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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

An insurance adjuster inspecting a car with the hood up
SR-22s are mandatory in all but eight states to reinstate a suspended license.
An adult stands by their car and stares out at a nice scene as the sun sets in the distance.
How do you find the cheapest car insurance that’s still right for you? Bankrate explains.
car engine electrical wiring harness damage from chewing rodent
Will your insurance cover it if rats chew on your car wires? Bankrate explains.
Person reviewing their insurance claims.
Unsure about filing an insurance claim? Bankrate can help you figure it out.
Image of a car with the perspective viewing down on it with a Texas state limit sign.
Wondering what happens if you drive without insurance in TX? Bankrate explains.
Claims process
Do you have to get collateral protection insurance? Here’s what you need to know.
School bus with attached STOP sign extended and a bus monitor partially in the frame walking by the side of the bus
Discover school zone violations and their impact on your car insurance rates.
Older Asian couple sits at the kitchen table going over their finances.
What to do if your car insurance policy is canceled.
Red bumper car scratched with deep damage to the paint
Learn the insurance implications and steps to take after a hit-and-run in Kentucky.
Damaged car with distorted reflection of town
Find out the fine for hit-and-run in Alabama and more in Bankrate’s guide.
A car destroyed by a fallen tree blown over by heavy winds.
Wondering if car insurance covers hurricane damage? Here’s what you need to know.
A financial expert is going over the particulars of an insurance policy with a couple who are clients.
What is an auto insurance declarations page and why do you need it?
An old white car with the hood bent and crumpled from a collision.
Salvage titles become rebuilt when the vehicle is restored to a legal, drivable condition.
Hit and run
What are the Michigan hit-and-run laws? Bankrate explains.
Speed limit 35
Bankrate does a deep dive into how D.C. speeding tickets impact car insurance. 
People driving
Gen Z might be the safest generation of teen drivers on record, experts say.
Residential house with hammock in garden.
Dwelling fire policies are designed to cover buildings that aren’t owner-occupied.
A pile of packages unattended in front of a door with a wreathe on it.
Porch piracy is a rising trend in light of an uptick in online shopping.
House on the lake.
Millions of homeowners don’t have flood insurance. That’s become an increasingly risky move.
Asian mother holding their child and reviewing paperwork in front of a laptop.
Shopping home insurance can be impactful, even if you aren’t buying a new home.
House with a damaged garage door
Learn about the most common homeowners insurance claims and state-by-state costs.
Older group of friends celebrating a birthday.
Depending on your policy type, you may need event liability insurance.
exterminator prepping rat trap
If rodents damage your home, does homeowners insurance cover it? Probably not.
California home
California renters can safeguard their belongings with renters insurance.
Pregnant black parent with black child feeling baby kick
Life insurance for expecting parents: Coverage options and key factors to know.
Skydiving group at the sunset
Skydiving and life insurance: What you need to know before taking the leap.
Prison
Life insurance for felons: Discover your options and how to secure coverage.
Discover how cash value life insurance works, its benefits and if it’s for you.
An older nurse drawing blood from a woman.
How life insurance blood tests impact rates, coverage and policy options.
A couple and their child review their finances with a consultant.
Top questions to ask your life insurance agent to find the right coverage for you.
man looking through papers
Bankrate explores Section 7702 and tax-exemption for life insurance policies.
Mixed-race family playing with toy dinosaurs with their child.
Supplemental life insurance may help secure your loved ones’ financial future.
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