Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Are electric cars cheaper than gas? Bankrate explores this and more.
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A DUI conviction in Wisconsin could increase your car insurance substantially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
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Find out when home insurance covers mold — and when it does not.
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Learn how to switch homeowners insurance when escrow pays your premium
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Safe driving might earn you a discount with Allstate Drivewise.
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Bankrate explains additional living expenses coverage on home and renters insurance.
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Pet dental care is important to your pet’s overall physical health.
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Are electric cars cheaper than gas? Bankrate explores this and more.
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A DUI conviction in Wisconsin could increase your car insurance substantially.
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
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Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
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Consolidate your bills and save money with a multi-car insurance policy
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Finding affordable car insurance in Michigan after a DUI may be a challenge.
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Learn more about finding car insurance with a DUI in the Empire State.
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Unfortunately your insurance claim check doesn’t always go directly to your wallet.
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Find out when home insurance covers mold — and when it does not.
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Learn how to switch homeowners insurance when escrow pays your premium
![A house that is in a state of disrepair with graphical overlays.](https://www.bankrate.com/2022/10/28143754/Insurance_What-is-additional-living-expenses-coverage_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains additional living expenses coverage on home and renters insurance.
![Graphical mash-up of a realistic photo of a gloved hand reaching down to pick up a set of house keys with overlays and shapes of solid colors.](https://www.bankrate.com/2022/11/06140422/Insurance_Does-homeowners-insurance-cover-theft_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Most home insurance policies protect against theft.
![A bunch of boxes and personal possessions with an umbrella over them (blue) symbolizing the theme of this article being about coverage for contents.](https://www.bankrate.com/2022/11/29144902/Insurance-What-is-contents-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Contents insurance covers your personal things if damaged by a covered peril.
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Among other things, it helps lenders decide whether you’ll be able to repay your loan.
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Learn how a lapse in home insurance can occur and how it could impact you financially.
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Bankrate interviewed experts to learn why the Florida insurance market is in crisis.
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Bankrate plumbs the depths of the gender gap in life insurance.
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Bankrate explains how life insurance premiums work and why they are so personalized.
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Meeting with a life insurance agent? Here’s what you might want to ask them.
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Bankrate explains how to choose a contingent beneficiary.
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It’s important to understand the different types of life insurance beneficiary.
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Considering taking a loan on your life insurance? Bankrate gives you the pros and cons.
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Learn how to convert term life insurance to whole life for extended coverage.
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Is life insurance or a 529 plan a better way to pay for college? Bankrate explores.
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