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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Business people negotiating a contract
Learn what a COI is and when you may need one.
Upset person driving
Paying for your policy isn’t fun. But, knowing more about it can make it bearable.
an asian chinese mid adult woman working from home at dining table using digital tablet and documents during breakfast time
Debating a 6 or 12-month car insurance policy? Bankrate explains the difference.
A black couple sits together in the living room reviewing their policy and if they need to switch.
Learn which insurance records need to be kept and which can head to the shredder.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
An Asian financial advisor goes over some things with a client.
Selling your life insurance policy can be tempting, but there is much to consider.
An older black man sits at his table with his phone and a list of finance reports to review.
Flexible life insurance with lasting benefits – explore universal life insurance.
Person on computer
Reddit is full of insurance advice — but not all of it is helpful.
Red bumper car scratched with deep damage to the paint
Learn the insurance implications and steps to take after a hit-and-run in Kentucky.
Man looking into car in car dealership
The actual cash value (ACV) of your vehicle can make or break your insurance claim.
Person in a car
What happens if you drive without insurance in Virginia? Learn more with Bankrate.
Policeman asking driver for identification
It can be a long road to reinstating your license after a DUI, but not impossible
Woman pulled over by police
Bankrate explains what you need to know about driving without insurance in Utah.
car accident crash
Involved in a hit-and-run accident in Wyoming? Here’s what to do next.
Mixed race woman paying bills online
Bankrate explains everything you need to know about sr-22 insurance in Pennsylvania.
Streets of downtown New York City.
What do you need to know to drive legally in New York? Bankrate explains.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person voting
Your state’s elections could impact the cost of auto and home insurance.
mother and daughter grilling in backyard of home
The declarations page is a summary of your home insurance policy.
Person reviewing their taxes and/or financial documentation
Did your homeowners insurance company issue a moratorium? Here’s what it means.
A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.
When does homeowners insurance cover termite damage? Bankrate has answers.
Woman analyzing documents while sitting at home
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
Hispanic family enjoying a nice dinner out on the porch.
HO-5 insurance provides some of the broadest protection for your home.
Child going through an old box of jewelry.
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
An Asian financial advisor goes over some things with a client.
Selling your life insurance policy can be tempting, but there is much to consider.
An older black man sits at his table with his phone and a list of finance reports to review.
Flexible life insurance with lasting benefits – explore universal life insurance.
A woman sit and pensively stares out the window.
Does life insurance cover suicide? Here’s what you need to know.
An older couple sits down with a consultant to talk about their policy.
Learn the steps and options available when canceling your life insurance policy.
shot of roses and flowers on top of coffin
Uncover funeral costs and the insurance options that can help ease the burden.
Family playing ball
Explore the benefits and drawbacks of single premium life insurance.
Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.
Discover the benefits and risks of variable universal life insurance policies.
A black couple sitting together on the couch
Discover the features, benefits and costs of indexed universal life insurance.
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