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Updated Feb 06, 2025
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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Age 16*
Avg. monthly full coverage premium in Utah
$456
Avg. annual full coverage premium in Utah
$5,468
Age 18
Avg. monthly full coverage premium in Utah
$652
Avg. annual full coverage premium in Utah
$7,825
Age 20
Avg. monthly full coverage premium in Utah
$449
Avg. annual full coverage premium in Utah
$5,383
Age 25
Avg. monthly full coverage premium in Utah
$227
Avg. annual full coverage premium in Utah
$2,729
Age 30
Avg. monthly full coverage premium in Utah
$189
Avg. annual full coverage premium in Utah
$2,266
Age 40
Avg. monthly full coverage premium in Utah
$178
Avg. annual full coverage premium in Utah
$2,137
Age 50
Avg. monthly full coverage premium in Utah
$165
Avg. annual full coverage premium in Utah
$1,978
Age 60
Avg. monthly full coverage premium in Utah
$159
Avg. annual full coverage premium in Utah
$1,906
Age 70
Avg. monthly full coverage premium in Utah
$181
Avg. annual full coverage premium in Utah
$2,167
Age 40
Avg. monthly full coverage premium in Utah
$178
Avg. annual full coverage premium in Utah
$2,137
Age 50
Avg. monthly full coverage premium in Utah
$165
Avg. annual full coverage premium in Utah
$1,978
Age 60
Avg. monthly full coverage premium in Utah
$159
Avg. annual full coverage premium in Utah
$1,906
Age 70
Avg. monthly full coverage premium in Utah
$181
Avg. annual full coverage premium in Utah
$2,167
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Age 16*
Avg. monthly full coverage premium in Utah
$416
Avg. annual full coverage premium in Utah
$4,995
Age 18
Avg. monthly full coverage premium in Utah
$572
Avg. annual full coverage premium in Utah
$6,867
Age 20
Avg. monthly full coverage premium in Utah
$387
Avg. annual full coverage premium in Utah
$4,644
Age 25
Avg. monthly full coverage premium in Utah
$211
Avg. annual full coverage premium in Utah
$2,536
Age 30
Avg. monthly full coverage premium in Utah
$184
Avg. annual full coverage premium in Utah
$2,205
Age 40
Avg. monthly full coverage premium in Utah
$177
Avg. annual full coverage premium in Utah
$2,125
Age 50
Avg. monthly full coverage premium in Utah
$164
Avg. annual full coverage premium in Utah
$1,963
Age 60
Avg. monthly full coverage premium in Utah
$156
Avg. annual full coverage premium in Utah
$1,877
Age 70
Avg. monthly full coverage premium in Utah
$176
Avg. annual full coverage premium in Utah
$2,115
Age 40
Avg. monthly full coverage premium in Utah
$177
Avg. annual full coverage premium in Utah
$2,125
Age 50
Avg. monthly full coverage premium in Utah
$164
Avg. annual full coverage premium in Utah
$1,963
Age 60
Avg. monthly full coverage premium in Utah
$156
Avg. annual full coverage premium in Utah
$1,877
Age 70
Avg. monthly full coverage premium in Utah
$176
Avg. annual full coverage premium in Utah
$2,115
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
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Bankrate’s take: Like all insurance, car insurance is priced based on risk. In order to predict customers’ risk factors, insurers turn to statistics, which show a higher rate of accidents for male drivers compared to female drivers, especially in younger age groups. In states that permit the use of age and gender in auto insurance pricing, young men are most likely to pay high rates for coverage compared to other groups.

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Age 16*
Avg. annual premium for drivers in Utah
$5,231
Age 17
Avg. annual premium for drivers in Utah
$4,688
Age 18
Avg. annual premium for drivers in Utah
$4,262
Age 19
Avg. annual premium for drivers in Utah
$3,746
Age 20
Avg. annual premium for drivers in Utah
$3,567
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Age 18
Avg. annual premium for drivers in Utah
$7,346
Age 19
Avg. annual premium for drivers in Utah
$5,519
Age 20
Avg. annual premium for drivers in Utah
$5,013
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Age Avg. annual premium difference for drivers on their own policy
Age 18 72 percent more
Age 19 47 percent more
Age 20 41 percent more
Clean driving record
Avg. annual premium* in Utah
$2,131
Percentage increase from Utah avg. annual premium*
0%
Avg. annual premium* in Utah
$2,581
Percentage increase from Utah avg. annual premium*
21%
Avg. annual premium* in Utah
$3,069
Percentage increase from Utah avg. annual premium*
44%
Avg. annual premium* in Utah
$4,138
Percentage increase from Utah avg. annual premium*
94%
*The table above compares driving records with different incidents and highlights how much, on average, these incidents tend to raise rates. *The rates reflected are for full coverage policies.
Avg. annual premium* in Utah
$3,889
Percentage difference from Utah avg. annual premium*
83%
Average
Avg. annual premium* in Utah
$2,314
Percentage difference from Utah avg. annual premium*
9%
Avg. annual premium* in Utah
$2,131
Percentage difference from Utah avg. annual premium*
0%
Excellent
Avg. annual premium* in Utah
$1,764
Percentage difference from Utah avg. annual premium*
-17%
*Rates reflect full coverage policies.
Avg. annual premium* in Utah
$2,131
Avg. annual premium* in Utah
$2,175
Avg. annual premium* in Utah
$1,927
BMW 330i
Avg. annual premium* in Utah
$2,607
Toyota Prius
Avg. annual premium* in Utah
$2,197
*Rates reflect full coverage policies.

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Why we're asking
Methodology
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46
years of industry expertise
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122
carriers reviewed
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34.5K
ZIP codes examined
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1.2M
quotes analyzed

Methodology

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40 year old
Single male and female driver
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2023 Toyota Camry
Primary vehicle
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Good credit score
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Clean driving record
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Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500