Skip to Main Content

Car Insurance

Bankrate's insurance experts guide you through the basics of car insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

Car Insurance Basics

women calculating how to save on car insurance

How to save on car insurance: 7 ways to lower your rate

Car Insurance
Car insurance rates aren’t permanent. Here are 7 tips to lower your auto insurance.
Car in California national park

What is car insurance?

Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
Dog sitting in backseat of car.

Best car insurance discounts

Car Insurance
Bankrate’s insurance team investigates the best car insurance discounts for 2024.

How we work

Our partnership with Coverage

Who is Coverage?

Find out more

Coverage is our trusted and preferred Bankrate partner that helps you easily find and compare personalized offers from top insurance providers like Nationwide, Liberty Mutual, Safeco and many more.

Bankrate X Coverage

on Coverage's website

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

01

Tell us about yourself

We'll gather some basic details about your household and vehicles.

02

Choose your policy

Compare personalized offers and pick the best one for you.

03

Lock it in

Finish the process online or on the phone with a trusted agent.

Ready to get covered?

Compare car insurance offers

Answer a few questions to see personalized offers

Location-Icon
Lock Icon Your information is kept secure

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

GET OFFERS FROM TRUSTED PROVIDERS
+ MORE

What can affect my car insurance quote?

Car insurance is like a fingerprint — car insurance companies may use almost a dozen different rating factors to determine your premium. Although these factors can vary depending on your state, some may include your age, gender, location, driving history and credit history. Additionally, the type of vehicle you drive and the level of coverage you select will impact the cost of your car insurance. With this in mind, the best car insurance quote will be different for everyone. The best way to find the cheapest policy that suits your individualized needs is to request free online car insurance quotes and shop around.

Mortgage Icon
Learn more

Where you live

Profile Icon
Learn more

Your age and gender

Info Icon
Learn more

Your driving history

Credit Good Icon
Learn more

Your credit score

New Car Icon
Learn more

Your vehicle

Bankrate Awards

Bankrate's image file
learn more

The best in auto insurance for 2024

Our Bankrate Awards identified the standout insurers across a range of metrics. In our search for the best of the best, we analyzed average rates, coverage offerings, discounts, availability, digital tools, and third-party customer satisfaction and financial strength ratings.

Arrow Right Icon

Latest Articles

Married couple looking at paperwork with concern on their faces
Higher car insurance costs got you down? We can show you how to save.
Used cars on a lot parked side by side
What kind of insurance do you need for your used car? Bankrate investigates.
Billboard
Are commercials to blame for your high insurance rates?
People living in a van
Planning to live in a converted van? There are insurance implications to consider.
Close up of scratch in paint on white car
Don’t be a Ragin’ Cajun, here’s what to do after a hit-and-run in Louisiana
Businessman holding coffee cup and driving car
The US car commute looks differently now, and it could change your insurance rate.
African woman in car adjusting mirror
What is broad form auto insurance? Bankrate has the details.
politicians
Could the presidential election actually impact insurance coverage and rates?
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc