Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![Picture of a car door](https://www.bankrate.com/brp/2023/10/12153202/Insurance_The-truth-about-10-common-car-insurance-myths.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Debunking top car insurance myths to help you navigate your coverage with clarity.
![A woman adjusts her rearview mirror before she gets ready to drive away.](https://www.bankrate.com/2020/07/17170505/nationwide-smartride-review-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate reviews Nationwide’s safe driving rewards program, SmartRide.
![A woman taking a picture of the front of her dented car with her smartphone after an accident.](https://www.bankrate.com/2008/07/06162726/7-steps-to-take-in-a-car-accident-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What should you do after a car accident? Bankrate explains.
![Person standing in front of car with popped trunk looking at their smartphone.](https://www.bankrate.com/2022/07/07101346/Insurance-The-ultimate-guide-to-roadside-assistance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Confused about which type of roadside assistance program is right for you? This guide can help.
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Bankrate explains how tax code 7702 impacts life insurance policies.
![Residential house with hammock in garden.](https://www.bankrate.com/2019/12/06112020/Untitled-21.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Dwelling coverage is an integral part of a home insurance policy. Bankrate explains.
![Busy interstate outside of Atlanta](https://www.bankrate.com/2021/02/04101126/georgia-driving-without-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate examines the penalties for driving without insurance in Georgia.
![A shot of an empty living room with a blue wall and a white chair.](https://www.bankrate.com/2020/10/29171113/vacant-home-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What kind of insurance do you need if you own a vacant home? Bankrate explains.
![Expensive cars](https://www.bankrate.com/2021/07/14150501/car-most-expensive-cars-to-insure-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s list of the top 5 most expensive cars to insure in 2024.
![Person looking under hood of car while on phone](https://www.bankrate.com/brp/2024/08/13153922/Insurance-Does-Car-Insurance-Cover-Engine-Failure.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does insurance cover engine failure? Bankrate investigates.
![People looking at car and shaking hands while smiling](https://www.bankrate.com/brp/2022/11/13132020/Insurance_Insuring_A_Leased_Vehicle.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate reviews what you need to know about insuring a leased vehicle.
![Mixed race businessman working late in office](https://www.bankrate.com/2021/09/03123120/car-auto-insurance-coverage-denied-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can insurance companies deny coverage? Bankrate explores this question.
![Car made out of money](https://www.bankrate.com/brp/2024/08/09143938/image-6.png?auto=webp&optimize=high&crop=1:1&width=356)
Georgia, Indiana and Louisiana have the highest hidden costs of car ownership.
![A Man shows Driver's License and Vehicle License during a Check](https://www.bankrate.com/2021/04/29103526/massachusetts-driving-without-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn what the penalties for driving without insurance in MA are.
![Person shaking hands](https://www.bankrate.com/brp/2024/07/12162106/Insurance_Tips_for_First_Time_Car_Insurance_Buyers.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Buying car insurance for the first time? Follow these auto insurance tips.
![A man drives his family on a trip in their van; everyone is smiling and having a great time!](https://www.bankrate.com/2014/01/28141526/how-much-car-insurance-do-you-really-need-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find the right car insurance mix. Balance cover, cost and state requirements.
![Couple looking concerned as they review financial documents while in front of an open laptop computer.](https://www.bankrate.com/brp/2023/08/01110412/Insurance_What_to_do_if_Your_Homeowners_Insurance_is_canceled.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Did your home insurance cancel or nonrenew your policy? Here’s what to do now.
![fallen tree on top of a house](https://www.bankrate.com/2021/02/10141338/Homeowners-insurance-tree-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are trees covered by home insurance? The answer is…sometimes. Bankrate explains.
![Person driving](https://www.bankrate.com/brp/2024/08/13151742/Insurance-Are-telematics-really-saving-you-money-or-costing-you-more.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Privacy concerns may prevent some drivers from adopting telematics programs.
![Person looking at phone](https://www.bankrate.com/brp/2024/07/31125137/Insurance_Insurance_lawsuit_scam_piece.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wonder why your home insurance costs so much? Legal system abuse may be the answer.
![A consultant helping a customer go through their insurance policy](https://www.bankrate.com/2023/05/15124030/Insurance-How-to-read-a-home-insurance-policy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Do you understand how to read your home insurance policy? Bankrate can help.
![A lavish property on the coast of a tropical shore.](https://www.bankrate.com/2023/09/29225537/Insurance_Limited-home-insurance-options-in-California-as-major-carriers-pull-back.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate tracks the CA home insurance market as providers limit coverage.
![Person near air conditioner](https://www.bankrate.com/brp/2024/08/09143243/Insurance-Does-Homeowners-Insurance-Cover-AC.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Need air conditioner insurance to protect your HVAC system? Bankrate can help.
![Damaged houses and flooded streets after Hurricane Sandy](https://www.bankrate.com/2023/11/06105117/new-york-flood-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s guide to everything you need to know about New York flood insurance.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
![Grandparent and child are having a fun time together on the lakeshore where the child is putting a toy sailboat into the water.](https://www.bankrate.com/2021/09/04121559/Who-needs-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover who needs life insurance the most and if it could be right for you.
![Two people](https://www.bankrate.com/brp/2024/08/06143441/brooks_steuer.png?auto=webp&optimize=high&crop=1:1&width=356)
Learn how life insurance could enhance your financial health and secure your future.
![Insurance consultant consulting with client](https://www.bankrate.com/brp/2024/07/05120242/Insurance_How_Life_Insurance_Payouts_Work.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
![Pregnant black parent with black child feeling baby kick](https://www.bankrate.com/2023/04/02094610/Insurance_Life-insurance-while-pregnant.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If finding life insurance is part of your pregnancy preparations, start here.
![A couple reviewing their finances and sitting in front of a laptop](https://www.bankrate.com/2024/01/11150218/Insurance-What-does-life-insurance-cover.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores what life insurance covers to help you understand your options.
![An Asian father is gardening with his little daughter.](https://www.bankrate.com/2020/11/04105346/short-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is short-term life insurance right for you? Bankrate explains this type of policy.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
The trusted provider of accurate rates and financial information