Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Find Michigan’s car insurance laws confusing? Bankrate can help.
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Bankrate investigates how home insurance is calculated, and more.
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Have you been in a recent accident? A diminished value claim may help.
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Know your next steps if you’re involved in a hit-and-run in Florida.
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Wondering how to get discounts on your home insurance? Bankrate can help.
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Learn more about New Jersey’s car insurance laws and get tips to maximize your coverage.
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Discover how New Jersey’s changing car insurance laws might impact your premiums.
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You can expect to pay more for insurance following a speeding ticket in Wisconsin.
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Bankrate reviews what you need to do to cancel a driver’s license after a death.
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Are electric cars cheaper than gas? Bankrate explores this and more.
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A DUI conviction in Wisconsin could increase your car insurance substantially.
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Safe driving might earn you a discount with Allstate Drivewise.
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Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
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Consolidate your bills and save money with a multi-car insurance policy
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Finding affordable car insurance in Michigan after a DUI may be a challenge.
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Learn more about finding car insurance with a DUI in the Empire State.
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Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
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Find out when home insurance covers mold — and when it does not.
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Learn how to switch homeowners insurance when escrow pays your premium
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Bankrate explains additional living expenses coverage on home and renters insurance.
![Graphical mash-up of a realistic photo of a gloved hand reaching down to pick up a set of house keys with overlays and shapes of solid colors.](https://www.bankrate.com/2022/11/06140422/Insurance_Does-homeowners-insurance-cover-theft_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Most home insurance policies protect against theft.
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Contents insurance covers your personal things if damaged by a covered peril.
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Among other things, it helps lenders decide whether you’ll be able to repay your loan.
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Learn how a lapse in home insurance can occur and how it could impact you financially.
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Does life insurance cover suicide? Here’s what you need to know.
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Learn the steps and options available when canceling your life insurance policy.
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Uncover funeral costs and the insurance options that can help ease the burden.
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Explore the benefits and drawbacks of single premium life insurance.
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Discover the benefits and risks of variable universal life insurance policies.
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Discover the features, benefits and costs of indexed universal life insurance.
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Explore if life insurance is worth it and find the best policy for your needs.
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Term vs. whole life: Uncover which insurance fits your needs and future best.
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