Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
![An Asian financial advisor goes over some things with a client.](https://www.bankrate.com/2011/01/04120902/selling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Selling your life insurance policy can be tempting, but there is much to consider.
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Flexible life insurance with lasting benefits – explore universal life insurance.
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Reddit is full of insurance advice — but not all of it is helpful.
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Everything you need to know about your car insurance policy number.
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Learn everything you need to know about an FR-44 with Bankrate’s guide.
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Learn how to get temporary car insurance in New York and how much it costs.
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Is a citation a ticket? Bankrate explores what these two terms mean.
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Most auto insurers consider your annual mileage when calculating your premium.
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Finding the right insurance may take some of the stress out of teaching a teen to drive.
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Your car’s VIN is like a fingerprint: it’s unique and carries a lot of information.
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Bankrate breaks down nonstandard auto insurance and how it works.
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Find out if your car’s modifications are covered by insurance.
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With permissive use car insurance, a policy can cover friends who borrow your car.
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Curious what stacked car insurance means? Bankrate can provide insight.
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Insurance endorsements modify your car insurance policy with add-ons or new terms.
![A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.](https://www.bankrate.com/2020/02/22152811/clue-reports-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
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Your state’s elections could impact the cost of auto and home insurance.
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The declarations page is a summary of your home insurance policy.
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Did your homeowners insurance company issue a moratorium? Here’s what it means.
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When does homeowners insurance cover termite damage? Bankrate has answers.
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HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
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HO-5 insurance provides some of the broadest protection for your home.
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Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![An Asian financial advisor goes over some things with a client.](https://www.bankrate.com/2011/01/04120902/selling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Selling your life insurance policy can be tempting, but there is much to consider.
![An older black man sits at his table with his phone and a list of finance reports to review.](https://www.bankrate.com/2020/07/24103848/universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Flexible life insurance with lasting benefits – explore universal life insurance.
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Does life insurance cover suicide? Here’s what you need to know.
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Learn the steps and options available when canceling your life insurance policy.
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Uncover funeral costs and the insurance options that can help ease the burden.
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Explore the benefits and drawbacks of single premium life insurance.
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Discover the benefits and risks of variable universal life insurance policies.
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Discover the features, benefits and costs of indexed universal life insurance.
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