Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![Expensive cars](https://www.bankrate.com/2021/07/14150501/car-most-expensive-cars-to-insure-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s list of the top 5 most expensive cars to insure in 2024.
![Couple looking concerned as they review financial documents while in front of an open laptop computer.](https://www.bankrate.com/brp/2023/08/01110412/Insurance_What_to_do_if_Your_Homeowners_Insurance_is_canceled.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Did your home insurance cancel or nonrenew your policy? Here’s what to do now.
![fallen tree on top of a house](https://www.bankrate.com/2021/02/10141338/Homeowners-insurance-tree-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are trees covered by home insurance? The answer is…sometimes. Bankrate explains.
![Person looking under hood of car while on phone](https://www.bankrate.com/brp/2024/08/13153922/Insurance-Does-Car-Insurance-Cover-Engine-Failure.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does insurance cover engine failure? Bankrate investigates.
![Person driving](https://www.bankrate.com/brp/2024/08/13151742/Insurance-Are-telematics-really-saving-you-money-or-costing-you-more.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Privacy concerns may prevent some drivers from adopting telematics programs.
![People looking at car and shaking hands while smiling](https://www.bankrate.com/brp/2022/11/13132020/Insurance_Insuring_A_Leased_Vehicle.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate reviews what you need to know about insuring a leased vehicle.
![Mixed race businessman working late in office](https://www.bankrate.com/2021/09/03123120/car-auto-insurance-coverage-denied-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can insurance companies deny coverage? Bankrate explores this question.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
![Couple with daughter talking to used car salesman.](https://www.bankrate.com/2010/07/15184927/5-advantages-to-buying-a-used-car.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
A used car can look as good as new, and it doesn’t have the surprising hidden costs of a new car.
![Parked car bumper accident](https://www.bankrate.com/2021/09/03154754/car-iowa-hit-and-run-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn what to do in the wake of a hit-and-run in Iowa.
![Police officer getting out of cruiser](https://www.bankrate.com/2021/03/09133238/texas-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
On top of legal penalties from a DUI, you might find that your car insurance is significantly more expensive following a Texas DUI conviction. How much does a DUI cost in Texas? On average, you will pay [...]
![Baby sitting in a car seat](https://www.bankrate.com/2022/09/26155412/Insurance_Car_and_booster_seat_facts_and_statistics.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Proper car seat use can reduce the risk of fatal injuries substantially. Learn more.
![Roads and cars in transit](https://www.bankrate.com/2024/02/27141449/is-car-ownership-becoming-a-luxury-americans-can-t-afford.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Owning a car is an expensive part of the American dream.
![Silver damaged car with dented aluminum metal body scratched and peeling paint](https://www.bankrate.com/2021/09/10095611/car-massachusetts-hit-and-run-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Will a hit-and-run claim raise your insurance? Bankrate has the answers.
![A person in a hijab driving a car.](https://www.bankrate.com/2021/07/13105052/Can-i-insure-a-car-not-in-my-name.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can I insure a car not in my name? Bankrate explains non-owner car insurance.
![woman stopped by police](https://www.bankrate.com/2023/04/01153756/Untitled-121.png?auto=webp&optimize=high&crop=1:1&width=356)
Both tickets and citations impact your insurance rates the same. Here’s how.
![Couple looking concerned as they review financial documents while in front of an open laptop computer.](https://www.bankrate.com/brp/2023/08/01110412/Insurance_What_to_do_if_Your_Homeowners_Insurance_is_canceled.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Did your home insurance cancel or nonrenew your policy? Here’s what to do now.
![fallen tree on top of a house](https://www.bankrate.com/2021/02/10141338/Homeowners-insurance-tree-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are trees covered by home insurance? The answer is…sometimes. Bankrate explains.
![Person driving](https://www.bankrate.com/brp/2024/08/13151742/Insurance-Are-telematics-really-saving-you-money-or-costing-you-more.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Privacy concerns may prevent some drivers from adopting telematics programs.
![Person looking at phone](https://www.bankrate.com/brp/2024/07/31125137/Insurance_Insurance_lawsuit_scam_piece.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wonder why your home insurance costs so much? Legal system abuse may be the answer.
![A consultant helping a customer go through their insurance policy](https://www.bankrate.com/2023/05/15124030/Insurance-How-to-read-a-home-insurance-policy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Do you understand how to read your home insurance policy? Bankrate can help.
![A lavish property on the coast of a tropical shore.](https://www.bankrate.com/2023/09/29225537/Insurance_Limited-home-insurance-options-in-California-as-major-carriers-pull-back.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate tracks the CA home insurance market as providers limit coverage.
![Person near air conditioner](https://www.bankrate.com/brp/2024/08/09143243/Insurance-Does-Homeowners-Insurance-Cover-AC.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Need air conditioner insurance to protect your HVAC system? Bankrate can help.
![Damaged houses and flooded streets after Hurricane Sandy](https://www.bankrate.com/2023/11/06105117/new-york-flood-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s guide to everything you need to know about New York flood insurance.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
![Grandparent and child are having a fun time together on the lakeshore where the child is putting a toy sailboat into the water.](https://www.bankrate.com/2021/09/04121559/Who-needs-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover who needs life insurance the most and if it could be right for you.
![Two people](https://www.bankrate.com/brp/2024/08/06143441/brooks_steuer.png?auto=webp&optimize=high&crop=1:1&width=356)
Learn how life insurance could enhance your financial health and secure your future.
![Insurance consultant consulting with client](https://www.bankrate.com/brp/2024/07/05120242/Insurance_How_Life_Insurance_Payouts_Work.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
![Pregnant black parent with black child feeling baby kick](https://www.bankrate.com/2023/04/02094610/Insurance_Life-insurance-while-pregnant.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If finding life insurance is part of your pregnancy preparations, start here.
![A couple reviewing their finances and sitting in front of a laptop](https://www.bankrate.com/2024/01/11150218/Insurance-What-does-life-insurance-cover.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores what life insurance covers to help you understand your options.
![An Asian father is gardening with his little daughter.](https://www.bankrate.com/2020/11/04105346/short-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is short-term life insurance right for you? Bankrate explains this type of policy.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
The trusted provider of accurate rates and financial information