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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
home with triangular roof and trees in background
Find out what home insurance covers and how much it typically costs.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

A man and a woman are out at a cafe. The man is holding a cigarette between his fingers.
Bankrate reviews what you need to know to buy life insurance when you use tobacco.
Woman uses navigation on her mobile phone in the car
Learn whether Geico’s DriveEasy telematics program is right for you.
Female mechanic reading clipboard in garage
“They told us the safety inspection was ‘unwarranted.’”
Car being towed
If your car is disabled while on the road, towing and labor coverage can offset the cost of towing, on-site labor or lockout and jump-start services.
Firefighters
ISO ratings indicate your fire risk and may influence your insurance rate.
man and woman at a car dealership shaking hands with a salesperson after buying a car
What is a lienholder and how does it affect your car insurance?
A car speeding
Find out how a speeding ticket affects your Florida car insurance policy.
Person looking at sunset on beach with car and dog
Bankrate reviews what costs are associated with purchasing and maintaining a car.
Woman uses navigation on her mobile phone in the car
Learn whether Geico’s DriveEasy telematics program is right for you.
Car being towed
If your car is disabled while on the road, towing and labor coverage can offset the cost of towing, on-site labor or lockout and jump-start services.
man and woman at a car dealership shaking hands with a salesperson after buying a car
What is a lienholder and how does it affect your car insurance?
A car speeding
Find out how a speeding ticket affects your Florida car insurance policy.
Person looking at sunset on beach with car and dog
Bankrate reviews what costs are associated with purchasing and maintaining a car.
Couple reviewing documents
What is an independent insurance agent? Bankrate reviews their pros and cons.
Cops writing a speeding ticket
One speeding ticket in Michigan can send your car insurance rates soaring.Learn why.
Firefighters
ISO ratings indicate your fire risk and may influence your insurance rate.
Middle-age man standing in front of his home looking at something in the distance
While he was taking out the garbage one night, Eli saw his neighbor loading up a moving truck. (Bankrate is not disclosing Eli’s last name for privacy reasons.) His neighbor’s lease was up, but the [...]
An image of a key that has a key chain of a stylized house made out of money.
And that’s on top of your mortgage payments.
Shot of a flatbed near a septic that has been dug up and is being serviced.
Home insurance should cover septic tank damage if it’s caused by a covered peril.
People reviewing documents
The declarations page is a summary of your home insurance policy.
Hurricane
The 2025 Atlantic hurricane season is here and shaping up to be especially active.
Two boys play superheroes out in the backyard.
Umbrella policies are not just for the ultra wealthy.
Lovely African American Insurance Adjuster inspecting damage to vehicle.
Consider hiring a public adjuster if you are short on time or have a large loss.
Senior African-American man receiving a home consultation from an African-American woman.
Learn more about the costs and benefits of long-term care insurance.
A mother and child (adult) sit together on a couch.
Joint life insurance covers two people under the same policy. Bankrate explains.
A man wearing glasses sits down at a table with an insurance agent signing a new plan.
Get answers to your cannabis questions, including: Does health insurance cover it?
Senior male owner working in cafe
What is reduced paid-up life insurance? Bankrate explains.
Couple looking at their finances
The face value of a life insurance policy is the amount your beneficiaries receive.
A life insurance agent goes over some possibilities with two clients (both senior African Americans)
Want to know how living benefits from life insurance policies help? Bankrate explains.
A black woman holding her child and enjoying a moment of rest.
In a level term policy, the premium and death benefit do not change.
A young man and woman are in the bunk of their Winnebago looking on the phone at possible insurance options.
Life insurance retirement plans may help fill the gaps of your retirement plans.
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