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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Multi-ethnic couple planning their home budget
Learn how deductibles can affect your car insurance price and out-of-pocket costs.
Energy advisor discussing usage of energy efficient boiler with woman in home
Learn about equipment breakdown insurance for homeowners, landlords and businesses.
Interracial couple sits on a couch across from a financial expert to review a policy.
Who needs a million dollar life insurance policy? The answer may surprise you.
Older couple discussing insurance rates with a representative in a restaurant/cafe.
Find out what decreasing term life insurance is and when it is the best option.
Senior African-American man receiving a home consultation from an African-American woman.
Learn more about the costs and benefits of long-term care insurance.
A deer crossing the road; unaware of the car behind it.
If you see an animal in the road, it is important that you do not swerve. Learn why.
A mother and child (adult) sit together on a couch.
Joint life insurance covers two people under the same policy. Bankrate explains.
A man wearing glasses sits down at a table with an insurance agent signing a new plan.
Get answers to your cannabis questions, including: Does health insurance cover it?
Damaged car with distorted reflection of town
Find out the fine for hit-and-run in Alabama and more in Bankrate’s guide.
A car destroyed by a fallen tree blown over by heavy winds.
Wondering if car insurance covers hurricane damage? Here’s what you need to know.
A financial expert is going over the particulars of an insurance policy with a couple who are clients.
What is an auto insurance declarations page and why do you need it?
An old white car with the hood bent and crumpled from a collision.
Salvage titles become rebuilt when the vehicle is restored to a legal, drivable condition.
Hit and run
What are the Michigan hit-and-run laws? Bankrate explains.
Speed limit 35
Bankrate does a deep dive into how D.C. speeding tickets impact car insurance. 
People driving
Gen Z might be the safest generation of teen drivers on record, experts say.
A woman crouches, wearing an orange vest and examining the damage to the front of her car while an insurance agent with a clipboard performs an inspection.
Bankrate investigates what property damage liability is and how it works.
House with a damaged garage door
Learn about the most common homeowners insurance claims and state-by-state costs.
Older group of friends celebrating a birthday.
Depending on your policy type, you may need event liability insurance.
exterminator prepping rat trap
If rodents damage your home, does homeowners insurance cover it? Probably not.
California home
California renters can safeguard their belongings with renters insurance.
Shot of a tornado whipping through a lightly forested area.
Which state has the most tornadoes? And the least? Bankrate breaks it down.
Two boys play superheroes out in the backyard.
Bankrate shows how umbrella insurance works for every phase of your financial life.
A storage unit full of cardboard boxes.
Your home or renters policy may extend to items in storage but with less coverage.
Happy couple holding beer bottles playing with dog while sitting in backyard of home
Home insurance covers more than just four walls, the roof and foundation.
Skydiving group at the sunset
Skydiving and life insurance: What you need to know before taking the leap.
Prison
Life insurance for felons: Discover your options and how to secure coverage.
Discover how cash value life insurance works, its benefits and if it’s for you.
An older nurse drawing blood from a woman.
How life insurance blood tests impact rates, coverage and policy options.
A couple and their child review their finances with a consultant.
Top questions to ask your life insurance agent to find the right coverage for you.
man looking through papers
Bankrate explores Section 7702 and tax-exemption for life insurance policies.
Mixed-race family playing with toy dinosaurs with their child.
Supplemental life insurance may help secure your loved ones’ financial future.
An older Asian couple sitting in their living room on a laptop, reviewing their finances.
Find out if group life insurance alone is enough to secure your family’s future.
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