Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Learn what to do in the wake of a hit-and-run in Iowa.
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On top of legal penalties from a DUI, you might find that your car insurance is significantly more expensive following a Texas DUI conviction. How much does a DUI cost in Texas? On average, you will pay [...]
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Proper car seat use can reduce the risk of fatal injuries substantially. Learn more.
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Learn how a lapse in home insurance can occur and how it could impact you financially.
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Owning a car is an expensive part of the American dream.
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Will a hit-and-run claim raise your insurance? Bankrate has the answers.
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Both tickets and citations impact your insurance rates the same. Here’s how.
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Understand how driver’s license points affect car insurance rates.
![A person in a hijab driving a car.](https://www.bankrate.com/2021/07/13105052/Can-i-insure-a-car-not-in-my-name.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can I insure a car not in my name? Bankrate explains non-owner car insurance.
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Getting into a car accident without insurance can have pricey consequences.
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Bankrate’s list of the top 5 most expensive cars to insure in 2024.
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Does insurance cover engine failure? Bankrate investigates.
![People looking at car and shaking hands while smiling](https://www.bankrate.com/brp/2022/11/13132020/Insurance_Insuring_A_Leased_Vehicle.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate reviews what you need to know about insuring a leased vehicle.
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Can insurance companies deny coverage? Bankrate explores this question.
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Georgia, Indiana and Louisiana have the highest hidden costs of car ownership.
![A Man shows Driver's License and Vehicle License during a Check](https://www.bankrate.com/2021/04/29103526/massachusetts-driving-without-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn what the penalties for driving without insurance in MA are.
![Couple looking concerned as they review financial documents while in front of an open laptop computer.](https://www.bankrate.com/brp/2023/08/01110412/Insurance_What_to_do_if_Your_Homeowners_Insurance_is_canceled.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Did your home insurance cancel or nonrenew your policy? Here’s what to do now.
![fallen tree on top of a house](https://www.bankrate.com/2021/02/10141338/Homeowners-insurance-tree-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are trees covered by home insurance? The answer is…sometimes. Bankrate explains.
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Privacy concerns may prevent some drivers from adopting telematics programs.
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Wonder why your home insurance costs so much? Legal system abuse may be the answer.
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Do you understand how to read your home insurance policy? Bankrate can help.
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Bankrate tracks the CA home insurance market as providers limit coverage.
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Need air conditioner insurance to protect your HVAC system? Bankrate can help.
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Bankrate’s guide to everything you need to know about New York flood insurance.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
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Discover who needs life insurance the most and if it could be right for you.
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Learn how life insurance could enhance your financial health and secure your future.
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Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
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If finding life insurance is part of your pregnancy preparations, start here.
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Bankrate explores what life insurance covers to help you understand your options.
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Is short-term life insurance right for you? Bankrate explains this type of policy.
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Discover the features, benefits and costs of indexed universal life insurance.
The trusted provider of accurate rates and financial information