Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![Senior male owner working in cafe](https://www.bankrate.com/2021/11/10140549/life-insurance-reduced-paid-up-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What is reduced paid-up life insurance? Bankrate explains.
![Distressed homeowner looking at their finances.](https://www.bankrate.com/2023/01/25161407/GettyImages-1275685709.png?auto=webp&optimize=high&crop=1:1&width=356)
Dropped by your home insurance and don’t know what to do next? Bankrate can help.
![An Asian couple reviewing their options with a financial advisor after their death benefits policy has been denied.](https://www.bankrate.com/2015/09/23113812/death-benefit-denied-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If you’re dealing with a life insurance claim denial, Bankrate can help.
![Couple looking at their finances](https://www.bankrate.com/2021/03/01111357/face-value-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
The face value of a life insurance policy is the amount your beneficiaries receive.
![A storage unit full of cardboard boxes.](https://www.bankrate.com/2012/06/08092238/storage-unit-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Your home or renters policy may extend to items in storage but with less coverage.
![An elderly gay couple walks together on a nice, scenic forest road.](https://www.bankrate.com/2010/09/17165908/credit-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is credit life insurance worth it for you? Bankrate can help you find out.
![Older interracial couple sitting together at a desk and reviewing their options financially.](https://www.bankrate.com/2014/03/11110145/lose-life-insurance-after-quitting-job-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate breaks down what happens to your life insurance when changing jobs.
![teenager driving](https://www.bankrate.com/2022/04/29151812/Teen-driving-facts-and-statistics.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Just how dangerous is teen driving? Bankrate gathered some facts to find out.
![Using calculator and laptop in kitchen](https://www.bankrate.com/2021/06/16161445/outreach-cancelling-drivers-license-after-death-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate reviews what you need to do to cancel a driver’s license after a death.
![Charging an electric car in public station by the street, The Netherlands](https://www.bankrate.com/2022/09/02111842/electric-vs-gas-vehicles.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are electric cars cheaper than gas? Bankrate explores this and more.
![Police pulling over vehicle on the street](https://www.bankrate.com/2021/05/06085142/car-wisconsin-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A DUI conviction in Wisconsin could increase your car insurance substantially.
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
![Family white-tailed deer cross road](https://www.bankrate.com/2021/09/03165435/car-does-liability-insurance-cover-hitting-a-deer-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
![Modern Residential Neighborhood](https://www.bankrate.com/2021/04/15093323/multi-car-policies-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Consolidate your bills and save money with a multi-car insurance policy
![Police car](https://www.bankrate.com/brp/2024/02/22145035/car-insurance-after-a-dui-in-michigan.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Finding affordable car insurance in Michigan after a DUI may be a challenge.
![Flashing Lights on Police Car](https://www.bankrate.com/2021/05/04100732/car-new-york-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn more about finding car insurance with a DUI in the Empire State.
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
![A house that is in a state of disrepair with graphical overlays.](https://www.bankrate.com/2022/10/28143754/Insurance_What-is-additional-living-expenses-coverage_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains additional living expenses coverage on home and renters insurance.
![Graphical mash-up of a realistic photo of a gloved hand reaching down to pick up a set of house keys with overlays and shapes of solid colors.](https://www.bankrate.com/2022/11/06140422/Insurance_Does-homeowners-insurance-cover-theft_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Most home insurance policies protect against theft.
![A bunch of boxes and personal possessions with an umbrella over them (blue) symbolizing the theme of this article being about coverage for contents.](https://www.bankrate.com/2022/11/29144902/Insurance-What-is-contents-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Contents insurance covers your personal things if damaged by a covered peril.
![Portrait of young couple in front of new home](https://www.bankrate.com/2021/03/18103413/What_is_piti_on_a_mortgage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Among other things, it helps lenders decide whether you’ll be able to repay your loan.
![Saving for the future is serious business](https://www.bankrate.com/2021/05/07095853/home-insurance-lapse-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how a lapse in home insurance can occur and how it could impact you financially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![An older couple sits down with a consultant to talk about their policy.](https://www.bankrate.com/2013/06/17151940/canceling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn the steps and options available when canceling your life insurance policy.
![shot of roses and flowers on top of coffin](https://www.bankrate.com/2021/07/12113209/Average-cost-funeral.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Uncover funeral costs and the insurance options that can help ease the burden.
![Family playing ball](https://www.bankrate.com/brp/2023/02/20122913/Insurance-Single-Premium-Life-Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore the benefits and drawbacks of single premium life insurance.
![Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.](https://www.bankrate.com/2020/10/28163009/variable-universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the benefits and risks of variable universal life insurance policies.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![Older couple having a good laugh](https://www.bankrate.com/2023/05/11132119/Insurance_Is_life_insurance_worth_it__.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore if life insurance is worth it and find the best policy for your needs.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
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