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Best car insurance in Arkansas for 2025
Geico, USAA, State Farm, Auto-Owners and Farmers are among the best car insurance companies in Arkansas.
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in Arkansas
As we began our search for the best auto insurance in Arkansas, we analyzed dozens of companies' average premiums, which we obtained from Quadrant Information Services. Using the annual average cost of Arkansas car insurance as a baseline — $2,490 for full coverage and $502 for minimum — we narrowed down our list based on carriers that offer low rates without sacrificing customer service or coverage options. Other factors we considered included discount availability, digital tools and customer satisfaction scores from the 2023 J.D. Power Auto Insurance Study.
To simplify this information, we assigned each company a Bankrate Score. The scores are on a scale from 0.0 to 5.0. The closer to 5.0 a company’s Bankrate Score is, the more highly that company ranked in each of the scoring categories.
If you are looking for the best car insurance in Arkansas, you might want to start by getting quotes from the following companies:
|
|
|
|
|
|---|---|---|---|
|
4.3
|
$1,971
|
$359
|
|
|
4.3
|
$2,262
|
$447
|
|
|
4.3
|
$2,021
|
$451
|
|
|
4.3
|
$1,674
|
$352
|
|
|
4.1
|
$2,230
|
$517
|
Geico
Best for discounts
4.3
4.3
Avg. full coverage premium
$164/mo
Avg. full coverage premium
$1,971/yr
Customer satisfaction
622/1,000
-
Why Geico made our list: Geico doesn't have the lowest average rates in Arkansas, but its average rates are below the state average, and policyholders may save on their premiums with Geico's long list of potential discounts. Savings may be available for military service, professional affiliation, students, multi-line policies and more. Additionally, Geico's advanced digital tools may help make virtual policy management easy and convenient.
Who Geico may be good for: Geico may be a good fit for drivers looking for low average rates, strong digital tools and a robust lineup of potential discounts.
Read full Geico Insurance review
State Farm
Best for high-risk drivers
4.3
4.3
Avg. full coverage premium
$188/mo
Avg. full coverage premium
$2,262/yr
Customer satisfaction
647/1,000
-
Why State Farm made our list: State Farm offers some of the lowest average rates in Arkansas and may provide car insurance for high-risk drivers who have trouble finding coverage. The company maintains a strong network of insurance agents across the nation and offers a strong selection of discounts and endorsements. However, gap insurance is not available from State Farm.
Read full State Farm Insurance review
Auto-Owners
Best for coverage add-ons
4.3
4.3
Avg. full coverage premium
$168/mo
Avg. full coverage premium
$2,021/yr
Customer satisfaction
663/1,000
-
Why Auto-Owners made our list: If you're looking to bundle your home and auto coverage, Auto-Owners may be an appealing choice. In addition to a bundling discount, Auto-Owners may allow you to pay a single deductible if you experience an incident that damages both your home and car. You may be able to easily build a robust policy with the carrier by purchasing their Auto Plus package, which includes several add-ons typically sold independently. Auto-Owners did score above the segment average in J.D. Power's study but has less advanced digital tools than many competitors, so if you value accessibility, you may want to speak with existing policyholders about their experience.
Read full Auto-Owners Insurance review
USAA
Best for military-focused coverage
4.3
4.3
Avg. full coverage premium
$139/mo
Avg. full coverage premium
$1,674/yr
Customer satisfaction
759/1,000
-
Why USAA made our list: Although it is not officially ranked due to eligibility restrictions, USAA holds the highest customer satisfaction score from J.D. Power in the Central region. Coverage from USAA is only available to active-duty and retired military members and their families, but those who qualify for coverage may appreciate the carrier's military-specific discount and coverage options. Savings may be available during deployment and for garaging a vehicle on base. However, USAA does not have many in-person agents available, so it may not be the best carrier if you prefer to conduct your insurance business face-to-face.
Read full USAA Insurance review
Shelter
Best for customer service
4.1
4.1
Avg. full coverage premium
$186/mo
Avg. full coverage premium
$2,230/yr
Customer satisfaction
677/1,000
-
Why Shelter made our list: Shelter Insurance earned the highest official J.D. Power score for customer satisfaction in the Central region. This may be due to its local agent availability throughout the region, including in most major Arkansas cities. Shelter offers a robust list of endorsements, including rental reimbursement, disability income insurance, gap coverage and loss of use coverage. You might qualify for savings with Shelter if you're over 48 years old and have a property insurance policy with the carrier or if you're under 21 years old and complete a driver training course.
Read full Shelter Insurance review
How Bankrate chose the best car insurance companies in Arkansas
Bankate's insurance editorial team understands that low rates likely aren't the only factor drivers consider when choosing a carrier. That's why we took a holistic approach when choosing the top car insurance carriers in Arkansas. Our Bankrate Scoring model, which scores carriers on a scale of 0.0 to 5.0, takes into account coverage options, discounts, digital tools, customer service, financial strength and more. We hope these Scores will help you narrow down carriers based on the factors that matter most to you.
Why you can trust Bankrate
Read our full methodologyTo help Arkansas drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
20.7K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in Arkansas
Having the right coverage types and limits in place may save you from hefty out-of-pocket expenses in the event of an accident. However, the best company and coverage will vary based on your circumstances and insurance preferences. To find the best car insurance company for your unique needs, consider the following strategies.
Related content:
Ready for your quote?
Answer a few questions to see personalized rates from top carriers in Arkansas
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Arkansas?
The average cost of car insurance in Arkansas is $2,490 per year for full coverage and $502 for minimum coverage. This is a little bit lower than the national average annual cost of car insurance, which is $2,670 for full coverage and $773 for minimum coverage. Average rates in Arkansas are less than the neighboring state of Missouri, but similar to Mississippi. Average annual rates in Missouri are $2,576 and $655 for full and minimum coverage, respectively. In Mississippi, the averages are $2,170 for full coverage and $494 for minimum coverage. These similarities are likely due to the relative consistency across these states in terms of population density, weather patterns and cost of living.
Your own rates may vary from these averages based on your personal rating factors. In Arkansas, these include your age, gender, vehicle type, ZIP code, driving record, credit history and more.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
| City | Avg. annual full coverage premium | Avg. savings vs. state average |
|---|---|---|
| Combs | $2,382 | -4% |
| Springdale | $2,299 | -8% |
| Russellville | $2,348 | -6% |
| Altus | $2,368 | -5% |
| Briggsville | $2,471 | -1% |
| Hector | $2,394 | -4% |
| Oark | $2,396 | -4% |
| Pottsville | $2,346 | -6% |
| Scranton | $2,353 | -6% |
| Drasco | $2,510 | +1% |
| Franklin | $2,541 | +2% |
| Glencoe | $2,509 | +1% |
| Heber Springs | $2,455 | -1% |
| Oxford | $2,597 | +4% |
| Alpena | $2,344 | -6% |
| Gassville | $2,341 | -6% |
| Norfork | $2,396 | -4% |
| Peel | $2,376 | -5% |
| Pyatt | $2,359 | -5% |
| Greenland | $2,294 | -8% |
| Huntsville | $2,409 | -3% |
| Maysville | $2,269 | -9% |
| Rogers | $2,346 | -6% |
| Hagarville | $2,369 | -5% |
| London | $2,359 | -5% |
| Fort Smith | $2,363 | -5% |
| Lake Village | $2,750 | +10% |
| Montrose | $2,800 | +12% |
| Camden | $2,601 | +4% |
| Harrell | $2,672 | +7% |
| Sparkman | $2,611 | +5% |
| Sherrill | $2,716 | +9% |
| Benton | $2,523 | +1% |
| North Little Rock | $2,566 | +3% |
| Little Rock | $2,678 | +7% |
| Helena | $2,861 | +14% |
| Pine Bluff | $2,837 | +13% |
| White Hall | $2,777 | +11% |
| Monticello | $2,758 | +10% |
| Rison | $2,769 | +11% |
| Carthage | $2,673 | +7% |
| Magnolia | $2,669 | +7% |
| Sulphur Springs | $2,258 | -10% |
| Dumas | $2,771 | +11% |
| Hermitage | $2,770 | +11% |
| Star City | $2,816 | +12% |
| Hampton | $2,676 | +7% |
| Huttig | $2,751 | +10% |
| Mount Holly | $2,669 | +7% |
| Alleene | $2,613 | +5% |
| Gravette | $2,276 | -9% |
| Evening Shade | $2,565 | +3% |
| Newark | $2,539 | +2% |
| Hasty | $2,387 | -4% |
| Jasper | $2,394 | -4% |
| Mount Judea | $2,405 | -3% |
| Oak Grove | $2,347 | -6% |
| Saint Joe | $2,388 | -4% |
| Cleveland | $2,424 | -3% |
| Clinton | $2,460 | -1% |
| Damascus | $2,415 | -3% |
| Garner | $2,467 | -1% |
| Holly Grove | $2,630 | +5% |
| Humnoke | $2,539 | +2% |
| Jacksonville | $2,514 | +1% |
| Jones Mill | $2,528 | +2% |
| Morrilton | $2,365 | -5% |
| Pangburn | $2,440 | -2% |
| Roland | $2,519 | +1% |
| Bella Vista | $2,238 | -11% |
| Decatur | $2,269 | -9% |
| Kingston | $2,396 | -4% |
| Wesley | $2,426 | -3% |
| Cherokee Village | $2,544 | +2% |
| Fifty Six | $2,519 | +1% |
| Ida | $2,471 | -1% |
| Oil Trough | $2,499 | +0% |
| Sage | $2,527 | +1% |
| Tichnor | $2,554 | +3% |
| Joiner | $2,661 | +7% |
| Mountain View | $2,532 | +2% |
| Sulphur Rock | $2,518 | +1% |
| Harrison | $2,312 | -7% |
| Deer | $2,414 | -3% |
| Dennard | $2,495 | +0% |
| Oakland | $2,365 | -5% |
| Vendor | $2,409 | -3% |
| Fayetteville | $2,322 | -7% |
| Osceola | $2,625 | +5% |
| Palestine | $2,618 | +5% |
| Caraway | $2,389 | -4% |
| Hoxie | $2,418 | -3% |
| Maynard | $2,447 | -2% |
| O Kean | $2,430 | -2% |
| Paragould | $2,429 | -2% |
| Ravenden | $2,452 | -2% |
| Swifton | $2,458 | -1% |
| Warm Springs | $2,429 | -2% |
| Batesville | $2,497 | +0% |
| Bexar | $2,535 | +2% |
| Concord | $2,503 | +1% |
| Gillett | $2,526 | +1% |
| Letona | $2,427 | -3% |
| Lonsdale | $2,532 | +2% |
| Mc Rae | $2,466 | -1% |
| Plumerville | $2,358 | -5% |
| Russell | $2,454 | -1% |
| Floral | $2,524 | +1% |
| Guion | $2,557 | +3% |
| Big Flat | $2,400 | -4% |
| Bull Shoals | $2,339 | -6% |
| Parthenon | $2,403 | -4% |
| Timbo | $2,533 | +2% |
| Witts Springs | $2,424 | -3% |
| Searcy | $2,440 | -2% |
| Vilonia | $2,456 | -1% |
| West Memphis | $2,785 | +11% |
| Dyess | $2,620 | +5% |
| Elaine | $2,870 | +14% |
| Scotland | $2,482 | -0% |
| Thida | $2,536 | +2% |
| Wright | $2,672 | +7% |
| Armorel | $2,624 | +5% |
| Marked Tree | $2,500 | +0% |
| Poplar Grove | $2,795 | +12% |
| Jonesboro | $2,412 | -3% |
| Bay | $2,383 | -4% |
| Corning | $2,438 | -2% |
| Imboden | $2,446 | -2% |
| Marmaduke | $2,558 | +3% |
| Sedgwick | $2,386 | -4% |
| Smithville | $2,494 | +0% |
| Des Arc | $2,540 | +2% |
| Greenbrier | $2,460 | -1% |
| Hickory Plains | $2,530 | +2% |
| Houston | $2,404 | -4% |
| Judsonia | $2,433 | -2% |
| Perry | $2,418 | -3% |
| Scott | $2,576 | +3% |
| Wabbaseka | $2,692 | +8% |
| Ward | $2,527 | +1% |
| Wilburn | $2,467 | -1% |
| Edgemont | $2,457 | -1% |
| Hattieville | $2,391 | -4% |
| Hensley | $2,591 | +4% |
| Humphrey | $2,561 | +3% |
| Jacksonport | $2,462 | -1% |
| Jerusalem | $2,402 | -4% |
| Poyen | $2,586 | +4% |
| Quitman | $2,462 | -1% |
| Barling | $2,314 | -7% |
| Boles | $2,390 | -4% |
| Natural Dam | $2,420 | -3% |
| Centerton | $2,246 | -10% |
| Gateway | $2,299 | -8% |
| Hiwasse | $2,262 | -10% |
| Saint Paul | $2,424 | -3% |
| Knoxville | $2,350 | -6% |
| Paris | $2,339 | -6% |
| Plainview | $2,465 | -1% |
| Gepp | $2,496 | +0% |
| Pineville | $2,586 | +4% |
| Chester | $2,381 | -4% |
| Mulberry | $2,387 | -4% |
| Winslow | $2,338 | -6% |
| Evansville | $2,328 | -7% |
| Garfield | $2,328 | -7% |
| Goshen | $2,283 | -9% |
| Witter | $2,438 | -2% |
| Atkins | $2,342 | -6% |
| Belleville | $2,395 | -4% |
| Danville | $2,406 | -3% |
| Dover | $2,359 | -5% |
| Havana | $2,395 | -4% |
| Pelsor | $2,415 | -3% |
| Subiaco | $2,343 | -6% |
| Cecil | $2,364 | -5% |
| Cedarville | $2,380 | -5% |
| Huntington | $2,316 | -7% |
| Ratcliff | $2,339 | -6% |
| Greenwood | $2,288 | -8% |
| Magazine | $2,344 | -6% |
| Midland | $2,330 | -7% |
| Van Buren | $2,410 | -3% |
| Cabot | $2,538 | +2% |
| Casscoe | $2,499 | +0% |
| Conway | $2,385 | -4% |
| Kensett | $2,474 | -1% |
| Lonoke | $2,507 | +1% |
| Mount Vernon | $2,423 | -3% |
| Marcella | $2,528 | +2% |
| Rosie | $2,526 | +1% |
| Salem | $2,544 | +2% |
| Pindall | $2,386 | -4% |
| Cherry Valley | $2,560 | +3% |
| Clarkedale | $2,716 | +9% |
| Forrest City | $2,627 | +5% |
| Marianna | $2,765 | +10% |
| Bassett | $2,654 | +6% |
| Earle | $2,700 | +8% |
| Portland | $2,821 | +12% |
| Tillar | $2,796 | +12% |
| Yorktown | $2,817 | +12% |
| Bearden | $2,670 | +7% |
| Springfield | $2,415 | -3% |
| Stuttgart | $2,507 | +1% |
| Aubrey | $2,778 | +11% |
| Burdette | $2,591 | +4% |
| Colt | $2,583 | +4% |
| Edmondson | $2,722 | +9% |
| Frenchmans Bayou | $2,656 | +6% |
| Goodwin | $2,654 | +6% |
| Haynes | $2,784 | +11% |
| Hickory Ridge | $2,507 | +1% |
| Marion | $2,774 | +11% |
| Mellwood | $2,873 | +14% |
| West Point | $2,425 | -3% |
| Woodson | $2,563 | +3% |
| Mc Crory | $2,520 | +1% |
| Brickeys | $2,757 | +10% |
| Caldwell | $2,551 | +2% |
| Lawson | $2,635 | +6% |
| Thornton | $2,657 | +6% |
| Waldo | $2,672 | +7% |
| Desha | $2,513 | +1% |
| Dolph | $2,563 | +3% |
| Elizabeth | $2,467 | -1% |
| Gamaliel | $2,381 | -4% |
| Sturkie | $2,513 | +1% |
| Flippin | $2,347 | -6% |
| Harriet | $2,426 | -3% |
| Lakeview | $2,339 | -6% |
| Leslie | $2,504 | +1% |
| Midway | $2,344 | -6% |
| Summit | $2,349 | -6% |
| Oneida | $2,834 | +13% |
| Vanndale | $2,540 | +2% |
| Harrisburg | $2,515 | +1% |
| Lafe | $2,448 | -2% |
| Monette | $2,372 | -5% |
| Walcott | $2,442 | -2% |
| Keiser | $2,640 | +6% |
| Lexa | $2,816 | +12% |
| Luxora | $2,632 | +6% |
| Moro | $2,712 | +9% |
| Beech Grove | $2,480 | -0% |
| Brookland | $2,423 | -3% |
| Strawberry | $2,488 | -0% |
| Walnut Ridge | $2,375 | -5% |
| Brockwell | $2,567 | +3% |
| Mammoth Spring | $2,546 | +2% |
| Melbourne | $2,566 | +3% |
| Wideman | $2,567 | +3% |
| Clarkridge | $2,394 | -4% |
| Compton | $2,379 | -5% |
| Eureka Springs | $2,340 | -6% |
| Green Forest | $2,344 | -6% |
| Tilly | $2,416 | -3% |
| Pollard | $2,422 | -3% |
| Tuckerman | $2,451 | -2% |
| Williford | $2,557 | +3% |
| Ash Flat | $2,533 | +2% |
| Crossett | $2,803 | +12% |
| Kingsland | $2,733 | +9% |
| Warren | $2,724 | +9% |
| Wilmar | $2,762 | +10% |
| Calion | $2,642 | +6% |
| Whelen Springs | $2,536 | +2% |
| Hope | $2,655 | +6% |
| Snow Lake | $2,799 | +12% |
| Turner | $2,844 | +13% |
| West Ridge | $2,637 | +6% |
| Wynne | $2,500 | +0% |
| Black Oak | $2,386 | -4% |
| Cash | $2,406 | -3% |
| Lake City | $2,356 | -6% |
| Saint Francis | $2,402 | -4% |
| Weiner | $2,494 | +0% |
| Calico Rock | $2,574 | +3% |
| Etowah | $2,633 | +6% |
| Mc Dougal | $2,429 | -2% |
| Piggott | $2,383 | -4% |
| Ravenden Springs | $2,440 | -2% |
| Waldenburg | $2,560 | +3% |
| Delaplaine | $2,477 | -0% |
| Dell | $2,517 | +1% |
| Grubbs | $2,473 | -1% |
| Portia | $2,424 | -3% |
| Ivan | $2,715 | +9% |
| Louann | $2,677 | +7% |
| Strong | $2,711 | +9% |
| Grady | $2,829 | +13% |
| Winchester | $2,747 | +10% |
| Chidester | $2,609 | +5% |
| El Dorado | $2,691 | +8% |
| Tyronza | $2,572 | +3% |
| Alicia | $2,422 | -3% |
| Mansfield | $2,374 | -5% |
| Stephens | $2,633 | +6% |
| Bigelow | $2,420 | -3% |
| Biscoe | $2,519 | +1% |
| Bluffton | $2,456 | -1% |
| Dardanelle | $2,381 | -4% |
| Hartman | $2,363 | -5% |
| Harvey | $2,413 | -3% |
| Ozone | $2,360 | -5% |
| Bentonville | $2,253 | -10% |
| Morrow | $2,332 | -7% |
| Pettigrew | $2,388 | -4% |
| Siloam Springs | $2,248 | -10% |
| Ola | $2,432 | -2% |
| Gentry | $2,257 | -10% |
| Lincoln | $2,333 | -6% |
| Mount Pleasant | $2,545 | +2% |
| Sidney | $2,565 | +3% |
| Tumbling Shoals | $2,470 | -1% |
| Bergman | $2,316 | -7% |
| Lead Hill | $2,353 | -6% |
| Mountain Home | $2,361 | -5% |
| Omaha | $2,331 | -7% |
| Valley Springs | $2,373 | -5% |
| Blytheville | $2,613 | +5% |
| Lepanto | $2,480 | -0% |
| Marvell | $2,856 | +14% |
| Parks | $2,415 | -3% |
| Booneville | $2,353 | -6% |
| Branch | $2,352 | -6% |
| Lavaca | $2,296 | -8% |
| Waldron | $2,378 | -5% |
| Cave Springs | $2,251 | -10% |
| Summers | $2,301 | -8% |
| Alix | $2,356 | -6% |
| Delaware | $2,375 | -5% |
| Gravelly | $2,440 | -2% |
| New Blaine | $2,381 | -4% |
| Mc Gehee | $2,799 | +12% |
| Mc Neil | $2,662 | +7% |
| Glenwood | $2,634 | +6% |
| Okolona | $2,541 | +2% |
| Rivervale | $2,501 | +0% |
| Widener | $2,629 | +5% |
| Black Rock | $2,418 | -3% |
| Datto | $2,477 | -0% |
| Lynn | $2,497 | +0% |
| Manila | $2,582 | +4% |
| Success | $2,478 | -0% |
| Trumann | $2,464 | -1% |
| Camp | $2,508 | +1% |
| Hamburg | $2,820 | +12% |
| New Edinburg | $2,735 | +9% |
| Pickens | $2,796 | +12% |
| Beirne | $2,535 | +2% |
| Coal Hill | $2,357 | -5% |
| Rover | $2,476 | -1% |
| Parkin | $2,542 | +2% |
| Wilson | $2,645 | +6% |
| Bono | $2,409 | -3% |
| Knobel | $2,453 | -1% |
| Leachville | $2,502 | +0% |
| Columbus | $2,653 | +6% |
| Doddridge | $2,658 | +7% |
| Prescott | $2,570 | +3% |
| Hot Springs National Park | $2,567 | +3% |
| Caddo Gap | $2,581 | +4% |
| Grannis | $2,570 | +3% |
| Pencil Bluff | $2,517 | +1% |
| Oden | $2,539 | +2% |
| El Paso | $2,453 | -2% |
| Ethel | $2,545 | +2% |
| Grapevine | $2,621 | +5% |
| Higginson | $2,454 | -1% |
| Jefferson | $2,644 | +6% |
| Sherwood | $2,540 | +2% |
| Blevins | $2,638 | +6% |
| Cale | $2,646 | +6% |
| De Queen | $2,652 | +6% |
| Garland City | $2,676 | +7% |
| Ozan | $2,639 | +6% |
| Taylor | $2,726 | +9% |
| Board Camp | $2,526 | +1% |
| Murfreesboro | $2,596 | +4% |
| Arkadelphia | $2,494 | +0% |
| Adona | $2,402 | -4% |
| Beedeville | $2,455 | -1% |
| Clarksville | $2,330 | -7% |
| Hackett | $2,311 | -7% |
| Hartford | $2,317 | -7% |
| Mountainburg | $2,383 | -4% |
| Ozark | $2,355 | -6% |
| Foreman | $2,629 | +5% |
| Lockesburg | $2,625 | +5% |
| Saratoga | $2,613 | +5% |
| Bonnerdale | $2,513 | +1% |
| Jessieville | $2,555 | +3% |
| Langley | $2,628 | +5% |
| Pearcy | $2,533 | +2% |
| Proctor | $2,644 | +6% |
| Wheatley | $2,609 | +5% |
| Fisher | $2,571 | +3% |
| Greenway | $2,397 | -4% |
| Peach Orchard | $2,447 | -2% |
| Powhatan | $2,447 | -2% |
| Rector | $2,422 | -3% |
| Cord | $2,547 | +2% |
| Cushman | $2,503 | +1% |
| Clarendon | $2,562 | +3% |
| Guy | $2,416 | -3% |
| Little Rock Air Force Base | $2,513 | +1% |
| Perryville | $2,427 | -3% |
| Cotton Plant | $2,537 | +2% |
| Bryant | $2,558 | +3% |
| Newport | $2,454 | -1% |
| Paron | $2,514 | +1% |
| Redfield | $2,648 | +6% |
| Reydell | $2,678 | +7% |
| Stamps | $2,681 | +7% |
| Hot Springs Village | $2,503 | +1% |
| Amity | $2,559 | +3% |
| Antoine | $2,596 | +4% |
| Friendship | $2,525 | +1% |
| Alma | $2,386 | -4% |
| Charleston | $2,337 | -6% |
| Rudy | $2,390 | -4% |
| Uniontown | $2,392 | -4% |
| Arkansas City | $2,806 | +12% |
| Bluff City | $2,615 | +5% |
| Curtis | $2,530 | +2% |
| Emerson | $2,697 | +8% |
| Junction City | $2,680 | +7% |
| Norphlet | $2,661 | +7% |
| Cave City | $2,536 | +2% |
| Charlotte | $2,539 | +2% |
| Crawfordsville | $2,716 | +9% |
| De Valls Bluff | $2,517 | +1% |
| Griffithville | $2,481 | -0% |
| Hazen | $2,509 | +1% |
| Higden | $2,464 | -1% |
| Hunter | $2,535 | +2% |
| Keo | $2,535 | +2% |
| Prim | $2,504 | +1% |
| Roe | $2,529 | +2% |
| Romance | $2,450 | -2% |
| Poughkeepsie | $2,571 | +3% |
| Saffell | $2,491 | +0% |
| Wiseman | $2,540 | +2% |
| Ponca | $2,404 | -4% |
| Western Grove | $2,361 | -5% |
| Yellville | $2,357 | -5% |
| Sweet Home | $2,633 | +6% |
| Barton | $2,848 | +13% |
| Driver | $2,685 | +8% |
| Gilmore | $2,706 | +8% |
| Hughes | $2,674 | +7% |
| Hardy | $2,527 | +2% |
| Locust Grove | $2,526 | +1% |
| Pleasant Plains | $2,516 | +1% |
| Gilbert | $2,389 | -4% |
| Marble Falls | $2,370 | -5% |
| Onia | $2,529 | +2% |
| Sheridan | $2,597 | +4% |
| Shirley | $2,440 | -2% |
| Traskwood | $2,534 | +2% |
| Tucker | $2,655 | +6% |
| Wooster | $2,407 | -3% |
| Henderson | $2,380 | -4% |
| Pleasant Grove | $2,528 | +2% |
| Viola | $2,529 | +2% |
| Violet Hill | $2,542 | +2% |
| Berryville | $2,330 | -7% |
| Cotter | $2,350 | -6% |
| Everton | $2,348 | -6% |
| Marshall | $2,445 | -2% |
| Bradley | $2,755 | +10% |
| Fulton | $2,645 | +6% |
| Mc Caskill | $2,609 | +5% |
| Bismarck | $2,521 | +1% |
| Story | $2,565 | +3% |
| Austin | $2,528 | +2% |
| Bald Knob | $2,474 | -1% |
| Canehill | $2,342 | -6% |
| Elkins | $2,408 | -3% |
| Farmington | $2,320 | -7% |
| Hindsville | $2,388 | -4% |
| Lowell | $2,262 | -10% |
| Pea Ridge | $2,287 | -8% |
| Prairie Grove | $2,322 | -7% |
| West Fork | $2,346 | -6% |
| Lamar | $2,368 | -5% |
| Alpine | $2,527 | +1% |
| Umpire | $2,600 | +4% |
| Horatio | $2,623 | +5% |
| Rosston | $2,613 | +5% |
| Hatfield | $2,532 | +2% |
| Alexander | $2,505 | +1% |
| Ashdown | $2,597 | +4% |
| Ben Lomond | $2,655 | +6% |
| Nashville | $2,595 | +4% |
| Mena | $2,510 | +1% |
| Sims | $2,548 | +2% |
| Vandervoort | $2,555 | +3% |
| Augusta | $2,479 | -0% |
| Dierks | $2,607 | +5% |
| Fouke | $2,674 | +7% |
| Kirby | $2,617 | +5% |
| Mountain Pine | $2,545 | +2% |
| Royal | $2,552 | +2% |
| Bradford | $2,455 | -1% |
| Lewisville | $2,703 | +8% |
| Donaldson | $2,534 | +2% |
| Newhope | $2,606 | +5% |
| Norman | $2,561 | +3% |
| Amagon | $2,487 | -0% |
| Banks | $2,732 | +9% |
| Eudora | $2,759 | +10% |
| Turrell | $2,698 | +8% |
| West Helena | $2,910 | +16% |
| Minturn | $2,435 | -2% |
| Pocahontas | $2,420 | -3% |
| Reyno | $2,444 | -2% |
| State University | $2,475 | -1% |
| Horseshoe Bend | $2,529 | +2% |
| Buckner | $2,660 | +7% |
| Emmet | $2,586 | +4% |
| Gillham | $2,614 | +5% |
| Washington | $2,651 | +6% |
| Willisville | $2,623 | +5% |
| Winthrop | $2,577 | +3% |
| Delight | $2,620 | +5% |
| Almyra | $2,488 | -0% |
| Altheimer | $2,725 | +9% |
| Beebe | $2,484 | -0% |
| Bee Branch | $2,462 | -1% |
| Brinkley | $2,543 | +2% |
| Center Ridge | $2,393 | -4% |
| Leola | $2,583 | +4% |
| Menifee | $2,395 | -4% |
| Maumelle | $2,499 | +0% |
| Patterson | $2,508 | +1% |
| Rose Bud | $2,409 | -3% |
| Saint Charles | $2,536 | +2% |
| Carlisle | $2,527 | +1% |
| Casa | $2,399 | -4% |
| Coy | $2,551 | +2% |
| De Witt | $2,491 | +0% |
| England | $2,616 | +5% |
| Fox | $2,518 | +1% |
| Fairfield Bay | $2,439 | -2% |
| Mayflower | $2,431 | -2% |
| Dermott | $2,755 | +10% |
| Fountain Hill | $2,799 | +12% |
| Gould | $2,730 | +9% |
| Parkdale | $2,810 | +12% |
| Rohwer | $2,797 | +12% |
| Wilmot | $2,804 | +12% |
| Fordyce | $2,678 | +7% |
| Gurdon | $2,529 | +2% |
| Moscow | $2,835 | +13% |
| Solgohachia | $2,381 | -4% |
| Tupelo | $2,492 | +0% |
| Ulm | $2,521 | +1% |
| Wrightsville | $2,625 | +5% |
| Crumrod | $2,932 | +16% |
| Heth | $2,641 | +6% |
| La Grange | $2,784 | +11% |
| Lambrook | $2,776 | +11% |
| Crocketts Bluff | $2,514 | +1% |
| Enola | $2,436 | -2% |
| Gregory | $2,466 | -1% |
| Mabelvale | $2,689 | +8% |
| Malvern | $2,516 | +1% |
| Prattsville | $2,600 | +4% |
| Genoa | $2,662 | +7% |
| Mineral Springs | $2,579 | +4% |
| Ogden | $2,579 | +4% |
| Texarkana | $2,728 | +9% |
| Wilton | $2,562 | +3% |
| Cove | $2,565 | +3% |
| Mount Ida | $2,547 | +2% |
| Wickes | $2,571 | +3% |
| Bauxite | $2,605 | +5% |
| Wabash | $2,839 | +13% |
| Biggers | $2,435 | -2% |
| Jersey | $2,714 | +9% |
| Watson | $2,786 | +11% |
| Smackover | $2,660 | +7% |
Estimate your car insurance cost in Arkansas
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Methodology
Bankrate utilizes Quadrant Information Services to analyze February 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.
Bankrate Score
Our 2025 Bankrate Score for auto insurance considers key variables that our insurance editorial team determined impact policyholders’ experiences with an insurance company. These factors include a robust assessment of each company’s cost of coverage, product availability, financial strength ratings, online capabilities and customer and claims support accessibility. We grouped these factors into three essential categories — cost and ratings, coverage and savings, and support — which we then weighted in a tiered approach.
Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlighting where they fall short.
- Tier 1 (Cost & ratings): To determine how well auto insurance companies satisfy these priorities, our team analyzed quoted premiums from Quadrant Information Services (if available), as well as any of the latest third-party agency ratings from J.D. Power, AM Best, Demotech and the National Association of Insurance Commissioners (NAIC).
- Tier 2 (Coverage & savings): We assessed companies’ coverage options and availability to help policyholders find a provider that balances cost with coverage. Additionally, we evaluated the discount options listed on each company’s website.
- Tier 3 (Support): To encompass the many ways an auto insurance company can support policyholders, we analyzed avenues of customer accessibility along with community support. This analysis incorporated additional financial strength ratings from S&P and Moody’s and factored in a company’s corporate sustainability efforts.
Tier scores are unweighted to show the company's true score in each category out of a possible five points.
