Car insurance for Buick

Car insurance for Buicks: by model

The national average cost to insure a Buick Enclave is $2,645 per year for full coverage. This is 1 percent less than the national average cost of coverage, which is based on a Toyota Camry.

Although average Buick rates are close to the national average, your personal rate may be higher or lower depending on factors like your location, claims history and, in most states, your credit history, age and gender.

Cheapest car insurance companies for Buick Enclave

With room for up to seven and luxurious features like heated steering, a hands-free power liftgate, and QuietTuning Technology, the 2025 Enclave has a starting price of $45,000. Based on our research, Countryway, MMG and Union Mutual offer some of the cheapest average Buick Enclave insurance for both full and minimum coverage policies. In the table below, we included average Enclave rates from five of the best car insurance companies.

Other car insurance coverage for Buicks

A minimum coverage car insurance policy refers to the baseline amount of coverage you need to satisfy state minimum insurance requirements. However, it may leave you financially vulnerable, especially if you cause an accident with damage to your own vehicle. These are some of the common coverage types available to build a more robust car insurance policy for your Buick:

• Full coverage car insurance: Although there’s no industry-wide definition, many insurers consider full coverage to mean a policy that includes collision and comprehensive coverage. These types of coverage pay for damage to your vehicle caused by an accident, vandalism, theft, severe weather and more.
• Gap insurance: If you lease or finance your vehicle, gap insurance might be valuable. This coverage pays the difference between what you still owe for the vehicle and the car’s depreciated value if you get into a car accident and it’s totaled. 
• New car replacement coverage: If you drive a vehicle that is relatively new and has low miles, it might qualify for this add-on coverage. New car replacement pays out the value of a new model at today's prices in the event your car is totaled or stolen and not recovered. 
• Roadside assistance coverage: This popular add-on varies by company, but it commonly pays for the cost of towing, fuel delivery, battery replacement, flat tire changes and more.
• Accident forgiveness insurance: Accident forgiveness waives the policy surcharge after your first at-fault accident to prevent a premium increase. Some insurance providers require you to earn this endorsement with a specific number of years of safe driving.

Note that if you’re leasing or financing your Buick, you will likely be required to carry full coverage by your lender. 

Learn more: How much car insurance do I need?

Frequently asked questions

Methodology

Bankrate utilizes Quadrant Information Services to analyze June 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a single, 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $50,000 property damage liability per accident
• $100,000 uninsured motorist bodily injury per person
• $300,000 uninsured motorist bodily injury per accident
• $500 collision deductible
• $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2023 Toyota Camry, commute five days a week and drive 12,000 miles annually. 

These are sample rates and should only be used for comparative purposes. 

Model: To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: Buick Enclave and Toyota Camry (base).