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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
home with triangular roof and trees in background
Find out what home insurance covers and how much it typically costs.
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Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

A vintage car parked in front of a house.
Depreciation can reduce your car’s value by between 10 and 15 percent each year.
young female college student in her dorm room with a laptop
Bankrate explores what dorm insurance is and if your student needs it.
Person looking at computer
Wondering how to self-insure your car? Bankrate can help.
A house
An HO-1 does not offer much coverage and is not available in most states.
Shot of a house roof with damage and tiles that need to be replaced
Loss assessment coverage protects you from excess damage costs. Bankrate explains.
Senior male owner working in cafe
What is reduced paid-up life insurance? Bankrate explains.
Group of adults talking
Bankrate explains HOA insurance and why it matters.
Flooded houses
Bankrate guides you through the process of buying a flood insurance policy.
A vintage car parked in front of a house.
Depreciation can reduce your car’s value by between 10 and 15 percent each year.
Person looking at computer
Wondering how to self-insure your car? Bankrate can help.
Person on smartphone standing near car
Wondering how to cancel your car insurance? Bankrate can help.
A woman is sitting in her home office on the phone with her auto insurance provider
Want to know the difference between a policyholder and a driver? Bankrate can help.
Shaking hands
Find out how an additional interest or insured affects your insurance policy.
A black woman and her friend are enjoying a nice drive!
First-time drivers may save on insurance by comparing multiple quotes.
crashed car
A collision deductible waiver could save you money if you’re hit by an uninsured driver.
An African American Adviser Meets with A Senior Client
MedPay coverage helps pay medical bills following an accident, regardless of fault.
An older man sits down at his table with some papers and a calculator to review his finances after a home insurance claim.
Does home insurance increase after a claim? Bankrate investigates.
When to file a home insurance claim
Deciding when to file a homeowners claim requires weighing various factors.
Flooding
Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.
Person reviewing finances
Learn whether your homeowners insurance premiums are tax deductible.
Person mopping
Wondering if home insurance will cover that flooded basement? Bankrate explains.
Child with parent looking at laptop
Learn how to switch home insurance companies, even if you have a mortgage.
man using using chainsaw to cut tree branch
Find out when homeowners insurance covers tree removal — and when it doesn’t.
Person looking at paper
Creating a home inventory can help make filing an insurance claim easier.
Senior male owner working in cafe
What is reduced paid-up life insurance? Bankrate explains.
marijuana plant within a cross indicating medical marijuana
Get answers to your cannabis questions, including: Does health insurance cover it?
A senior couple walking together on a sunny day. The man is pushing a bicycle with a basket on it.
Whole life insurance can provide life-long coverage—at a cost.
Black adult reviewing tax forms at their desk with an open laptop nearby.
Learn how to borrow from your life insurance and what to consider beforehand.
Older couple sitting in their living room with their financial advisor
Selling your life insurance policy can be tempting, but there is much to consider.
Mother talking to daughter on bathroom counter
Dependent life insurance pays a benefit if a spouse, child or other dependent dies.
Mom in business clothes kneeling down in front of her daughter, who is wearing a backpack, getting ready to send her off to school
Bankrate plumbs the depths of the gender gap in life insurance.
Older couple discussing insurance rates with a representative in a restaurant/cafe.
Find out what decreasing term life insurance is and when it is the best option.
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