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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

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You could pay more for home coverage with a wood stove.
A man and a woman are out at a cafe. The man is holding a cigarette between his fingers.
Learn about the impact smoking has on life insurance eligibility and premiums.
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
Underground parking
Storing your car? Here’s what you need to know about coverage.
Bankrate plumbs the depths of the gender gap in life insurance.
Asian interracial family discussing life insurance possibilities with agent
Bankrate explains how life insurance premiums work and why they are so personalized.
a tsunami evacuation sign on a street
Tsunamis are rare in the U.S., but would a home insurance policy cover the damage?
Mechanic adjusting tire on car at workshop
Do you know how much your car weighs? It’s more important than you think.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person on computer
Reddit is full of insurance advice — but not all of it is helpful.
Driver sitting in their car with the window down, reviewing documents. The car is not in motion.
Everything you need to know about your car insurance policy number.
Black woman sits on passenger side of car with her face and arm out the window, enjoying the breeze.
Learn everything you need to know about an FR-44 with Bankrate’s guide.
Young couple sitting in car, woman holding smartphone, pointing directions, rear view
Learn how to get temporary car insurance in New York and how much it costs.
woman stopped by police
Is a citation a ticket? Bankrate explores what these two terms mean.
A woman stands outside of her smart car and activates it using her smartphone.
Wondering what it costs to insure a smart car? Bankrate can help.
Using calculator and laptop in kitchen
Bankrate reviews what you need to do to cancel a driver’s license after a death.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person voting
Your state’s elections could impact the cost of auto and home insurance.
mother and daughter grilling in backyard of home
The declarations page is a summary of your home insurance policy.
Person reviewing their taxes and/or financial documentation
Did your homeowners insurance company issue a moratorium? Here’s what it means.
A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.
When does homeowners insurance cover termite damage? Bankrate has answers.
Woman analyzing documents while sitting at home
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
Hispanic family enjoying a nice dinner out on the porch.
HO-5 insurance provides some of the broadest protection for your home.
Child going through an old box of jewelry.
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
An Asian financial advisor goes over some things with a client.
Selling your life insurance policy can be tempting, but there is much to consider.
An older black man sits at his table with his phone and a list of finance reports to review.
Flexible life insurance with lasting benefits – explore universal life insurance.
A woman sit and pensively stares out the window.
Does life insurance cover suicide? Here’s what you need to know.
An older couple sits down with a consultant to talk about their policy.
Learn the steps and options available when canceling your life insurance policy.
shot of roses and flowers on top of coffin
Uncover funeral costs and the insurance options that can help ease the burden.
Family playing ball
Explore the benefits and drawbacks of single premium life insurance.
Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.
Discover the benefits and risks of variable universal life insurance policies.
A black couple sitting together on the couch
Discover the features, benefits and costs of indexed universal life insurance.
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