Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Bankrate is not a licensed insurance producer, and we are not attempting to sell, solicit or negotiate insurance products or coverage. Bankrate provides educational and informative content regarding insurance [...]
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Charging an electric car in public station by the street, The Netherlands](https://www.bankrate.com/2022/09/02111842/electric-vs-gas-vehicles.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are electric cars cheaper than gas? Bankrate explores this and more.
![Police pulling over vehicle on the street](https://www.bankrate.com/2021/05/06085142/car-wisconsin-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A DUI conviction in Wisconsin could increase your car insurance substantially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
![Charging an electric car in public station by the street, The Netherlands](https://www.bankrate.com/2022/09/02111842/electric-vs-gas-vehicles.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are electric cars cheaper than gas? Bankrate explores this and more.
![Police pulling over vehicle on the street](https://www.bankrate.com/2021/05/06085142/car-wisconsin-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A DUI conviction in Wisconsin could increase your car insurance substantially.
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
![Family white-tailed deer cross road](https://www.bankrate.com/2021/09/03165435/car-does-liability-insurance-cover-hitting-a-deer-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
![Modern Residential Neighborhood](https://www.bankrate.com/2021/04/15093323/multi-car-policies-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Consolidate your bills and save money with a multi-car insurance policy
![Police car](https://www.bankrate.com/brp/2024/02/22145035/car-insurance-after-a-dui-in-michigan.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Finding affordable car insurance in Michigan after a DUI may be a challenge.
![Flashing Lights on Police Car](https://www.bankrate.com/2021/05/04100732/car-new-york-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn more about finding car insurance with a DUI in the Empire State.
![An Asian woman sits down on the phone after receiving her claims check.](https://www.bankrate.com/2020/10/29173710/car-insurance-claim-checks-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Unfortunately your insurance claim check doesn’t always go directly to your wallet.
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
![A house that is in a state of disrepair with graphical overlays.](https://www.bankrate.com/2022/10/28143754/Insurance_What-is-additional-living-expenses-coverage_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains additional living expenses coverage on home and renters insurance.
![Graphical mash-up of a realistic photo of a gloved hand reaching down to pick up a set of house keys with overlays and shapes of solid colors.](https://www.bankrate.com/2022/11/06140422/Insurance_Does-homeowners-insurance-cover-theft_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Most home insurance policies protect against theft.
![A bunch of boxes and personal possessions with an umbrella over them (blue) symbolizing the theme of this article being about coverage for contents.](https://www.bankrate.com/2022/11/29144902/Insurance-What-is-contents-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Contents insurance covers your personal things if damaged by a covered peril.
![Portrait of young couple in front of new home](https://www.bankrate.com/2021/03/18103413/What_is_piti_on_a_mortgage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Among other things, it helps lenders decide whether you’ll be able to repay your loan.
![Saving for the future is serious business](https://www.bankrate.com/2021/05/07095853/home-insurance-lapse-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how a lapse in home insurance can occur and how it could impact you financially.
![A man parasailing into the sunset.](https://www.bankrate.com/2011/10/24155909/exclusions-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Your life insurance policy may not cover some events. Do you know what they are?
![A grandfather and his grandson spend some quality time together gardening.](https://www.bankrate.com/2011/08/25161948/rate-of-return-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate breaks down whole life insurance returns.
![Prison](https://www.bankrate.com/2016/06/05102842/prison-inmates-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Looking for life insurance for an inmate? Bankrate can guide you.
![An office area full of people sitting back to back at their computers.](https://www.bankrate.com/2020/11/12104828/dead-peasant-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate breaks down dead peasant insurance, also called corporate-owned life insurance.
![A woman sits in front of her laptop looking at her insurance and finance information](https://www.bankrate.com/2020/07/29113457/final-expense-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering if final expense life insurance is right for you? Bankrate can help.
![Skydiving group at the sunset](https://www.bankrate.com/2021/10/29124754/life-skydivers-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Finding life insurance as a skydiver may be challenging. Understand your options.
![A mother and daughter smile together for a picture. The mother is wearing a silk scarf over hear head as she is undergoing chemotherapy.](https://www.bankrate.com/2014/03/25154043/life-insurance-for-cancer-patients-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
It’s tough for a person with cancer to buy a life insurance policy, though it’s not impossible.
![A man and a woman are out at a cafe. The man is holding a cigarette between his fingers.](https://www.bankrate.com/2020/11/12150222/how-long-does-tobacco-stay-in-your-system-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about the impact smoking has on life insurance eligibility and premiums.
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