Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Bankrate is not a licensed insurance producer, and we are not attempting to sell, solicit or negotiate insurance products or coverage. Bankrate provides educational and informative content regarding insurance [...]
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Charging an electric car in public station by the street, The Netherlands](https://www.bankrate.com/2022/09/02111842/electric-vs-gas-vehicles.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are electric cars cheaper than gas? Bankrate explores this and more.
![Police pulling over vehicle on the street](https://www.bankrate.com/2021/05/06085142/car-wisconsin-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A DUI conviction in Wisconsin could increase your car insurance substantially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
![Charging an electric car in public station by the street, The Netherlands](https://www.bankrate.com/2022/09/02111842/electric-vs-gas-vehicles.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are electric cars cheaper than gas? Bankrate explores this and more.
![Police pulling over vehicle on the street](https://www.bankrate.com/2021/05/06085142/car-wisconsin-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A DUI conviction in Wisconsin could increase your car insurance substantially.
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
![Family white-tailed deer cross road](https://www.bankrate.com/2021/09/03165435/car-does-liability-insurance-cover-hitting-a-deer-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
![Modern Residential Neighborhood](https://www.bankrate.com/2021/04/15093323/multi-car-policies-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Consolidate your bills and save money with a multi-car insurance policy
![Police car](https://www.bankrate.com/brp/2024/02/22145035/car-insurance-after-a-dui-in-michigan.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Finding affordable car insurance in Michigan after a DUI may be a challenge.
![Flashing Lights on Police Car](https://www.bankrate.com/2021/05/04100732/car-new-york-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn more about finding car insurance with a DUI in the Empire State.
![An Asian woman sits down on the phone after receiving her claims check.](https://www.bankrate.com/2020/10/29173710/car-insurance-claim-checks-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Unfortunately your insurance claim check doesn’t always go directly to your wallet.
![Financial advisor helping a senior couple at home](https://www.bankrate.com/2021/05/11130129/home-insurance-adjusters-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Curious how home insurance adjusters work? Bankrate helps you understand.
![Retired couple sitting on sofa at home, relaxing, woman with laptop smiling, man with head back wearing headphones, lost in music, sitting side by side on blue sofa in retro style living room](https://www.bankrate.com/2021/08/01123902/Homeowners-insurance-deductible.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Your deductible is the amount you pay out of pocket when you file a claim.
![flood water flowing down staircase into house basement](https://www.bankrate.com/2021/11/01105331/homeowners-insurance-basement-flood-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering if home insurance will cover that flooded basement? Bankrate explains.
![Business man reviewing paperwork in a cafe](https://www.bankrate.com/2021/05/11152024/scheduled-personal-property-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out if you need additional coverage for your personal property.
![Rain hitting roof](https://www.bankrate.com/2020/05/25132354/roof-insurance-acv-versus-replacement-cost-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Which should you choose: ACV roof coverage or replacement cost? Bankrate explains.
![Shot of a tornado whipping through a lightly forested area.](https://www.bankrate.com/2020/12/03172105/the-10-worst-states-for-tornadoes-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Do you live in a tornado-prone state? Bankrate breaks down risk levels by region.
![Residential house with hammock in garden.](https://www.bankrate.com/2019/12/06112020/Untitled-21.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Dwelling coverage is an integral part of a home insurance policy. Bankrate explains.
![A woman unpacking books](https://www.bankrate.com/brp/2023/05/10094820/Homes_-Complete_costs_of_buying_a_home.jpg?auto=webp&optimize=high&crop=1:1&width=356)
The cost of buying a house goes far beyond just the mortgage payment.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![An older couple sits down with a consultant to talk about their policy.](https://www.bankrate.com/2013/06/17151940/canceling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn the steps and options available when canceling your life insurance policy.
![shot of roses and flowers on top of coffin](https://www.bankrate.com/2021/07/12113209/Average-cost-funeral.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Uncover funeral costs and the insurance options that can help ease the burden.
![Family playing ball](https://www.bankrate.com/brp/2023/02/20122913/Insurance-Single-Premium-Life-Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore the benefits and drawbacks of single premium life insurance.
![Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.](https://www.bankrate.com/2020/10/28163009/variable-universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the benefits and risks of variable universal life insurance policies.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![Older couple having a good laugh](https://www.bankrate.com/2023/05/11132119/Insurance_Is_life_insurance_worth_it__.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore if life insurance is worth it and find the best policy for your needs.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
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