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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Black adult reviewing tax forms at their desk with an open laptop nearby.
Learn how to borrow from your life insurance and what to consider beforehand.
mom driving a car with her son in the backseat
Liability coverage is a necessary component of most auto insurance policies.
A partially-submerged house against a gray sky after a major storm and flooding
It’s never too early to shop for weatherproofing materials.
It’s important to know what conditions your pet insurance policy covers.
woman walking with her dog at the park
Waiting periods affect when coverage applies after you purchase a policy.
A couple going over tax documents with a professional.
Learn how an irrevocable beneficiary impacts your life insurance decisions.
Flooded streets in Houston Texas during Hurricane Harvey
Learn when hurricane season is in Texas and steps to prevent home damage.
Older Asian man drives his car with his daughter in the passenger seat.
Find out if you qualify for standard auto insurance.
Father and son at wheel of a car
With permissive use car insurance, a policy can cover friends who borrow your car.
Senior woman wearing glasses using laptop at home
Curious what stacked car insurance means? Bankrate can provide insight.
Young couple with advisor, signing paperwork
Insurance endorsements modify your car insurance policy with add-ons or new terms.
Cropped Hands Of Mechanic maintain car, engine oil check and replace
There is more to owning a car than filling it up with gas and driving to your destination. If you want your vehicle to last, you have to take care of it, which means routine maintenance. These car maintenance [...]
Driver enjoying their drive and staring off in the distance.
According to a 2022 survey from Pew Research, more than 5% of adults under age 30 identify as transgender or non-binary. That equates to roughly 1.6% of the American population between the ages of 30-49. [...]
Car destroyed by tornado among debris
Find out what act of god insurance is, how you’re covered and who needs it.
Same sex couple sits on the couch together reviewing their auto insurance policy.
Do you need to worry about reinsurance as a consumer? Bankrate explains what it is and how it works.
A young black man is in a student driver car with his teacher
Car insurance is just as important for drivers with a learner’s permit.
Flooded streets in Houston Texas during Hurricane Harvey
Learn when hurricane season is in Texas and steps to prevent home damage.
Distressed homeowner looking at their finances.
Dropped by your home insurance and don’t know what to do next? Bankrate can help.
When to file a home insurance claim
Deciding when to file a homeowners claim requires weighing various factors.
A young woman is sitting cross-legged on a couch and reviewing some financial forms.
Do you need to return extra money from a home insurance claim? Bankrate explains.
Group of adults talking
Bankrate explains HOA insurance and why it matters.
Mid adult man inspecting extractor hood in kitchen showroom
If you have RCV coverage, you’ll need to know about recoverable depreciation.
Hurricane Ian Slams Into West Coast Of Florida
Banrkate examines the current and future state of the Florida home insurance market.
Disabled Senior Man in a Wheelchair Working From Home
A renters policy can offer liability coverage, plus insurance for your stuff.
Black adult reviewing tax forms at their desk with an open laptop nearby.
Learn how to borrow from your life insurance and what to consider beforehand.
A couple going over tax documents with a professional.
Learn how an irrevocable beneficiary impacts your life insurance decisions.
Older couple sitting together on a dock over a lake.
What is permanent life insurance? Learn how it works and if it’s right for you.
businessman working in office
Key man insurance is important for a business. Learn how it works and its benefits.
Woman in coffeeshop reviewing paperwork
Wondering if the life insurance payout you got is taxable? Bankrate can help.
Consumer investigating unclaimed life insurance from his kitchen
Learn how to track down unclaimed life insurance policies and secure your payout.
An older couple sits with a young woman who is a financial specialist. She is reviewing their options.
Learn how laddering life insurance can be a money-saving strategy.
An adult son goes over some policy forms with his father while sitting in front of a laptop.
Can you take out a life insurance policy on anyone? Bankrate explains the rules.
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