Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![A black couple sits together in the living room reviewing their policy and if they need to switch.](https://www.bankrate.com/2013/07/18174132/old-insurance-policies-can-be-tossed-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn which insurance records need to be kept and which can head to the shredder.
![A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.](https://www.bankrate.com/2020/02/22152811/clue-reports-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
![An Asian financial advisor goes over some things with a client.](https://www.bankrate.com/2011/01/04120902/selling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Selling your life insurance policy can be tempting, but there is much to consider.
![An older black man sits at his table with his phone and a list of finance reports to review.](https://www.bankrate.com/2020/07/24103848/universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Flexible life insurance with lasting benefits – explore universal life insurance.
![Person on computer](https://www.bankrate.com/brp/2024/09/03133225/Insurance-Im-a-licensed-insurance-agent-who-looked-at-insurance-advice-on-Reddit-Heres-what-I-found.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Reddit is full of insurance advice — but not all of it is helpful.
![Driver sitting in their car with the window down, reviewing documents. The car is not in motion.](https://www.bankrate.com/2021/10/02094529/What-is-a-car-insurance-policy-number.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Everything you need to know about your car insurance policy number.
![Black woman sits on passenger side of car with her face and arm out the window, enjoying the breeze.](https://www.bankrate.com/2020/08/28142703/fr44-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn everything you need to know about an FR-44 with Bankrate’s guide.
![Young couple sitting in car, woman holding smartphone, pointing directions, rear view](https://www.bankrate.com/2021/12/10142932/car-temporary-car-insurance-new-york-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to get temporary car insurance in New York and how much it costs.
![cars in a parking lot](https://www.bankrate.com/2022/06/06153015/Car-company-recalls.jpg?auto=webp&optimize=high&crop=1:1&width=356)
It’s important to keep up with the latest safety recall information, here’s how you do it.
![Financial Advisor](https://www.bankrate.com/2021/04/07162431/auto-insurance-stats-2021-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Want to learn more facts about car insurance? Bankrate has you covered.
![a couple in a convertible jeep driving down the road](https://www.bankrate.com/2022/06/09100215/Auto-insurance-2022-rate-increases-and-predictions.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Car insurance rates are rising. How much more can you expect to pay?
![Confident and professional young Asian businesswoman walking to her car in an outdoor carpark in the city, using smartphone and holding a cup of coffee. Business on the go concept](https://www.bankrate.com/2021/07/19093459/outreach-car-buying-a-car-on-facebook-marketplace-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Buying a car on Facebook Marketplace? Here’s everything you need to know.
![Traffic Jam Near Queensboro Bridge, New York City](https://www.bankrate.com/2021/11/11113342/GettyImages-1167082956.jpg?auto=webp&optimize=high&crop=1:1&width=356)
California is the worst state for drivers, according to our recent study. Here’s why.
![young woman driver turning back](https://www.bankrate.com/2021/07/30151133/outreach-car-expert-tips-for-teen-driving-anxiety-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
There is a new epidemic claiming the lives of teens across the country, and it is not what you would expect. It is not alcohol or drugs, or even crime that is responsible for about 300,000 emergency room [...]
![Smart car evaluating the road with sensors and futuristic technology.](https://www.bankrate.com/2021/06/22093327/outreach-how-do-self-driving-cars-work-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You have probably heard about self-driving cars in the news. But how do they work?
![Mother handing car keys to teenage daughter](https://www.bankrate.com/2021/06/21094333/outreach-obtaining-license-with-epilepsy-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can you get a driver’s license if you have seizures? The answer may surprise you.
![A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.](https://www.bankrate.com/2020/02/22152811/clue-reports-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
![Person voting](https://www.bankrate.com/brp/2024/08/30115342/Insurance_How_could_this_years_election_cycle_affect_your_insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Your state’s elections could impact the cost of auto and home insurance.
![mother and daughter grilling in backyard of home](https://www.bankrate.com/2020/04/30154747/Declaration-Page-800-450.png?auto=webp&optimize=high&crop=1:1&width=356)
The declarations page is a summary of your home insurance policy.
![Person reviewing their taxes and/or financial documentation](https://www.bankrate.com/2023/07/13132543/Insurance_What_is_a_Moratorium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Did your homeowners insurance company issue a moratorium? Here’s what it means.
![A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.](https://www.bankrate.com/2022/11/05135629/Insurance_Does_homeowners_insurance_cover_termites.jpg?auto=webp&optimize=high&crop=1:1&width=356)
When does homeowners insurance cover termite damage? Bankrate has answers.
![Woman analyzing documents while sitting at home](https://www.bankrate.com/2021/02/16142633/ho3-vs-ho5-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
![Hispanic family enjoying a nice dinner out on the porch.](https://www.bankrate.com/2020/10/08194350/ho5-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
HO-5 insurance provides some of the broadest protection for your home.
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![An Asian financial advisor goes over some things with a client.](https://www.bankrate.com/2011/01/04120902/selling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Selling your life insurance policy can be tempting, but there is much to consider.
![An older black man sits at his table with his phone and a list of finance reports to review.](https://www.bankrate.com/2020/07/24103848/universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Flexible life insurance with lasting benefits – explore universal life insurance.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![An older couple sits down with a consultant to talk about their policy.](https://www.bankrate.com/2013/06/17151940/canceling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn the steps and options available when canceling your life insurance policy.
![shot of roses and flowers on top of coffin](https://www.bankrate.com/2021/07/12113209/Average-cost-funeral.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Uncover funeral costs and the insurance options that can help ease the burden.
![Family playing ball](https://www.bankrate.com/brp/2023/02/20122913/Insurance-Single-Premium-Life-Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore the benefits and drawbacks of single premium life insurance.
![Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.](https://www.bankrate.com/2020/10/28163009/variable-universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the benefits and risks of variable universal life insurance policies.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
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