What is the cheapest car insurance company for Buick?

Finding the cheapest car insurance company for your Buick often starts with a few key strategies. Step one is typically asking for quotes from a range of carriers that are known for writing inexpensive policies, making sure you are taking all applicable discounts into account. If you are generally a safe and careful driver, consider signing up for your company's telematics program if it has one. Finally, review your coverage each year to make sure you are not paying for coverage you don't need. For example, if you have an older Buick, you might choose to no longer carry collision coverage if the value of the vehicle is less than the cost of coverage plus your deductible.

What is the best insurance company?

The best car insurance company for you depends on what you’re looking for from an insurance provider. For instance, budget-conscious drivers might be more concerned about finding the cheapest premium, while tech-savvy drivers may want a provider that has robust digital options. Consider your needs and budget before comparing quotes from multiple insurance companies in order to find the best one for you.

Are Buicks expensive to insure?

The price of insurance can vary widely from person to person since insurance providers look at a lot more than just vehicle make when setting rates. As long as your state allows it, your insurance provider will consider your age, credit history, driving record, location and other personal factors before determining your premium. Car insurance discounts can also reduce the amount you pay to insure your Buick.

Why is my Buick car insurance so expensive?

Your Buick car insurance may be expensive for a number of reasons. One factor that is important in determining your rate is your driving history. If you have past marks on your license — even a single speeding ticket — you may pay more for your policy. Serious infractions, such as a DUI, can lead to significant increases. Other factors that play a role in determining your rate are your location, with urban areas generally seeing higher average rates than more rural, and your age and gender, in most states. Insurers determine your rate based on statistics related to how many claims are filed by particular groups. Those with a higher rate of claims are likely to pay more. For example, teen drivers have high accident rates, so they usually see some of the highest average rates.

Car Insurance for Buick

Car insurance for Buicks: by model

The national average cost to insure a Buick Enclave is $2,421 per year for full coverage. This is 2 percent less than the national average cost of coverage, which is based on a Toyota Camry.

Although average Buick rates are close to the national average, your personal rate may be higher or lower depending on factors like your location, claims history and, in most states, your credit history, age and gender.

Cheapest car insurance companies for Buick Enclave

With room for up to seven and luxurious features like heated steering, a hands-free power liftgate, and QuietTuning Technology, the 2025 Enclave has a starting price of $45,000. Based on our research, Countryway, Hastings Mutual and American National offer some of the cheapest average Buick Enclave insurance for both full and minimum coverage policies. In the table below, we included average Enclave rates from five of the best car insurance companies.


Amica	$736	$2,617
Erie	$631	$1,899
Geico	$581	$2,190
State Farm	$904	$2,816
USAA	$594	$2,243

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for Buicks

A minimum coverage car insurance policy refers to the baseline amount of coverage you need to satisfy state minimum insurance requirements. However, it may leave you financially vulnerable, especially if you cause an accident with damage to your own vehicle. These are some of the common coverage types available to build a more robust car insurance policy for your Buick:

Full coverage car insurance: Although there’s no industry-wide definition, many insurers consider full coverage to mean a policy that includes collision and comprehensive coverage. These types of coverage pay for damage to your vehicle caused by an accident, vandalism, theft, severe weather and more.
Gap insurance: If you lease or finance your vehicle, gap insurance might be valuable. This coverage pays the difference between what you still owe for the vehicle and the car’s depreciated value if you get into a car accident and it’s totaled.
New car replacement coverage: If you drive a vehicle that is relatively new and has low miles, it might qualify for this add-on coverage. New car replacement pays out the value of a new model at today's prices in the event your car is totaled or stolen and not recovered.
Roadside assistance coverage: This popular add-on varies by company, but it commonly pays for the cost of towing, fuel delivery, battery replacement, flat tire changes and more.
Accident forgiveness insurance: Accident forgiveness waives the policy surcharge after your first at-fault accident to prevent a premium increase. Some insurance providers require you to earn this endorsement with a specific number of years of safe driving.

Note that if you’re leasing or financing your Buick, you will likely be required to carry full coverage by your lender.

Learn more: How much car insurance do I need?

Frequently asked questions

Finding the cheapest car insurance company for your Buick often starts with a few key strategies. Step one is typically asking for quotes from a range of carriers that are known for writing inexpensive policies, making sure you are taking all applicable discounts into account. If you are generally a safe and careful driver, consider signing up for your company's telematics program if it has one. Finally, review your coverage each year to make sure you are not paying for coverage you don't need. For example, if you have an older Buick, you might choose to no longer carry collision coverage if the value of the vehicle is less than the cost of coverage plus your deductible.
The best car insurance company for you depends on what you’re looking for from an insurance provider. For instance, budget-conscious drivers might be more concerned about finding the cheapest premium, while tech-savvy drivers may want a provider that has robust digital options. Consider your needs and budget before comparing quotes from multiple insurance companies in order to find the best one for you.
The price of insurance can vary widely from person to person since insurance providers look at a lot more than just vehicle make when setting rates. As long as your state allows it, your insurance provider will consider your age, credit history, driving record, location and other personal factors before determining your premium. Car insurance discounts can also reduce the amount you pay to insure your Buick.
Your Buick car insurance may be expensive for a number of reasons. One factor that is important in determining your rate is your driving history. If you have past marks on your license — even a single speeding ticket — you may pay more for your policy. Serious infractions, such as a DUI, can lead to significant increases. Other factors that play a role in determining your rate are your location, with urban areas generally seeing higher average rates than more rural, and your age and gender, in most states. Insurers determine your rate based on statistics related to how many claims are filed by particular groups. Those with a higher rate of claims are likely to pay more. For example, teen drivers have high accident rates, so they usually see some of the highest average rates.

Methodology

Bankrate utilizes Quadrant Information Services to analyze November 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a single, 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$50,000 property damage liability per accident
$100,000 uninsured motorist bodily injury per person
$300,000 uninsured motorist bodily injury per accident
$500 collision deductible
$500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.

These are sample rates and should only be used for comparative purposes.

Model: To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: Buick Enclave