Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics

What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.

What is homeowners insurance and how does it work?
Homeowners Insurance
Find out what home insurance covers and how much it typically costs.

Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles

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Shopping around and avoiding accidents can help seniors pay lower auto insurance rates.

Term life policies don’t last forever — here’s what to do when yours ends.

Bankrate explains why high-risk drivers in Florida face some of the highest rates.

Hurricane Helene caused the worst flooding of 2024.

Shopping around and avoiding accidents can help seniors pay lower auto insurance rates.

Bankrate explains why high-risk drivers in Florida face some of the highest rates.

A Florida DUI can significantly increase your car insurance rates.

Ohio high-risk drivers face rate increases — find out what you might pay.

National car thefts dropped by 17 percent to 850,708 in 2024.

Traffic, accidents and extreme weather can ruin a road trip.

Driver’s license points and their impact on insurance depend on your state and carrier.

Nearly one in three drivers is a senior citizen.

Home insurance will cover some evacuation costs.

ISO ratings indicate your fire risk and may influence your insurance rate.

Learn what happens if your homeowners insurance is canceled and what to do next.

Explore the costliest storms ever. Learn what home insurance does and doesn’t cover.

Confused about RCV vs ACV? Bankrate explains the difference.

Take a closer look at replacement cost insurance and whether it’s the best choice for you.

HO-8 policies cover historic, hard-to-insure homes.

Does your escrow account pay your home insurance? Let’s find out.

Bankrate has tips on finding life insurance with a pre-existing medical condition.

Term life policies don’t last forever — here’s what to do when yours ends.

You may have to do a blood test when applying for life insurance. Bankrate explains.

Imputed income from life insurance? Learn how it affects your taxes and paycheck.

Life insurance brokers: Do you need one? Here’s how they may help.

Learn how high cholesterol affects life insurance and prepare for the medical exam.

Bankrate explores Section 7702 and tax-exemption for life insurance policies.

Learn about dead peasant insurance and how it impacts companies today.
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