Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Charging an electric car in public station by the street, The Netherlands](https://www.bankrate.com/2022/09/02111842/electric-vs-gas-vehicles.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Are electric cars cheaper than gas? Bankrate explores this and more.
![Police pulling over vehicle on the street](https://www.bankrate.com/2021/05/06085142/car-wisconsin-dui-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A DUI conviction in Wisconsin could increase your car insurance substantially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
![woman loading a car trunk](https://www.bankrate.com/2021/11/22104914/Allstate-drivewise-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Safe driving might earn you a discount with Allstate Drivewise.
![A house that is in a state of disrepair with graphical overlays.](https://www.bankrate.com/2022/10/28143754/Insurance_What-is-additional-living-expenses-coverage_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains additional living expenses coverage on home and renters insurance.
![A woman with a facemask applies hand sanitizer while looking over a binder of information.](https://www.bankrate.com/2020/06/03153049/personal-finances-during-covid-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Being a wise money manager can be challenging even in normal times. Now, over a year after the COVID-19 crisis was declared a pandemic, the personal finances of many people are still being disrupted. If [...]
![Young black woman teleconferencing with co-workers](https://www.bankrate.com/2021/02/11093943/working-remotely-covid-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
For a majority of the population, the COVID-19 pandemic has had a significant impact on their lifestyle. Although the vaccine is being distributed, we still have a long way to go until things return to [...]
![Teen Taking Driver Test](https://www.bankrate.com/2021/01/19202838/Teen-Taking-Driver-Test.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Getting a driver’s license is a rite of passage for many teenagers. To prepare for the on-road test, most student drivers are required to complete a driver’s education course and practice on-road skills [...]
![](https://www.bankrate.com/v5.1332.0/next/img/articles/placeholder1.jpg?auto=webp&optimize=high&crop=1:1&width=356)
There’s more than one way to trim transportation costs. Here are options for single people.
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
![A house that is in a state of disrepair with graphical overlays.](https://www.bankrate.com/2022/10/28143754/Insurance_What-is-additional-living-expenses-coverage_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains additional living expenses coverage on home and renters insurance.
![Graphical mash-up of a realistic photo of a gloved hand reaching down to pick up a set of house keys with overlays and shapes of solid colors.](https://www.bankrate.com/2022/11/06140422/Insurance_Does-homeowners-insurance-cover-theft_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Most home insurance policies protect against theft.
![A bunch of boxes and personal possessions with an umbrella over them (blue) symbolizing the theme of this article being about coverage for contents.](https://www.bankrate.com/2022/11/29144902/Insurance-What-is-contents-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Contents insurance covers your personal things if damaged by a covered peril.
![Portrait of young couple in front of new home](https://www.bankrate.com/2021/03/18103413/What_is_piti_on_a_mortgage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Among other things, it helps lenders decide whether you’ll be able to repay your loan.
![Saving for the future is serious business](https://www.bankrate.com/2021/05/07095853/home-insurance-lapse-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how a lapse in home insurance can occur and how it could impact you financially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![An older couple sits down with a consultant to talk about their policy.](https://www.bankrate.com/2013/06/17151940/canceling-your-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn the steps and options available when canceling your life insurance policy.
![shot of roses and flowers on top of coffin](https://www.bankrate.com/2021/07/12113209/Average-cost-funeral.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Uncover funeral costs and the insurance options that can help ease the burden.
![Family playing ball](https://www.bankrate.com/brp/2023/02/20122913/Insurance-Single-Premium-Life-Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore the benefits and drawbacks of single premium life insurance.
![Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.](https://www.bankrate.com/2020/10/28163009/variable-universal-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the benefits and risks of variable universal life insurance policies.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![Older couple having a good laugh](https://www.bankrate.com/2023/05/11132119/Insurance_Is_life_insurance_worth_it__.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Explore if life insurance is worth it and find the best policy for your needs.
![Scene of a beach with a woven grass umbrella over a nice beach chair in front of a clear, blue shoreline.](https://www.bankrate.com/2023/03/25154959/Insurance_Term-vs-whole-life-insurance_v2.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term vs. whole life: Uncover which insurance fits your needs and future best.
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