, impressive J.D. Power scores and is tied with Geico for the highest Bankrate Score on this list. It also offers unique incentives to policyholders through an auto insurance dividend policy, which could return up to 20 percent of your premium as a dividend each year. This opportunity is in keeping with Amica’s focus on providing ample possibilities for discounts and savings.
Geico
4.4
4.4
Avg. full coverage premium
$127/mo
Avg. full coverage premium
$1,526/yr
Customer satisfaction
638/1,000
-
Why Geico made our list: Geico has the highest possible financial strength rating from AM Best, scored well with J.D. Power for customer satisfaction and is tied for the highest Bankrate Score of the companies on this list. On top of high ratings, Geico offers the lowest average premiums for full coverage in Massachusetts of any of the companies on our list. Geico also offers its policyholders several ways to save, including potential discounts for insuring multiple vehicles, having a vehicle with certain safety features, being a federal employee or getting good grades.
Who Geico may be good for: In addition to low average premiums and ample savings possibilities, Geico also offers lower-than-average rates for Massachusetts drivers with incidents on their records like a speeding ticket, at-fault accident or DUI. Traffic violations tend to increase insurance rates, so finding ways to keep premiums lower can help drivers who don’t have clean driving records.
Progressive
4.4
4.4
Avg. full coverage premium
$166/mo
Avg. full coverage premium
$1,992/yr
Customer satisfaction
620/1,000
-
Why Progressive made our list: Progressive scores a high Bankrate Score and has a superior financial strength rating with AM Best, making it a solid choice even though it doesn’t have the lowest average premiums. The combination of these ratings implies that Progressive has historically been able to pay out claims and meet its financial obligations. Progressive also offers multiple opportunities for car owners to customize their auto insurance policies.
Arbella
4
4
Avg. full coverage premium
$186/mo
Avg. full coverage premium
$2,234/yr
Customer satisfaction
617/1,000
-
Why Arbella made our list: Although it is a regional insurer, Arbella offers an impressive selection of add-on coverage (like a snowplow endorsement) with options that are uniquely tailored to the states where it operates. It also boasts a solid list of discount opportunities. If you want your premium to feel more meaningful, you may appreciate that Arbella prioritizes community engagement and efforts, partnering with local organizations that include the Boston Bruins Kid Captain program, Special Olympics Massachusetts and many others.
Allstate
3.9
3.9
Avg. full coverage premium
$170/mo
Avg. full coverage premium
$2,045/yr
Customer satisfaction
646/1,000
-
Why Allstate made our list: Allstate offers rewards programs for safe drivers, including Allstate's Deductible Rewards program, Safe Driving Club and the Drivewise program. Each has the potential to help drivers save money on their car insurance with Allstate. The Deductible Rewards program allows you to earn money off your deductible for each year you drive without an auto accident. The Safe Driving Club, also called Allstate's Safe Driving Bonus program, allows drivers to earn a savings bonus on their car insurance every six months they go without an accident. Finally, the Drivewise program is a free system for real-time monitoring of driving habits that can result in discounts as a reward for safe driving.
How Bankrate chose the best car insurance companies in Massachusetts
In order to determine the best car insurance companies in Massachusetts, Bankrate analyzed average premium data from Quadrant Information Services, along with other factors, like third-party ratings, coverage options and discount opportunities. We used these and other factors to issue each provider a Bankrate Score with a maximum of 5.0 to help you assess what the best car insurance options are for you.
Why you can trust Bankrate
Read our full methodologyTo help Massachusetts drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in Massachusetts
Every car insurance policy is not created equally, and the best car insurance provider for you will depend on highly unique factors. Beyond the state you live in, the cost of your coverage will depend on everything from the car you drive to your driving record. Each Massachusetts car insurance company offers coverage options, discounts and add-ons that might make them more appealing to certain drivers. With these differences in mind, the following considerations may help you find the best car insurance in MA for your needs.
New
In early 2023, Massachusetts State Senator Pavel Payano introduced bill S703, which aims to reduce racial and socioeconomic inequities in car insurance pricing. If it is made into law, the bill would ban auto insurers in Massachusetts from placing heavy emphasis on your ZIP code when determining your rate, in the hopes that it will bring more affordable rates to drivers in urban areas. To be specific, the bill would alter each insurer’s rating algorithm to give no more than 75 percent weight to a driver’s ZIP code and 25 percent weight to the Massachusetts average. Unfortunately, as of early 2024, the bill is still in limbo.
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Massachusetts?
The average cost of car insurance in Massachusetts is $1,828 annually for full coverage and $481 for minimum coverage. Massachusetts averages are significantly lower than the national average premiums, which are $2,458 annually for full coverage and $678 for minimum coverage. For comparison, average rates for full coverage in the nearby states of Vermont and New York are $1,412 and $3,846 per year, respectively.
Studying car insurance rates by state can be useful for planning and comparison. However, the factors that impact your car insurance are specific to you, so your individual rates will likely be different than these averages. In Massachusetts, your driving history, the make and model of the car you drive and the coverage types you choose will all affect the rate you pay.
Unlike many other states where gender plays a part in insurance quotes, Massachusetts does not permit carriers to use gender as a rating factor when determining your car insurance premium. Likewise, car insurance companies in MA are not allowed to consider factors like income, credit rating, education or homeownership. Insurers can only consider age in the rating process if a driver is 65 years of age or older.
However, insurers can use your years of driving experience, so younger drivers will likely still see increased premiums. Beyond personal variables, where you live — both state and ZIP code — can also play a significant role in your rates. Areas with higher costs for car repair, higher incidences of theft or vandalism or lots of traffic congestion may have higher rates.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|
Leverett | $1,382 | -28% |
Richmond | $1,514 | -19% |
Worcester | $2,197 | +18% |
Andover | $1,526 | -18% |
Boston | $2,180 | +18% |
Newton | $1,685 | -8% |
North Dartmouth | $1,847 | +1% |
Northampton | $1,453 | -23% |
Beverly | $1,624 | -12% |
Monponsett | $1,811 | -1% |
Nantucket | $1,494 | -20% |
North Reading | $1,618 | -12% |
Becket | $1,463 | -22% |
Bernardston | $1,301 | -34% |
Warwick | $1,329 | -32% |
Oxford | $1,603 | -13% |
Boxborough | $1,568 | -15% |
Waverley | $1,836 | +0% |
Pocasset | $1,772 | -3% |
Somerville | $2,064 | +12% |
Buzzards Bay | $1,598 | -13% |
Cotuit | $1,776 | -3% |
Southfield | $1,546 | -17% |
Leicester | $1,773 | -3% |
Winchester | $1,541 | -17% |
Revere | $2,886 | +45% |
East Wareham | $1,816 | -1% |
East Dennis | $1,640 | -11% |
Shutesbury | $1,447 | -23% |
North Brookfield | $1,475 | -21% |
Swampscott | $1,884 | +3% |
Rockport | $1,468 | -22% |
South Dartmouth | $1,757 | -4% |
Adams | $1,483 | -21% |
Sudbury | $1,386 | -28% |
Wellfleet | $1,336 | -31% |
South Barre | $1,761 | -4% |
Salem | $2,018 | +10% |
East Bridgewater | $1,719 | -6% |
East Falmouth | $1,689 | -8% |
Marion | $1,691 | -8% |
West Springfield | $1,912 | +4% |
Paxton | $1,775 | -3% |
Lawrence | $2,376 | +26% |
Onset | $1,944 | +6% |
Dennis Port | $1,488 | -21% |
Devens | $1,442 | -24% |
Framingham | $1,877 | +3% |
Concord | $1,362 | -29% |
Georgetown | $1,675 | -9% |
South Wellfleet | $1,692 | -8% |
Seekonk | $1,644 | -11% |
Chicopee | $1,859 | +2% |
Athol | $1,483 | -21% |
Westminster | $1,440 | -24% |
North Uxbridge | $1,763 | -4% |
Monroe Bridge | $1,447 | -23% |
Taunton | $1,889 | +3% |
Village Of Nagog Woods | $1,556 | -16% |
South Carver | $1,831 | +0% |
Turners Falls | $1,357 | -30% |
Groton | $1,533 | -18% |
North Chelmsford | $1,637 | -11% |
Amesbury | $1,482 | -21% |
Braintree | $2,008 | +9% |
Millers Falls | $1,532 | -18% |
Sterling | $1,551 | -16% |
Kingston | $1,756 | -4% |
South Hadley | $1,547 | -17% |
Ashley Falls | $1,557 | -16% |
Dover | $1,546 | -17% |
Dorchester Center | $3,135 | +53% |
Middleboro | $1,691 | -8% |
Belmont | $1,531 | -18% |
Mattapoisett | $1,697 | -7% |
Lee | $1,337 | -31% |
Cherry Valley | $1,807 | -1% |
Stoneham | $1,820 | -0% |
Oak Bluffs | $1,517 | -19% |
Dennis | $1,460 | -22% |
Rockland | $1,986 | +8% |
Barnstable | $1,752 | -4% |
Norton | $1,647 | -10% |
Springfield | $2,363 | +26% |
Cambridge | $1,817 | -1% |
East Orleans | $1,541 | -17% |
Amherst | $1,640 | -11% |
Longmeadow | $1,579 | -15% |
Southwick | $1,705 | -7% |
Lenox Dale | $1,662 | -10% |
Upton | $1,572 | -15% |
Plympton | $1,680 | -8% |
Orleans | $1,502 | -20% |
Westport | $1,639 | -11% |
West Boylston | $1,509 | -19% |
West Boxford | $1,755 | -4% |
Canton | $1,865 | +2% |
Maynard | $1,557 | -16% |
Newburyport | $1,574 | -15% |
Goshen | $1,321 | -32% |
Prides Crossing | $1,703 | -7% |
Erving | $1,488 | -20% |
Shirley | $1,462 | -22% |
Wareham | $1,800 | -2% |
Charlton | $1,583 | -14% |
Sutton | $1,578 | -15% |
Hopkinton | $1,412 | -26% |
Hinsdale | $1,422 | -25% |
Royalston | $1,438 | -24% |
Grafton | $1,688 | -8% |
West Roxbury | $2,084 | +13% |
Arlington | $1,581 | -15% |
Marstons Mills | $1,623 | -12% |
Brockton | $2,861 | +44% |
Elmwood | $1,961 | +7% |
Waltham | $1,816 | -1% |
Westfield | $1,472 | -22% |
Windsor | $1,553 | -16% |
Manomet | $1,842 | +1% |
Plymouth | $1,895 | +4% |
Hubbardston | $1,600 | -13% |
Hardwick | $1,591 | -14% |
West Warren | $1,683 | -8% |
Newton Center | $1,837 | +0% |
Cataumet | $1,772 | -3% |
Centerville | $1,776 | -3% |
Indian Orchard | $2,305 | +23% |
Monterey | $1,513 | -19% |
Orange | $1,438 | -24% |
Bridgewater | $1,828 | -0% |
Hanson | $1,653 | -10% |
Brimfield | $1,469 | -22% |
West Stockbridge | $1,396 | -27% |
East Princeton | $1,671 | -9% |
New Braintree | $1,383 | -28% |
Norfolk | $1,638 | -11% |
Williamstown | $1,487 | -21% |
Wakefield | $1,699 | -7% |
North Weymouth | $1,916 | +5% |
New Bedford | $2,215 | +19% |
Nutting Lake | $1,773 | -3% |
Colrain | $1,394 | -27% |
Northfield | $1,486 | -21% |
Rutland | $1,689 | -8% |
Danvers | $1,637 | -11% |
North Easton | $1,940 | +6% |
Ashburnham | $1,426 | -25% |
Shrewsbury | $1,630 | -11% |
Essex | $1,486 | -21% |
Westborough | $1,684 | -8% |
Lowell | $1,899 | +4% |
Green Harbor | $1,852 | +1% |
Blackstone | $1,682 | -8% |
Somerset | $1,811 | -1% |
Housatonic | $1,602 | -13% |
Sandisfield | $1,349 | -30% |
Fayville | $1,625 | -12% |
Hathorne | $1,662 | -10% |
Norwell | $1,596 | -14% |
East Freetown | $1,651 | -10% |
Gill | $1,504 | -19% |
Wendell | $1,494 | -20% |
Sagamore | $1,771 | -3% |
Eastham | $1,502 | -20% |
Northbridge | $1,515 | -19% |
Southborough | $1,448 | -23% |
Roxbury Crossing | $3,296 | +57% |
Attleboro | $1,625 | -12% |
Russell | $1,479 | -21% |
Pittsfield | $1,458 | -23% |
Berlin | $1,576 | -15% |
South Grafton | $1,680 | -8% |
Saugus | $2,198 | +18% |
Wayland | $1,541 | -17% |
Hyde Park | $2,761 | +41% |
Still River | $1,637 | -11% |
Chartley | $1,876 | +3% |
Lenox | $1,335 | -31% |
South Egremont | $1,369 | -29% |
Lancaster | $1,496 | -20% |
Sturbridge | $1,643 | -11% |
Scituate | $1,710 | -7% |
Ware | $1,465 | -22% |
Millville | $1,639 | -11% |
Woronoco | $1,726 | -6% |
Natick | $1,573 | -15% |
Needham Heights | $1,565 | -15% |
Woods Hole | $1,689 | -8% |
Harwich Port | $1,614 | -12% |
Great Barrington | $1,385 | -28% |
Chester | $1,408 | -26% |
Gilbertville | $1,594 | -14% |
Plainfield | $1,510 | -19% |
Otis | $1,524 | -18% |
Ayer | $1,480 | -21% |
Gloucester | $1,595 | -14% |
Hingham | $1,770 | -3% |
Quincy | $2,051 | +11% |
South Lee | $1,546 | -17% |
Charlton Depot | $1,683 | -8% |
Princeton | $1,376 | -28% |
Acton | $1,556 | -16% |
Sheldonville | $1,736 | -5% |
Randolph | $2,502 | +31% |
West Newton | $1,862 | +2% |
Westford | $1,561 | -16% |
Granby | $1,530 | -18% |
Cohasset | $1,765 | -4% |
Swansea | $1,639 | -11% |
New Salem | $1,342 | -31% |
Methuen | $1,862 | +2% |
Harvard | $1,376 | -28% |
Chelmsford | $1,483 | -21% |
East Walpole | $1,668 | -9% |
East Taunton | $1,900 | +4% |
Gardner | $1,486 | -21% |
Jefferson | $1,701 | -7% |
North Billerica | $1,604 | -13% |
Ocean Bluff | $1,900 | +4% |
Dorchester | $3,203 | +55% |
Everett | $2,603 | +35% |
Sunderland | $1,442 | -24% |
Townsend | $1,364 | -29% |
Mansfield | $1,540 | -17% |
Lakeville | $1,603 | -13% |
Brookline | $1,849 | +1% |
Watertown | $1,770 | -3% |
West Tisbury | $1,521 | -18% |
Brookline Village | $1,937 | +6% |
Newton Lower Falls | $1,700 | -7% |
East Sandwich | $1,679 | -9% |
North Truro | $1,607 | -13% |
West Brookfield | $1,364 | -29% |
Hull | $1,974 | +8% |
Barre | $1,658 | -10% |
Uxbridge | $1,401 | -26% |
Boxford | $1,528 | -18% |
Osterville | $1,776 | -3% |
North Dighton | $1,657 | -10% |
Wilbraham | $1,582 | -14% |
Dunstable | $1,603 | -13% |
Newbury | $1,409 | -26% |
North Hatfield | $1,649 | -10% |
Dalton | $1,319 | -32% |
Stoughton | $2,100 | +14% |
Medford | $2,024 | +10% |
Chestnut Hill | $2,187 | +18% |
Acushnet | $1,883 | +3% |
Mill River | $1,629 | -11% |
Manchaug | $2,085 | +13% |
Wellesley | $1,477 | -21% |
Sagamore Beach | $1,616 | -12% |
Siasconset | $1,534 | -17% |
Lunenburg | $1,605 | -13% |
South Harwich | $1,693 | -8% |
Leeds | $1,654 | -10% |
Worthington | $1,554 | -16% |
Drury | $1,400 | -27% |
Pepperell | $1,569 | -15% |
Haverhill | $1,868 | +2% |
Lynn | $2,630 | +36% |
Brant Rock | $1,812 | -1% |
North Marshfield | $1,856 | +2% |
Wrentham | $1,542 | -17% |
Bryantville | $1,840 | +1% |
Rochester | $1,548 | -17% |
Duxbury | $1,547 | -17% |
Whitman | $1,956 | +7% |
South Orleans | $1,692 | -8% |
Millbury | $1,639 | -11% |
Mendon | $1,585 | -14% |
Burlington | $1,748 | -5% |
Sandwich | $1,521 | -18% |
Belchertown | $1,466 | -22% |
Milton Village | $2,363 | +26% |
Auburndale | $1,700 | -7% |
Littleton | $1,543 | -17% |
Waban | $1,837 | +0% |
Harwich | $1,446 | -23% |
Tyngsboro | $1,612 | -13% |
Bellingham | $1,526 | -18% |
Jamaica Plain | $2,373 | +26% |
Wales | $1,462 | -22% |
East Brookfield | $1,499 | -20% |
Forestdale | $1,521 | -18% |
Rochdale | $1,788 | -2% |
South Walpole | $1,664 | -9% |
Oakham | $1,451 | -23% |
Greenbush | $1,831 | +0% |
Walpole | $1,762 | -4% |
West Medford | $1,765 | -4% |
South Dennis | $1,488 | -21% |
Huntington | $1,444 | -23% |
Palmer | $1,540 | -17% |
Warren | $1,661 | -10% |
North Egremont | $1,637 | -11% |
Roslindale | $2,542 | +33% |
Vineyard Haven | $1,558 | -16% |
Heath | $1,601 | -13% |
Holden | $1,693 | -8% |
Mashpee | $1,610 | -13% |
South Yarmouth | $1,562 | -16% |
Truro | $1,391 | -27% |
Cuttyhunk | $1,576 | -15% |
Marlborough | $1,616 | -12% |
Wellesley Hills | $1,506 | -19% |
Stockbridge | $1,563 | -16% |
West Newbury | $1,366 | -29% |
Hanover | $1,630 | -11% |
Brewster | $1,328 | -32% |
West Hyannisport | $1,633 | -11% |
Clinton | $1,615 | -12% |
Dracut | $1,637 | -11% |
Byfield | $1,437 | -24% |
Hatfield | $1,504 | -19% |
Thorndike | $1,764 | -4% |
Woburn | $1,742 | -5% |
Mattapan | $3,019 | +49% |
Holyoke | $2,023 | +10% |
West Townsend | $1,575 | -15% |
Weymouth | $1,904 | +4% |
South Easton | $1,786 | -2% |
South Chatham | $1,356 | -30% |
East Otis | $1,583 | -14% |
Tewksbury | $1,615 | -12% |
Salisbury | $1,707 | -7% |
Minot | $1,854 | +1% |
Fall River | $2,209 | +19% |
Westwood | $1,614 | -12% |
South Weymouth | $1,916 | +5% |
Berkshire | $1,583 | -14% |
West Groton | $1,567 | -15% |
Milton | $1,980 | +8% |
Halifax | $1,797 | -2% |
Abington | $1,974 | +8% |
Cummington | $1,310 | -33% |
Florence | $1,484 | -21% |
Middlefield | $1,567 | -15% |
Buckland | $1,492 | -20% |
Southampton | $1,581 | -14% |
Lake Pleasant | $1,568 | -15% |
South Deerfield | $1,532 | -18% |
Holliston | $1,688 | -8% |
Rowley | $1,499 | -20% |
Melrose | $1,853 | +1% |
Raynham | $1,694 | -8% |
Easthampton | $1,402 | -26% |
Ashland | $1,658 | -10% |
Provincetown | $1,540 | -17% |
Bondsville | $1,674 | -9% |
Northborough | $1,415 | -26% |
Sherborn | $1,486 | -21% |
Lanesboro | $1,357 | -30% |
Chilmark | $1,357 | -30% |
Allston | $2,146 | +16% |
Milford | $1,616 | -12% |
North Waltham | $1,882 | +3% |
West Yarmouth | $1,711 | -7% |
Feeding Hills | $1,708 | -7% |
Whately | $1,489 | -20% |
Linwood | $2,105 | +14% |
Topsfield | $1,606 | -13% |
West Hatfield | $1,434 | -24% |
Savoy | $1,326 | -32% |
Wilmington | $1,729 | -6% |
Newtonville | $1,837 | +0% |
Berkley | $1,674 | -9% |
Shelburne Falls | $1,343 | -31% |
Groveland | $1,668 | -9% |
Arlington Heights | $1,750 | -4% |
Norwood | $1,769 | -3% |
Cummaquid | $1,774 | -3% |
Monson | $1,482 | -21% |
Templeton | $1,358 | -30% |
North Grafton | $1,644 | -11% |
Nahant | $2,008 | +9% |
Montague | $1,498 | -20% |
Billerica | $1,601 | -13% |
Readville | $2,747 | +40% |
Newton Upper Falls | $1,837 | +0% |
Hadley | $1,513 | -19% |
Hopedale | $1,513 | -19% |
East Templeton | $1,675 | -9% |
Holland | $1,440 | -24% |
Spencer | $1,790 | -2% |
Dighton | $1,776 | -3% |
Marblehead | $1,623 | -12% |
South Hamilton | $1,507 | -19% |
Sharon | $1,739 | -5% |
Attleboro Falls | $1,563 | -16% |
North Adams | $1,362 | -29% |
Douglas | $1,497 | -20% |
East Weymouth | $2,032 | +11% |
Glendale | $1,595 | -14% |
Ashby | $1,451 | -23% |
Winchendon Springs | $1,671 | -9% |
White Horse Beach | $1,839 | +1% |
New Town | $1,876 | +3% |
Auburn | $1,662 | -10% |
Southbridge | $1,781 | -3% |
Webster | $1,718 | -6% |
Wenham | $1,484 | -21% |
Foxboro | $1,716 | -6% |
Medway | $1,427 | -25% |
Conway | $1,505 | -19% |
Petersham | $1,535 | -17% |
Chatham | $1,505 | -19% |
Rehoboth | $1,602 | -13% |
Rowe | $1,297 | -34% |
Charlemont | $1,314 | -33% |
North Carver | $2,620 | +36% |
West Harwich | $1,451 | -23% |
Brookfield | $1,509 | -19% |
Dedham | $1,855 | +1% |
Brighton | $2,131 | +15% |
Newton Highlands | $1,837 | +0% |
Manchester | $1,571 | -15% |
Marshfield | $1,758 | -4% |
Chelsea | $2,844 | +43% |
West Wareham | $1,816 | -1% |
West Barnstable | $1,776 | -3% |
Plainville | $1,580 | -15% |
Medfield | $1,602 | -13% |
Hyannis | $1,623 | -12% |
West Dennis | $1,488 | -21% |
Hampden | $1,582 | -14% |
Sheffield | $1,520 | -18% |
Ashfield | $1,495 | -20% |
North Oxford | $1,774 | -3% |
Whitinsville | $1,539 | -17% |
Lynnfield | $1,893 | +3% |
North Attleboro | $1,550 | -16% |
Hudson | $1,506 | -19% |
Woodville | $1,902 | +4% |
Chesterfield | $1,320 | -32% |
Carver | $1,733 | -5% |
Lexington | $1,512 | -19% |
Ludlow | $1,826 | -0% |
Greenfield | $1,392 | -27% |
Baldwinville | $1,392 | -27% |
Lincoln | $1,488 | -20% |
West Chop | $1,562 | -16% |
Holbrook | $2,104 | +14% |
Nonantum | $1,839 | +1% |
Menemsha | $1,558 | -16% |
Hyannis Port | $1,629 | -11% |
Blandford | $1,457 | -23% |
Franklin | $1,625 | -12% |
Millis | $1,597 | -13% |
Avon | $2,128 | +15% |
Needham | $1,537 | -17% |
Wheelwright | $1,682 | -8% |
East Longmeadow | $1,780 | -3% |
Leominster | $1,583 | -14% |
Dudley | $1,690 | -8% |
Bedford | $1,506 | -19% |
Reading | $1,517 | -19% |
Falmouth | $1,662 | -10% |
Williamsburg | $1,510 | -19% |
Hanscom Afb | $1,548 | -17% |
Charlestown | $2,576 | +34% |
West Bridgewater | $1,951 | +6% |
Weston | $1,545 | -17% |
Bolton | $1,432 | -24% |
Silver Beach | $1,701 | -7% |
Yarmouth Port | $1,562 | -16% |
West Chesterfield | $1,616 | -12% |
Carlisle | $1,546 | -17% |
Pembroke | $1,710 | -7% |
Agawam | $1,688 | -8% |
Stow | $1,367 | -29% |
Merrimac | $1,493 | -20% |
Ipswich | $1,473 | -21% |
North Falmouth | $1,543 | -17% |
Peabody | $1,868 | +2% |
Roxbury | $3,349 | +59% |
Assonet | $1,807 | -1% |
Middleton | $1,814 | -1% |
Winthrop | $2,462 | +30% |
Edgartown | $1,522 | -18% |
Westport Point | $1,814 | -1% |
Haydenville | $1,378 | -28% |
Three Rivers | $1,568 | -15% |
Cheshire | $1,303 | -34% |
Wendell Depot | $1,534 | -18% |
Fairhaven | $1,883 | +3% |
Fitchburg | $1,709 | -7% |
North Andover | $1,619 | -12% |
Winchendon | $1,647 | -10% |
Accord | $1,786 | -2% |
Fiskdale | $1,473 | -22% |
Deerfield | $1,304 | -34% |
Boylston | $1,531 | -18% |
North Chatham | $1,546 | -17% |
Charlton City | $1,686 | -8% |
Granville | $1,463 | -22% |
West Millbury | $1,777 | -3% |
Humarock | $1,891 | +3% |
Malden | $2,490 | +31% |
Babson Park | $1,901 | +4% |
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Bankrate utilizes Quadrant Information Services to analyze November 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and coverage levels:
Bodily injury liability
$100,000 per person$300,000 per accident
Property damage liability
$50,000 per accidentPersonal injury protection
$100,000 per accidentUninsured motorist bodily injury
$100,000 per person$300,000 per accident
Collision deductible
$500Comprehensive deductible
$500These are sample rates and should only be used for comparative purposes.