Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Communal life on college campuses encourages sharing — but cars might be an exception.
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What is PIP insurance in Michigan? Bankrate has the answer to this question.
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What should you do if you’re having a home inspection? Bankrate explains.
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Should you leave insurance out of it after a car accident? Bankrate explores.
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Looking to add someone to your car insurance policy? Here’s what you should know.
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Did your car get vandalized? Your car insurance might cover it.
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You can save money on pet insurance and still protect your pet.
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Pet insurance premiums are determined by a variety of factors.
![80 Mile Per Hour Sign Along A Freeway In Northern Nevada.](https://www.bankrate.com/2021/09/10091405/car-speeding-ticket-nevada-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Your insurance will usually go up after getting a speeding ticket in NV.
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A speeding ticket in RI often raises your insurance, but you might be able to save.
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Bankrate explores the consequences of speeding tickets in Delaware.
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Unsure about filing an insurance claim? Bankrate can help you figure it out.
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An independent agent works with many insurers. Decide if using one is right for you.
![An adult stands by their car and stares out at a nice scene as the sun sets in the distance.](https://www.bankrate.com/2021/09/01121851/How-to-choose-the-right-cheap-car-insurance-for-your-budget.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find the best budget car insurance without compromising coverage.
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Should you put multiple cars on the same insurance policy? Bankrate explores.
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What insurers offer standard and nonstandard car insurance? Bankrate can help.
![A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.](https://www.bankrate.com/2022/10/06130638/Insurance_How-to-prepare-for-a-home-insurance-inspection.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What should you do if you’re having a home inspection? Bankrate explains.
![A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.](https://www.bankrate.com/2020/02/22152811/clue-reports-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
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Your state’s elections could impact the cost of auto and home insurance.
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The declarations page is a summary of your home insurance policy.
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Did your homeowners insurance company issue a moratorium? Here’s what it means.
![A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.](https://www.bankrate.com/2022/11/05135629/Insurance_Does_homeowners_insurance_cover_termites.jpg?auto=webp&optimize=high&crop=1:1&width=356)
When does homeowners insurance cover termite damage? Bankrate has answers.
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HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
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HO-5 insurance provides some of the broadest protection for your home.
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Selling your life insurance policy can be tempting, but there is much to consider.
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Flexible life insurance with lasting benefits – explore universal life insurance.
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Does life insurance cover suicide? Here’s what you need to know.
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Learn the steps and options available when canceling your life insurance policy.
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Uncover funeral costs and the insurance options that can help ease the burden.
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Explore the benefits and drawbacks of single premium life insurance.
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Discover the benefits and risks of variable universal life insurance policies.
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Discover the features, benefits and costs of indexed universal life insurance.
The trusted provider of accurate rates and financial information