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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Residential house with hammock in garden.
Dwelling coverage is an integral part of a home insurance policy. Bankrate explains.
Busy interstate outside of Atlanta
Bankrate examines the penalties for driving without insurance in Georgia.
A shot of an empty living room with a blue wall and a white chair.
What kind of insurance do you need if you own a vacant home? Bankrate explains.
Installing hurricane shutters | PAUL J. RICHARDS/Getty Images
Understanding how to prepare your home for a disaster could save you money.
Radar puts your driving speed on sign next to road
Bankrate reviews the impact of a speeding ticket on New York drivers.
Cop about to approach a car that has been pulled over
How much is a speeding ticket in Oregon? Bankrate reviews what you need to know.
A house
Wondering if you should get an HO-2 home insurance policy? Bankrate explains.
Worried businesswoman in the office
Bankrate explains how a speeding ticket can impact your insurance premium for years.
Downtown Tennessee city with busy traffic
Explore Tennessee’s car insurance laws and the consequences of not meeting them.
Graphic of a car
Protect your investment: Learn how gap insurance covers your car loan shortfall.
Dog sticking his head out the window while the car he is riding in is in traffic.
Buying car insurance for the first time? Follow these auto insurance tips.
Man sat in a cafe using his computer
Bankrate investigates cheap carriers for high-risk car insurance in New Jersey.
Mechanic man explaining to his customer the defect of his car in a repair shop
Car insurance is mandatory in most states, but why?
Consultant talking to family at home
Find out why car insurance is not negotiable and how you can save on your premium.
Highways and roads going into Charlotte, NC.
Discover essential North Carolina auto insurance laws and the coverage you need.
Older black grandpa is changing the oil on his car and showing his grandson what he's doing.
Bankrate explains what a warranty on a car covers, and what it doesn’t.
aerial view of houses in southern California
The CA FAIR Plan is an insurance plan of last resort. Coverage is limited and pricey.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Asian student sitting by the window of her apartment looking out over the city with a pen and notepad in one hand and a cup of coffee in the other.
Find out if renters insurance may be the right choice for you.
couple at home in their kitchen with their son
Although inflation is slowing, the cost of living remains high for many.
Flooded home and yard
FEMA’s Risk Rating 2.0 system is designed to produce fair flood insurance rates.
A home on the coast that has been damaged by a hurricane. It is a sunny day.
Don’t wait for a hurricane to check your homeowners insurance coverage.
flood in fort lauderdale florida
Here’s what you should know about the 2024 hurricane season in Florida.
A house
An HO-1 does not offer much coverage and is not available in most states.
A man with glasses sits in his kitchen in front of a laptop.
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
Pregnant black parent with black child feeling baby kick
If finding life insurance is part of your pregnancy preparations, start here.
A couple reviewing their finances and sitting in front of a laptop
Bankrate explores what life insurance covers to help you understand your options.
An Asian father is gardening with his little daughter.
Is short-term life insurance right for you? Bankrate explains this type of policy.
A black couple sitting together on the couch
Discover the features, benefits and costs of indexed universal life insurance.
An adult son is spending time with his father out in the backyard during a family cookout.
Term life insurance policy expiring soon? Bankrate explains your options.
People talking to a person in front of a laptop
Review your insurance policies to help save money and find the best deal.
Asian senior woman working on her home finance with laptop at home
Insurable interest: Key to securing life insurance for those who matter most.
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