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Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Insuring your home

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Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later. 

More about home insurance coverage

Home Insurance Reviews

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Review our top home insurance picks of 2025

Our internal banking experts evaluated hundreds of popular financial institutions, using a robust methodology to find this year's best banking experiences, rates and offers.

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Reviews from top homeowners insurance providers

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4.1
Rating: 4.1 stars out of 5
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4.3
Rating: 4.3 stars out of 5
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3.2
Rating: 3.2 stars out of 5
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Home Insurance Basics

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Learn how to switch home insurance companies, even if you have a mortgage.
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Knowing how to read your home insurance policy could save you thousands.
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Securing your home could net you home insurance discounts. Here’s some affordable ways.
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Learn about the most common homeowners insurance claims and state-by-state costs.
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Wondering how much homeowners insurance you need? Bankrate can help.
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Home insurance is for more than bad weather. Learn how your policy protects you.
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Home Insurance News

Find news, resources, and advice about homeowners insurance.

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Weather related home insurance coverages to consider

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How to protect your home from wildfire

Homeowners Insurance
Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.
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Does homeowners insurance cover hurricane damage?

Homeowners Insurance
Don’t wait for a hurricane to check your homeowners insurance coverage.
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Windstorm insurance: how it works and who needs it

Bankrate helps homeowners understand windstorm insurance and what it covers.

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