Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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You can expect to pay more for insurance following a speeding ticket in Wisconsin.
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Holiday driving stats show Christmas is the most distracting season of all.
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Is it illegal to not have car insurance in CA? Bankrate explains the rules.
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Learn how to convert term life insurance to whole life for extended coverage.
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California has ambitious plans to completely phase out the sale of new non-EV vehicles over the next decade.
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Bankrate explains what to know about life insurance with a return of premium rider.
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Learn how to switch homeowners insurance when escrow pays your premium.
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Learn the steps and options available when canceling your life insurance policy.
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Bankrate reviews what you should do after a Nevada hit-and-run accident.
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When you do you need rental car insurance? Bankrate explains.
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The myth isn’t true: red cars do not cost more to insure.
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What is permissive use car insurance? Bankrate has the answers.
![A man and woman sitting together on the couch reviewing their financial documents.](https://www.bankrate.com/2021/01/20130800/sr22-ohio-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
High-risk drivers in Ohio may need an SR-22.
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Discover unexpected ways to save on your car insurance beyond typical discounts.
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Bankrate has tips on how to lower Ohio insurance rates after a speeding ticket.
![Black woman sits on passenger side of car with her face and arm out the window, enjoying the breeze.](https://www.bankrate.com/2020/08/28142703/fr44-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn everything you need to know about an FR-44 with Bankrate’s guide.
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Here’s where homeowners are getting dropped, and where rates are rising the most.
![House](https://www.bankrate.com/brp/2024/05/13120709/Insurance-Home-Insurance-Guide.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A guide to help you understand homeowners insurance policies and coverage options.
![Mixed-race couple is discussing their finances with a professional. There is a graphic overlay with some solid colors and design elements to make the image pop.](https://www.bankrate.com/2022/10/14115713/Insurance_What_is_a_home_insurance_binder.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Do you need a home insurance binder? Find out with Bankrate.
![Someone sitting next to a small portal space heater.](https://www.bankrate.com/2022/11/03100930/Insurance_Does_homeowners_insurance_cover_space_heaters.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Homeowners insurance does not always cover space heaters. Bankrate explains.
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The number of dangerous events is increasing each year. Here’s how to limit the literal and financial damage.
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Historic fires and insurance changes create an uncertain future for CA homeowners.
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Bankrate’s research can help you find the best renters insurance in Georgia.
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Data show house fires occur every 21 seconds in the United States.
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How tobacco use impacts life insurance rates and what you need to know.
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Learn about the different types of life insurance and the benefits of each one.
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Wondering if the life insurance payout you got is taxable? Bankrate can help.
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Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Is a million-dollar life insurance policy right for you? Here’s what to consider.
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Discover what happens if you’re not honest on your life insurance application.
![Visual representation of the security or 'umbrella' that life insurance provides; there are a bunch of multi-colored umbrellas with a hand holding up a 'family' of blue stick figures amidst them.](https://www.bankrate.com/brp/2023/06/01092029/Insurance-How-Much-Life-Insurance-Do-I-Need.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate provides considerations for determining how much life insurance you need.
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Find out what term life insurance is, how it works and who it is best for.
The trusted provider of accurate rates and financial information