Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics

What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.

What is homeowners insurance and how does it work?
Homeowners Insurance
Find out what home insurance covers and how much it typically costs.

Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles

Shopping around and avoiding accidents can help seniors pay lower auto insurance rates.

Term life policies don’t last forever — here’s what to do when yours ends.

Bankrate explains why high-risk drivers in Florida face some of the highest rates.

Hurricane Helene caused the worst flooding of 2024.

Wondering if home insurance will cover that flooded basement? Bankrate explains.

Learn how to switch home insurance companies, even if you have a mortgage.

Find out when homeowners insurance covers tree removal — and when it doesn’t.

Creating a home inventory can help make filing an insurance claim easier.

Shopping around and avoiding accidents can help seniors pay lower auto insurance rates.

Bankrate explains why high-risk drivers in Florida face some of the highest rates.

A Florida DUI can significantly increase your car insurance rates.

Ohio high-risk drivers face rate increases — find out what you might pay.

National car thefts dropped by 17 percent to 850,708 in 2024.

Traffic, accidents and extreme weather can ruin a road trip.

Driver’s license points and their impact on insurance depend on your state and carrier.

Nearly one in three drivers is a senior citizen.

Knowing how to read your home insurance policy could save you thousands.

Find out what home insurance covers and how much it typically costs.

Bankrate’s guide to everything you need to know about New York flood insurance.

Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.

Bankrate investigates how home insurance is calculated, and more.

A home insurance lapse is a larger financial risk than you may realize — here’s why.

“Don’t be a passive homeowner.” An insurance agent’s lesson in saving money with winter weather prep
Are you doing enough to protect your home from extreme winter weather?

A home with history? Find out why certain properties may be especially hard to sell.

Term life policies don’t last forever — here’s what to do when yours ends.

You may have to do a blood test when applying for life insurance. Bankrate explains.

Imputed income from life insurance? Learn how it affects your taxes and paycheck.

Life insurance brokers: Do you need one? Here’s how they may help.

Learn how high cholesterol affects life insurance and prepare for the medical exam.

Bankrate explores Section 7702 and tax-exemption for life insurance policies.

Learn about dead peasant insurance and how it impacts companies today.

What is the cash surrender value of life insurance and how is this value calculated?
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